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Kissht Finance
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Kissht Finance Data Entry Operator Interview Questions and Answers
Kissht Finance Data Entry Operator Interview Experiences
1 interview found
Anonymous
I applied via Referral and was interviewed before Feb 2021. There were 3 interview rounds.
(2 Questions)
- Q1. What are your strengths and weaknesses?
- Q2. Why Kissht Finance and how would you contribute to the company
(1 Question)
- Q1. What do you know of consumer loans
- Ans.
Consumer loans are loans given to individuals for personal use, such as buying a car or paying for education.
Consumer loans are unsecured loans, meaning they are not backed by collateral
Interest rates on consumer loans are typically higher than secured loans
Examples of consumer loans include personal loans, auto loans, and student loans
Interview Preparation Tips
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Selected
I was interviewed before Jan 2024.
(2 Questions)
- Q1. What is company KRA KPI
- Ans.
Company KRA KPI stands for Key Result Areas and Key Performance Indicators, which are used to measure the success of an organization.
KRA (Key Result Areas) are specific areas of an employee's job responsibilities that are crucial for achieving organizational goals.
KPI (Key Performance Indicators) are measurable values that demonstrate how effectively an organization is achieving its key objectives.
KRA KPI help in setti...
- Q2. Regarding company policies
(2 Questions)
- Q1. Some questions are regarding team handling
- Q2. How to control shrinkage attrition and regarding behavior issue
- Ans.
To control shrinkage attrition and behavior issues, implement proper training, establish clear policies, conduct regular audits, and address issues promptly.
Implement proper training for employees on shrinkage prevention and behavior management.
Establish clear policies and procedures regarding shrinkage and behavior expectations.
Conduct regular audits to identify areas of shrinkage and behavior concerns.
Address shrinka...
Interview Preparation Tips
(1 Question)
- Q1. About experience and work profile
(1 Question)
- Q1. About salary, position and working location
Interview Preparation Tips
I applied via Referral
30 minutes Aptitude test
1 Hour 30 minutes on SQL screening test
I applied via Referral and was interviewed in Mar 2021. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. SQl window functions, how to use joins group by in queries, how data analytics works.. What is ETL
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Dec 2023. There were 2 interview rounds.
(2 Questions)
- Q1. What is the difference between secured and unscured loan
- Ans.
Secured loans are backed by collateral, while unsecured loans are not.
Secured loans require collateral to secure the loan, such as a house or car
Unsecured loans do not require collateral and are based on the borrower's creditworthiness
Secured loans typically have lower interest rates due to the lower risk for the lender
Examples of secured loans include mortgages and auto loans, while credit cards and personal loans are
- Q2. How many types of loans are there.
- Ans.
There are several types of loans including personal loans, home loans, auto loans, student loans, and business loans.
Personal loans
Home loans
Auto loans
Student loans
Business loans
(2 Questions)
- Q1. What are the basic documents required to process a Business loan.
- Ans.
Basic documents for a business loan include financial statements, business plan, credit history, and personal identification.
Financial statements (income statement, balance sheet, cash flow statement)
Business plan outlining the purpose of the loan and how it will be used
Credit history of the business and its owners
Personal identification documents (such as driver's license or passport)
Collateral documents (if applicabl
- Q2. What is 15% of 2 lakhs.
- Ans.
15% of 2 lakhs is 30,000.
Calculate 15% of 2 lakhs by multiplying 2,00,000 by 0.15
15% of 2 lakhs = 2,00,000 * 0.15 = 30,000
Interview Preparation Tips
Kancha cheena
It was hackerrank test
(2 Questions)
- Q1. Tell me about yourself
- Q2. Work experience
I applied via Referral and was interviewed in Dec 2021. There were 2 interview rounds.
(1 Question)
- Q1. Business Head will take the interview regarding job
(1 Question)
- Q1. Hr will take interview
Interview Preparation Tips
- Gold Loan Sales and operations
(4 Questions)
- Q1. Introduce yourself
- Q2. Can you take collection calls?
- Ans.
Yes, I am comfortable taking collection calls.
I have experience in handling collection calls in my previous roles.
I am confident in my communication skills and ability to negotiate payment plans.
I understand the importance of maintaining professionalism and empathy during collection calls.
- Q3. How much salary you want?
- Q4. From when you can join?
Interview Preparation Tips
A BIG NOOOOOOOOO.
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