Karnataka Bank Banker Interview Questions and Answers

Interview preparation tips for other job seekers - Reply your answers with confidence

Round: Interview
Experience: They are essentially looking for enthusiasm and courses you have taken.
Tips: One must know one's courses properly.  Read newspaper

Round: Interview
Tips: They spoke about general things and asked me what other interviews. Also, they storied speaking about why DB is a good choice.

Skill Tips: Know your content better. A little bit of economics and a bit about stock markets. Practice some puzzles and probability questions. Brush tip courses on Accounting, economics,marketing and maybe one core course
Skills: Finance fundaes, Presentation of facts in Resume, CGPA
College Name: IIT Madras

Round: resume shortlisting
Experience: The profile offered is not solely based on number crunching; rather, it is also focused on building industries by buying and selling market commodities. You are judged on your drive or excellence in any field, and on how good you are at convincing the panel.
Tips: Your resume will be scrutinized thoroughly and whatever you write in it must be well thought out.

Round: Interview
Experience: The interview is more like a conversation and you should try to direct it in the direction you like.
Tips: For puzzles: Approach important, not final answer,think aloud,take cues from interviewer,do not panic! They look for the ability to show that you can create an impact. Have knowledge on current affairs and happening around you- Overview + details about a few topics,take a stand on issues. Watch economic & political debates. Read blogs by economists, journalists as well as economic Times and magazine and discuss topics with friends.

Round: Interview
Tips: Have good appearance and posture,be professional and confident,know your resume well,relax and be yourself!

Skill Tips: "Need to be aware of the current affairs. One should know the top 5 headlines of the day before the interview and also on the day of the interview. As far as DB is concerned, there is no written test and CAT preparation should suffice. Even DB has a buddy program for shortlisted candidates. Brush up Probability & Statistics.""
Skills: Domian excellence, Ability to convince
College Name: IIT Madras

Round: Subjective Technical
Experience: Theory questions were asked in this round, like basic fundamental definition in java, oops, etc
Tips: should know all the basics of core java and Oracle.


Round: Technical Interview
Experience: Theory questions were asked in this round, like basic fundamental definition in java, oops, etc
Tips: should know all the basics of core java and Oracle.


Round: HR Interview
Tips: Be confident and be clear about what you say about your hobbies.

College Name: Shri Shankaracharya Engineering College, Bhilai

Round: Test
Experience: 28 questions, 18 quantative + 10 financial awareness, negative marking. I took one pass through the Quant section, leaving about 5 questions, went on to the financial section, realized I wasn't going to score that well there so went back to Quant eventually attempting all 18, having to guess 1 answer since I ran out of time. I attempted probably 2-3 in financial. The test matters a lot to get shortlisted - some CSE students didn’t get shortlisted apparently because of a low test score. I would suggest that focus should be primarily on the quant section rather than the finance section - a friend in CSE who said he did well in the finance section didn’t get shortlisted.

Quant
1. Find next in sequence : 10,1,.......7,7...11,5 - don't remember the rest of the sequence but it looked random
initially it but if you take the difference between alternate terms an obvious pattern emerges .
2. Probability of two people telling the truth = 0.4,0.6 - what is the chance that they are inconsistent in what they say ?
3. A 3 digit number is a square less than 500, the reverse of the number is also a square. on repeating last digit still a square. What is the difference between the initial square, its reverse.
4. In a 1000m race if x gives y a head start of 40 meter, x wins by 10m. how much will x win by if y gives x a head start of 40m
5. With 16 matches, how many distinct triangles can you make?
6. You row at 7kmph in a calm lake. fisherman drops something 14 km upstream and the river current is 3kmph, how long will it take to reach you (14/7 = 2hrs ).
7. The sum of the multiples of 7 between 200 and 400 is what (trick was instead of calculating, to observe that the answer is odd and of the 5 options, only one was odd)?
8. Sum of consecutive page numbers in a book starting from 1 to n is 1000 - one page was repeated. which page was it? (idea was to subtract each choice from 1000 and see if it was n _ (n + 1)/2)
9. Last digit of 508508
10. 6 men + 4 women. Make a committee of 3 from them - Guy X wont be with Guy Y. Guy Y will be only with Woman Z in committee. How many ways of making the committee?
11. Run in circle of radius r. 1st 30 seconds at r meters/min, then next 1 min at r/2 m per min next 2 min at r/4 and so on. ratio of times taken in round n, previous round
12. |(x ? 11)/2| < 3 what is the range of x?
13. number of integer solutions to 3x + 6y = 13 (take 3 common on LHS and the answer is clear).
14. 5 students give an objective exam (+1 for correct, 0 for wrong) with 5 questions each with 5 choices. Their answers were given in a 5x5 matrix. Given they all got different marks, who got the lowest.
15. A,B,C,D stand in a line in increasing order of height. Given that X was shorter than Y but didnt stand first, and (a few more conditions) , who stood last? (X and Y had been specified as one of A, B, C, D - I don’t remember exactly since I gave the test 10 days back).

Financial
1. Rupee-dollar exchange rate (options were ranges of 1 rupee answer ws 39-40)
2. value of some index (some non-Indian East Asian country’s stock market - I forgot the name)
3. Effect of interest rate cuts on a bond coupon
4. Simple question on call option - which of following is not true about it
5. 1st Indian IT company to be listed on Nasdaq

6. Given a pie chart where it showed that for capital, a company relied 80% on equity and a small fraction on debts, what investment strategy is the company using? Conservative/Aggressive?
Duration: 40 min minutes

Round: HR Interview
Experience: I was the last person DB interviewed that day. Towards the end, the interviewer said “I am sure you are going to join Tower Research and not DB”. They also seemed to have decided before I came in to the interview that I would get an offer with some other company and would not choose DB - kept attacking the answers I gave to ‘Why not Microsoft/Tower’. In hindsight maybe I shouldn't have listed all the 4 tech companies I had interned with.

College Name: IIT KANPUR

Round: Resume Shortlist
Experience: Since it is a Finance profile, it would help if you have any finance /economics/ MBA projects to write about. DB looks for a good CPI and decent projects or extra curriculars and interest in the finance sector. It also wouldn?t hurt to mention your technical skills here.


Round: Test
Experience: And since most of the finance work in India is back office (with all due respect to all those who have been placed in this sector) you have to be comfortable with numbers and calculations. The test is a typical CAT type paper mostly concentrating on quantitative analysis and data interpretation. There is also a bonus finance section for those who have knowledge on the subject. Again practice cat type papers well and sit with a knowledgeable friend of yours to discuss topics in finance.

Tips: Realize when you are in a recession period. No job comes easy. Most of us who are not insanely intelligent like that one dude in your wing need to practice hard for the test to get through. In a recession/slack scenario core companies save the day. Don?t neglect your core courses.
Duration: 45 minutes