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Karvy Financial Services Banking Operations Interview Questions and Answers

Updated 29 Oct 2021

Karvy Financial Services Banking Operations Interview Experiences

1 interview found

I applied via Naukri.com and was interviewed in Sep 2021. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Working exprerience, Working area, how to handle process , what are he chanlenges in process
  • Ans. 

    I have experience in banking operations and can handle processes efficiently. Some challenges include managing customer expectations and ensuring compliance.

    • I have worked in banking operations for X years

    • I am familiar with various banking processes such as account opening, loan processing, and transaction handling

    • To handle processes efficiently, I prioritize tasks, communicate with team members, and use technology to s...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Abot the work and suprting team, improttent for working process

Interview questions from similar companies

I applied via Campus Placement

Interview Questionnaire 

5 Questions

  • Q1. Tell me about yourself, what do you want to do in your life?
  • Ans. 

    I am a driven individual with a passion for operations banking. I aspire to grow in this field and make a positive impact.

    • I have a degree in finance and have completed internships in operations banking

    • I am highly organized and detail-oriented, which is essential in this field

    • I am always looking for ways to improve processes and increase efficiency

    • I am excited about the opportunity to work with a team and contribute to

  • Answered by AI
  • Q2. Why do you want to join operations/finance sector being a civil engineer
  • Ans. 

    As a civil engineer, I have developed strong analytical and problem-solving skills which I believe will be valuable in the operations/finance sector.

    • My background in civil engineering has given me a solid foundation in mathematics and data analysis.

    • I have experience working with large datasets and identifying patterns and trends.

    • I am also skilled in project management and have a strong attention to detail, which I beli...

  • Answered by AI
  • Q3. Where can you optimise in civil engineering
  • Ans. 

    Optimisation in civil engineering can be achieved through various methods.

    • Using advanced technology to reduce construction time and costs

    • Implementing sustainable and eco-friendly practices

    • Improving project management and communication

    • Optimising design and materials for maximum efficiency

    • Reducing waste and improving recycling practices

  • Answered by AI
  • Q4. What are the drawbacks of the traffic analysis done these days(civil engineering traffic analysis)
  • Ans. 

    Traffic analysis drawbacks include limited scope, lack of real-time data, and potential inaccuracies.

    • Limited scope of analysis may not account for all variables affecting traffic

    • Lack of real-time data may result in outdated or incomplete analysis

    • Potential inaccuracies in data collection or analysis can lead to flawed conclusions

    • Traffic analysis may not account for non-motorized modes of transportation

    • Traffic analysis m...

  • Answered by AI
  • Q5. Why do you want to join our company?
  • Ans. 

    I am impressed with the company's reputation and growth potential.

    • I have researched the company and found that it has a strong reputation in the industry.

    • I am excited about the company's growth potential and the opportunities it can offer me.

    • I am impressed with the company's commitment to innovation and technology.

    • I believe that the company's values align with my own and I would be proud to be a part of the team.

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: I applied for a couple of companies before this and learnt from experience on how to write a resume highlighting your strengths.

According to me, I feel writing a resume is like a sales pitch. You have to describe everything about you in a way that you catch the panel's attention all in one sheet of paper.

My advice for everyone would be start making resumes as early as possible and ask seniors for feedback and keep upgrading your resume. You will get to know how to write an attractive resume for a particular profile through experience itself.


Round: HR Interview
Experience: My experience was extremely pleasant. HR was very friendly, even asked me to drink tea and coffee :)
To be truthful, I was pretty nervous but it's not as scary as everyone think it is. HR's are generally friendly and will make you feel as comfortable as they can.

Coming to the questions, I wasn't asked any technical questions and was mainly asked general questions. They just test your proficiency in speaking English and the confidence in your answers.
Tips: My tips would be to be cool, be yourself, don't lie and boast(they will get to know of it)
Be sure to know some history about the company and why you want to join it
Be confident in your answers and you have to demonstrate a surity in your answers. i.e you have to have a explanation for every answer you give.

Lastly be confident in your outlook as a whole

Skill Tips: English proficiency is a must. Be fluent and confident in your English speaking.
Skills: 1)communication, Basic Knowledge, Ability To Convince, Able To Speak With Perception
Duration: 2
College Name: IIT Madras
Motivation: I always wanted to join a multi national company
And citi is one of the major financial service provider all around the world.

It is a 200 yr old company and thus is a very prestigious company.

I applied via Walk-in and was interviewed before May 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. About your self
  • Q2. What is education

Interview Preparation Tips

Interview preparation tips for other job seekers - good knowledge about your work and past employment experience

I applied via Naukri.com and was interviewed in Feb 2022. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is cheque and it's validity? What is Reconciliation? What is suspence account? What is demand draft?
  • Ans. 

    Cheque is a written order to a bank to pay a specific amount of money. Reconciliation is the process of comparing two sets of records to ensure they are in agreement. Suspense account is an account used to temporarily hold transactions that cannot be classified. Demand draft is a type of check used to make a payment from one bank account to another.

    • Cheque is a negotiable instrument that directs a bank to pay a specific...

  • Answered by AI
  • Q2. Tell me about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare about banking related questions. Be confident. Do your best. All the best

I applied via Recruitment Consulltant and was interviewed in Nov 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. Interview experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview experience details previous company

I applied via Naukri.com and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

4 Questions

  • Q1. First ques was a basic one - tell about yourself
  • Q2. They had elaborated about derivatives my new job profile and asked why do you want to change the domain since I was in cash and asked if I'll be able to copeup
  • Q3. Achievements and an example of how well u handled a situation in prev job
  • Q4. New process related terminologies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and do not beat around bushes.
Be straight forward with respect to your answer and learn the terminologies well for the role that u are hire bacsically do some homework.

I applied via Recruitment Consultant and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Do you still expect to get a hike in this pandemic

Interview Preparation Tips

Interview preparation tips for other job seekers - The straight forward answer got me a good hike.

Answer was
Frankly speaking getting a job in this pandemic would be enough fore but i think as per the name and big company like you should maintain the reputation and give a decent hike despite of a pandemic.

I applied via Recruitment Consultant and was interviewed in May 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Investment Banking / Corporate Actions / Bonds

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was really very good and make sure to adhere with all relevant information asked. do your complete homework before applying for an interview, questions may be asked from any corner and its completely depends on role you would be hired for.

I applied via Naukri.com and was interviewed in Oct 2020. There were 5 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Questions were mostly based out of the core technology stack i was being hired for

Interview Preparation Tips

Interview preparation tips for other job seekers - Had to go through 2 rounds of technical interview followed by an MR. Technical rounds were quite intensive with mostly the focus on your core technical skill. I dont know much by now about the company but yes as far as i heard and have known by now it's a good place to work at with proper recognition to one's work and on an average a good pay scale as compared to most other service based firms with not much surprise though.

I applied via Walk-in and was interviewed in May 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Strengths?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be humble, be yourself

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