AmbitionBox
Interview Questions
- Reviews
- Salaries
- Interview Questions
- About Company
- Benefits
- Jobs
- Office Photos
- Community
Add office photos
Filter interviews by
PayU Finance Credit Risk Analyst Interview Questions and Answers
PayU Finance Credit Risk Analyst Interview Experiences
1 interview found
Anonymous
(1 Question)
- Q1. Join Questions especially self joins
Top trending discussions
Interview questions from similar companies
Selected
I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell me about your self
- Ans.
I am a detail-oriented and analytical individual with a strong background in credit and risk analysis.
Strong analytical skills
Detail-oriented
Background in credit and risk analysis
- Q2. Why are you join this company
- Ans.
I am excited to join this company because of its strong reputation in the industry and the opportunities for growth and development.
Strong reputation in the industry
Opportunities for growth and development
Excited about the company's values and culture
Interview Preparation Tips
(1 Question)
- Q1. In which type of industry you had your articleship experience
I applied via campus placement at Veermata Jijabai Technological Institute (VJTI), Mumbai and was interviewed before Jul 2023. There was 1 interview round.
(2 Questions)
- Q1. Experience with Cloud services
- Ans.
I have experience working with cloud services such as AWS, Azure, and Google Cloud.
Managed data storage and processing on AWS S3 and EC2 instances
Utilized Azure Machine Learning for predictive modeling
Implemented Google Cloud Platform for real-time data analytics
- Q2. Familiarity with PySpark
- Ans.
PySpark is a Python API for Apache Spark, used for big data processing and analytics.
PySpark is a Python API for Apache Spark, a distributed computing system.
It allows for parallel processing of large datasets using Spark's distributed framework.
PySpark provides high-level APIs in Python for Spark programming, making it easier to work with big data.
Example: PySpark can be used for data preprocessing, machine learning,
Skills evaluated in this interview
Selected
I applied via Walk-in and was interviewed before Jul 2023. There were 2 interview rounds.
English Grammer ,walkin
(2 Questions)
- Q1. Why did you choose amazon?
- Ans.
I chose Amazon because of its innovative culture, global impact, and opportunities for growth.
Innovative culture: Amazon is known for its cutting-edge technology and constant innovation.
Global impact: Amazon operates on a global scale, reaching millions of customers worldwide.
Opportunities for growth: Amazon offers a wide range of career opportunities and the chance to work on challenging projects.
- Q2. Leadership priciples in amazon
Sathish Thala
They ask about credit analysis
Selected
I applied via Walk-in and was interviewed before Dec 2023. There was 1 interview round.
(2 Questions)
- Q1. Why should we hire you?
- Ans.
I have a strong background in credit analysis and risk assessment, with a proven track record of making sound lending decisions.
I have X years of experience in credit analysis and risk assessment.
I have a proven track record of making sound lending decisions.
I am detail-oriented and have strong analytical skills.
I am familiar with industry regulations and compliance standards.
I have excellent communication and interper...
- Q2. Why do you think your growth will be here?
- Ans.
I believe my growth will be here due to my strong work ethic, dedication to learning, and ability to adapt to new challenges.
I have a proven track record of exceeding targets and taking on additional responsibilities in my previous roles.
I am constantly seeking out opportunities for professional development and further education to enhance my skills.
I am adaptable and thrive in fast-paced environments, which will allow
Selected
I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.
(2 Questions)
- Q1. Tell me about your self
- Ans.
I am a detail-oriented and analytical individual with a strong background in credit and risk analysis.
Strong analytical skills
Detail-oriented
Background in credit and risk analysis
- Q2. Why are you join this company
- Ans.
I am excited to join this company because of its strong reputation in the industry and the opportunities for growth and development.
Strong reputation in the industry
Opportunities for growth and development
Excited about the company's values and culture
Interview Preparation Tips
I applied via Campus Placement and was interviewed in Feb 2021. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Why you want to join bank?
- Q2. What you was doing between completion of articleship to clearing your final exam?
- Q3. Family background and blood relation already in bank?
MANU AGARWAL
I was interviewed before May 2016.
Interview Questionnaire
3 Questions
- Q1. Current working experience,
- Q2. Banking Related knowledge
- Q3. How do you assess credit worthiness
- Ans.
Assess credit worthiness by analyzing credit history, financial statements, and other relevant data.
Review credit reports and scores
Analyze financial statements and income
Consider employment history and stability
Evaluate debt-to-income ratio
Assess collateral and assets
Look for red flags such as bankruptcies or late payments
Interview Preparation Tips
Experience: Resume was forwarded to HR for preliminary screening of the candidates.
Tips: Resume should be in original in your own words and language, generally candidates copy paste the resume which get caught by HR
Round: Technical Interview
Experience: Current working experience was asked for, Questions related to the domain of job were being asked specifically like banking terminologies etc.
Now , at the end they touched core area of which they were taking interview
Tips: Don't be over enthusiastic , tell exactly what are you doing at present, any cross question on false working will trap you.
If technical / specific questions are asked from you, don't be 100% confident and just say that according to me it can be....
Skills: Common Sense, Communication, Knowledge In Core Topics, RISK TAKING ABILITY, Behavioural Skills
PayU Finance Interview FAQs
Tell us how to improve this page.
PayU Finance Interviews By Designations
Interview Questions for Popular Designations
- Credit Manager Interview Questions
- Credit Officer Interview Questions
- Branch Credit Manager Interview Questions
- Credit Analyst Interview Questions
- Risk Manager Interview Questions
- Area Credit Manager Interview Questions
- Market Risk Analyst Interview Questions
- Assistant Risk Manager Interview Questions
- Show more
PayU Finance Credit Risk Analyst Interview Process
based on 1 interview
Interview experience
Interview Questions from Similar Companies
|
Assistant Manager
13
salaries
|  ₹5.6 L/yr - ₹14.4 L/yr |
|
Senior Software Engineer
11
salaries
| ₹15 L/yr - ₹35 L/yr |
|
Area Sales Manager
8
salaries
| ₹12 L/yr - ₹22 L/yr |
|
Software Engineer
7
salaries
| ₹13.8 L/yr - ₹20 L/yr |
|
Sales Manager
6
salaries
| ₹4.5 L/yr - ₹10.5 L/yr |
Paytm
Mobikwik
PhonePe
Razorpay
- Home >
- Interviews >
- PayU Finance Interview Questions >
- PayU Finance Credit Risk Analyst Interview Questions
