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Maharashtra Gramin Bank Interview Questions and Answers

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I applied via Recruitment Consultant and was interviewed in Jul 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. How will you convince customer for issue credit card
  • Ans. 

    I will highlight the benefits of having a credit card and tailor the offer to the customer's needs.

    • Explain the rewards and cashback programs offered by the credit card

    • Highlight the convenience of not carrying cash and the security features of the card

    • Tailor the offer to the customer's spending habits and lifestyle

    • Address any concerns or objections the customer may have

    • Provide excellent customer service and follow up wi

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Convince customer by saying benefits and use of that card
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

Mainly prelims then Mains exam

Interview Preparation Tips

Interview preparation tips for other job seekers - The questions primarily focused on the economy, banking, the Reserve Bank of India (RBI), NABARD, and situational scenarios.
Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Aptitude Test 

(1 Question)

  • Q1. Asked about Rural India and its economic activities

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview

I applied via Recruitment Consultant and was interviewed in Dec 2020. There were 5 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Everything related to Capital markets and Securities. and Since It was for Business analyst role so it went around Scrum and agile methodologies

Interview Preparation Tips

Interview preparation tips for other job seekers - A candidate should be well experienced in Agile or Scrum methodologies of business. And should have atleast awareness of Capital market and Securities financial terms.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Sales related and questions like how can we process file and document related questions about loan files
  • Q2. Document related related to loan files

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confidence and without hesitation and believe our self
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. How many years of experience in finance
  • Q2. Whats your age
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Dec 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. All basics for investment banking
  • Q2. Little pratical knowledge of financial derivatives

Interview Preparation Tips

Interview preparation tips for other job seekers - Not much hard..there will normally be 2 rounds of interview.Basic English communication will fetch you good results
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via Walk-in and was interviewed before Oct 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Analysis technical verbal

Round 3 - One-on-one 

(1 Question)

  • Q1. Types of fees in mutual fund
  • Ans. 

    Types of fees in mutual funds include management fees, administrative fees, and distribution fees.

    • Management fees are charged for managing the fund's investments.

    • Administrative fees cover the operational costs of running the fund.

    • Distribution fees are paid to brokers and financial advisors for selling the fund to investors.

  • Answered by AI
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Dec 2023.

Round 1 - HR 

(2 Questions)

  • Q1. What is current Salary
  • Q2. What is my salary expectation
Round 2 - One-on-one 

(2 Questions)

  • Q1. Tell us about yourself
  • Q2. What are the 3 type of steps in KYC
  • Ans. 

    The 3 types of steps in KYC are Customer Identification Program (CIP), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD).

    • Customer Identification Program (CIP) involves verifying the identity of the customer through documents like ID cards, passports, etc.

    • Customer Due Diligence (CDD) involves assessing the risk associated with a customer by gathering information about their identity, address, and financial ...

  • Answered by AI
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via LinkedIn and was interviewed before Mar 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. What is mean by reconciliation
  • Ans. 

    Reconciliation is the process of ensuring two sets of records are in agreement and accurate.

    • Reconciliation involves comparing financial transactions or statements to ensure they match

    • It helps identify discrepancies or errors that need to be resolved

    • Examples include reconciling bank statements with accounting records or inventory counts with sales records

  • Answered by AI

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Maharashtra Gramin Bank Reviews and Ratings

based on 16 reviews

2.4/5

Rating in categories

2.4

Skill development

2.7

Work-life balance

2.1

Salary

2.8

Job security

1.8

Company culture

2.2

Promotions

1.8

Work satisfaction

Explore 16 Reviews and Ratings
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