Kotak Mahindra Bank
Interview Questions and Answers
Q1. Which command will you entered in finacle banking software for RTGS/NEFT and for Fund Transfer ?
The command for RTGS/NEFT and Fund Transfer in Finacle banking software is FT.
The command 'FT' stands for 'Fund Transfer'.
It can be used for both RTGS/NEFT and regular fund transfers.
The command can be entered in the Finacle banking software to initiate the transfer process.
Example: 'FT 1234567890 10000' will transfer Rs. 10,000 to the account number 1234567890.
Q2. What to do customer any financial facilities help us
Financial facilities can help us attract and retain customers by providing convenient and accessible services.
Financial facilities such as credit cards, loans, and savings accounts can help customers manage their finances effectively.
Offering competitive interest rates and flexible repayment options can attract customers to choose our financial services.
Providing online banking and mobile apps for easy access to account information and transactions can enhance customer satisf...read more
Q3. Tell me something which is not mentioned in the CV
I am fluent in three languages - English, Spanish, and French.
Fluent in English, Spanish, and French
Have lived in Spain for a year, improving my Spanish
Studied French in school and continued to practice it through online courses
Q4. What you can contribute to system
I can contribute my strong leadership skills, problem-solving abilities, and experience in improving operational efficiency to the system.
Strong leadership skills to motivate and guide team members
Problem-solving abilities to address challenges and find effective solutions
Experience in improving operational efficiency through process optimization and resource management
Q5. What product you were handling
I was responsible for handling the sales and marketing of a new line of skincare products.
Managed the launch of a new skincare line
Developed marketing strategies to promote the products
Analyzed sales data to track performance
Collaborated with vendors and suppliers to ensure product availability
Q6. Experience in banking
I have 5 years of experience working in various roles within the banking industry.
Worked as a teller for 2 years, handling customer transactions and inquiries
Promoted to customer service representative, assisting clients with account management and financial products
Managed a team of 5 as a branch supervisor, overseeing daily operations and ensuring compliance with banking regulations
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