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Paytm Senior Associate Interview Questions and Answers
Q1. What is debit & credit , journal entries, Book keeping, cash flows. Manual payouts routine wise.
Debit and credit are accounting terms used to record financial transactions. Journal entries are the detailed records of these transactions. Bookkeeping involves organizing and maintaining financial records. Cash flows track the movement of money in and out of a business. Manual payouts routine wise refer to the process of making payments manually according to a set procedure.
Debit and credit are used to record increases and decreases in assets, liabilities, and equity accoun...read more
Q2. Tell me about insurance
Insurance is a contract between an individual and an insurance company to protect against financial loss.
Insurance provides financial protection against unexpected events
There are different types of insurance such as health, life, auto, and home insurance
Premiums are paid to the insurance company in exchange for coverage
Insurance policies have terms and conditions that must be followed to receive benefits
Insurance companies use actuarial science to calculate risk and set prem...read more
Q3. what is Cloud computing
Cloud computing is the delivery of computing services over the internet.
Cloud computing allows users to access and use computing resources on-demand, such as storage, processing power, and software applications.
These resources are hosted and managed by a third-party provider, allowing users to avoid the need for physical infrastructure and maintenance.
Examples of cloud computing services include Amazon Web Services (AWS), Microsoft Azure, and Google Cloud Platform.
Q4. What is accounting standards.
Accounting standards are guidelines and rules set by regulatory bodies to ensure consistency and transparency in financial reporting.
Accounting standards dictate how financial transactions should be recorded, reported, and disclosed in financial statements.
They help ensure comparability between different companies' financial statements.
Examples of accounting standards include GAAP (Generally Accepted Accounting Principles) and IFRS (International Financial Reporting Standards...read more
Q5. What is TCP & UDP
TCP (Transmission Control Protocol) and UDP (User Datagram Protocol) are two protocols used in computer networking.
TCP is a connection-oriented protocol that provides reliable and ordered delivery of data packets.
UDP is a connectionless protocol that provides fast and unreliable delivery of data packets.
TCP is used for applications that require guaranteed delivery of data, such as web browsing and email.
UDP is used for applications that prioritize speed over reliability, such...read more
Q6. What is OSI Layer
The OSI (Open Systems Interconnection) model is a conceptual framework that standardizes the functions of a communication system into seven layers.
The OSI model is used to understand and describe how different network protocols work together.
Each layer in the OSI model has a specific function and interacts with the layers above and below it.
The seven layers of the OSI model are: Physical, Data Link, Network, Transport, Session, Presentation, and Application.
Each layer provide...read more
Q7. what is Raid concept
RAID (Redundant Array of Independent Disks) is a data storage technology that combines multiple physical drives into a single logical unit for improved performance, fault tolerance, and data protection.
RAID is used to increase storage capacity, enhance data reliability, and improve read/write performance.
There are different RAID levels, such as RAID 0, RAID 1, RAID 5, RAID 10, etc., each offering different benefits and trade-offs.
RAID 0 stripes data across multiple drives to ...read more
Q8. Experience of dffrnt companys
I have experience working in various companies across different industries.
Worked in a tech startup where I gained experience in fast-paced environment
Transitioned to a large corporation where I learned about corporate structure and processes
Spent time in a non-profit organization where I developed skills in community engagement
Q9. Types of insurance
Types of insurance include life, health, auto, home, and travel insurance.
Life insurance provides financial protection to beneficiaries upon the insured's death.
Health insurance covers medical expenses and provides access to healthcare services.
Auto insurance protects against financial loss in case of accidents or theft involving a vehicle.
Home insurance provides coverage for damages or losses to a house and its contents.
Travel insurance offers protection against unexpected e...read more
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