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Namaste Credit Credit Underwriter Interview Questions and Answers
Namaste Credit Credit Underwriter Interview Experiences
2 interviews found
Anonymous
I applied via Campus Placement
Accounting , balance sheet, aptitude, ratio
Selected
I applied via Walk-in and was interviewed before Jul 2023. There was 1 interview round.
(2 Questions)
- Q1. Just typing test
- Q2. Asking personal details with fixing up the salary
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Interview questions from similar companies
Selected
I applied via LinkedIn and was interviewed in Feb 2023. There were 3 interview rounds.
(1 Question)
- Q1. Introduction and screening
(1 Question)
- Q1. Process related questions
Divya Puthran
Selected
I appeared for an interview before Mar 2024, where I was asked the following questions.
- Q1. What is your past experience in audit field
- Ans.
I have over five years of experience in the audit field, focusing on financial audits and compliance assessments.
Conducted financial audits for various clients, ensuring compliance with GAAP and identifying areas for improvement.
Led a team of auditors in a comprehensive internal audit for a healthcare organization, resulting in a 20% reduction in operational costs.
Developed audit plans and risk assessments, tailoring a...
- Q2. Tell me something about yourself
- Q3. What are the RBI guidelines that are applicable to NBFC
- Ans.
RBI guidelines for NBFCs ensure financial stability, consumer protection, and regulatory compliance in the non-banking sector.
Registration: NBFCs must be registered with RBI under the Companies Act, 1956.
Net Owned Funds: NBFCs should maintain a minimum net owned fund of ₹2 crore.
Capital Adequacy Ratio: A minimum CAR of 15% is required to ensure financial stability.
Asset Classification: NBFCs must classify assets into s...
- Q4. What are expectations from Kissht & payout
- Ans.
Expectations from Kissht include growth opportunities, team collaboration, and competitive payouts based on performance metrics.
Growth Opportunities: Expect to advance in your career through training and mentorship programs.
Team Collaboration: A strong emphasis on teamwork to achieve common goals, fostering a supportive work environment.
Performance-Based Payouts: Compensation linked to individual and team performance, ...
Interview Preparation Tips
(2 Questions)
- Q1. Basic educational background
- Q2. Do you have your own laptop
- Ans.
Yes, I have my own laptop.
I have my own laptop which I use for work purposes.
Having my own laptop allows me to work remotely and efficiently.
I am familiar with various software and tools used in credit management.
Having a personal laptop ensures data security and confidentiality.
I can provide examples of how I have utilized my laptop in previous credit management roles.
(2 Questions)
- Q1. Ratio Analysis. Balance Sheet and P&L ratios
- Q2. Business Model Understanding
Interview Preparation Tips
I applied via Approached by company and was interviewed in Aug 2021. There were 2 interview rounds.
Quant focussed Case Study (be prepared for calculations)
(1 Question)
- Q1. Why are you looking for a change?
Interview Preparation Tips
I applied via Company Website and was interviewed before Oct 2020. There was 1 interview round.
Interview Questionnaire
1 Question
- Q1. Typical get to know you and behavioural questions
Interview Preparation Tips
Interview Preparation Tips
Experience: I got shortlisted for Capital One but could not make through the interview comprising mainly of number crunching questions. Later, I interviewed with Flipkart and got selected.
General Tips: 1. I was inclined in clearing CAT from my second year onwards.
2. I did a summer project in the second year and simultaneously joined Career Launcher.
3. I didn’t prepared much for the placements and was only focussed on CAT preparations during the seventh semester.
4. I did not give as much time in resume building as given by mates since I knew that I have nothing to mention about except my CPI.
5. CAT preparations helped me strengthen my aptitude and quant skills.
6. I was able to clear the tests of various companies just with my CAT knowledge.
7. I practised maths for entire month and was pretty confident in English and a week before the main exam, I did one or two mock papers daily.
College Name: IIT KANPUR
Interview Questionnaire
3 Questions
- Q1. A situation where you had to take expertise from someone and why?
- Ans.
Yes
I had to take expertise from a senior analyst to understand a complex financial model.
I sought guidance from a subject matter expert to interpret a new regulatory requirement.
I collaborated with a data scientist to analyze and interpret a large dataset.
I consulted with a software engineer to troubleshoot a technical issue in a data analysis tool.
- Q2. A situation where you were not able to meet the deadline of your work and finally what was the response you got for your work?
- Ans.
I missed a deadline due to unexpected complications, but received understanding and support from my team.
I was working on a project with a tight deadline
Unexpected complications arose that delayed my progress
I communicated the situation to my team and asked for an extension
My team was understanding and supportive, and we worked together to adjust the timeline
- Q3. A situation where you had to do a thing which you had no prior knowledge about and what was the result?
Interview Preparation Tips
Experience: The questions were related to Data Interpretation. I felt severe time constraint in the paper.
Tips: Selectivity among the questions proved beneficial in clearing the cut-off.
Duration: 60 minutes
Total Questions: 30
Round: Case Study Interview
Experience: Preliminary(Long before Placement Season)
It was a 10-minute one on one interview. They had given the link for few practice case-studies. The Case Study given at their website is the most important one. It helps you understand the standard approach they look for in a candidate.
Round: Case Study Interview
Experience: This was a 50-minute interview during the placement season.
Round: Case Study Interview
Experience: This was a 20-minute interview. It was a case interview similar to the first one.
Round: HR Interview
Experience: It was a behavioral Interview.
Tips: Questions were expected to be answered in detail.
College Name: IIT KANPUR
Interview Preparation Tips
Experience: DI based questions were asked. Guys preparing for CAT will breeze through the test. Just make a note that the cutoff of Cap One Test is pretty high (Around 22). So try and attempt as many questions as possible.
Duration: 30-45 minutes
Total Questions: 30
Round: Interview
Experience: It was a general HR cum Case interview.
I had done my internship in one of the analytics companies. So, he seemed interested in the project I had done. Then there was a case “I had to estimate the profitability of a car loan in the city of Texas. Given was the population of
Texas and the Loan amount. Any further data required was to be asked.
Tips: I had breezed through one of my mock interviews a couple of days ago. So I got a bit over confident and made calculation mistakes. These guys are edgy about calculation mistakes and don’t expect you to commit one. So be a bit careful while solving a case.
General Tips: I would like to start this article by telling you something about your major concern, and that is “Will this economic crisis has a telling effect on your job prospects ?”. And the answer is both Yes and No. I am a 5th year Mathematics student and have closely seen the placements of 3 batches and from my experience, I can surely say that “One who prepares well , gets through, No matter how tough the situation is". It happened with my batch and your batch won’t be an exception (Unless a catastrophe happens).
Dilemma:
Most of you guys sitting for placement shall be in your 7th semester which is considered to be one of the most hectic of all the semesters. Many of you might be preparing for CAT, others for GRE, some of you would have got a tough guide for your final year project. So you need to prioritize things. You need to think it through; “A Realistic Self Analysis” always helps.
I’ll share what I did. I did join coaching classes for CAT but my first priority always was placements and accordingly I planned and executed things. Getting a 99+ percentile and then clearing the GD and PI’s was too much of a risk for me to take. So this might be one of the better times to go for your MBA but always have other options ready just in case.
Resume for Analytics Companies:
Most of the analytics companies have a lot of Statistical Analysis and Data Management work. So, candidates having an experience in Data handling are preferred. If some project of yours involved Data Handling, mention it in detail. If you have done some of the applied Statistics courses in the Maths/IME department, mention it in your resume.
College Name: IIT KANPUR
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Namaste Credit Credit Underwriter Interview Process
based on 2 interviews
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Namaste Credit Credit Underwriter Reviews and Ratings
based on 22 reviews
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24
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| ₹3 L/yr - ₹6 L/yr |
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