JM Financial
30+ Apsara Sarees Interview Questions and Answers
Q1. If a client wants to buy a property in an 10 year old project which is near by station how will you convience him for a newly launched project?
I would highlight the benefits of the newly launched project and address any concerns the client may have about it.
Explain the advantages of the new project, such as modern amenities and better construction quality
Highlight any special offers or discounts available for the new project
Address any concerns the client may have about the new project, such as location or proximity to transportation
Provide testimonials or references from satisfied customers who have purchased in th...read more
Q2. What all documents are necessary for KYC registration?
KYC registration requires identity proof, address proof, and a recent photograph.
Identity proof: Aadhaar card, PAN card, passport, driving license, voter ID card
Address proof: Aadhaar card, passport, utility bills, bank statement, rent agreement
Recent photograph: passport size photograph
Q3. Where we can check whether KYC is registered or not?
KYC registration status can be checked on the website of the respective financial institution or through their customer service.
Check the website of the financial institution where KYC was registered
Contact customer service of the financial institution
Provide necessary details like name, date of birth, and account number
KYC status can also be checked through the government's KYC registry website
Q4. How do you do the requirement analysis for the iOS app?
I conduct requirement analysis for iOS apps by gathering user needs, defining features, prioritizing requirements, and creating user stories.
Gather user needs through interviews, surveys, and feedback
Define features based on user requirements and business goals
Prioritize requirements based on importance and feasibility
Create user stories to outline specific functionality and interactions
Use tools like Jira or Trello to manage and track requirements
Q5. Have you seen our app and what modifications are needed in the iOS app?
Yes, I have seen the app and believe that the iOS app could benefit from improved navigation, updated design elements, and enhanced user experience.
Improved navigation to make it more intuitive for users
Updated design elements to align with current trends and enhance visual appeal
Enhanced user experience by optimizing performance and adding new features
For example, implementing a search bar for easier navigation, updating color scheme for a more modern look, and adding push n...read more
Q6. what is mutual funds and what is financial market.
Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. Financial market refers to a marketplace where buyers and sellers trade financial assets such as stocks, bonds, currencies, and commodities.
Mutual funds are managed by professional fund managers who invest the pooled money in a diversified portfolio of securities.
Investors can buy and sell mutual fund units at the current net...read more
Q7. What's the difference between stock market and share market?
Stock market and share market are terms used interchangeably to refer to the same financial market where securities like stocks are bought and sold.
Both terms refer to the same financial market where securities like stocks are bought and sold
Stock market is a broader term that encompasses all types of securities, while share market specifically refers to the market for shares of companies
In some countries, the term 'stock market' is more commonly used, while in others 'share ...read more
Q8. What is mutual fund? What is insurance and how insurance companies make money? Are you willing to relocate? Why should we hire you? Why sales
Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of securities.
Mutual funds are managed by professional fund managers who make investment decisions on behalf of the investors.
Investors buy units or shares of mutual funds, which represent their ownership in the fund's assets.
Mutual funds offer investors the opportunity to invest in a wide range of asset classes, such as stocks, bonds, and commodities.
They provide...read more
Q9. How you will plan an app development in iOS?
I would plan an app development in iOS by first defining the project scope, creating wireframes, designing the user interface, developing the app, testing it thoroughly, and finally launching it on the App Store.
Define project scope and requirements
Create wireframes and mockups
Design user interface following Apple's Human Interface Guidelines
Develop the app using Swift programming language and Xcode IDE
Test the app on various devices and iOS versions
Submit the app to the App ...read more
Q10. What is your on market and Indian economy ?
The Indian economy is a mixed economy with a rapidly growing market.
India is the world's sixth-largest economy by nominal GDP and the third-largest by purchasing power parity.
The Indian market is diverse and rapidly growing, with a large middle class and a young population.
The government has implemented various economic reforms to attract foreign investment and boost growth.
However, the economy is also facing challenges such as high unemployment, inflation, and income inequal...read more
Q11. How many brokers account you hold currently?
I currently hold accounts with 3 brokers.
I have accounts with 3 different brokers.
Each broker offers different investment options and services.
Having multiple accounts allows me to diversify my investments.
Examples: Charles Schwab, Fidelity, TD Ameritrade
Q12. What do you know about Financial markets ?
Financial markets are platforms where buyers and sellers trade financial assets such as stocks, bonds, currencies, and commodities.
Financial markets facilitate the buying and selling of financial assets.
They include stock markets, bond markets, currency markets, and commodity markets.
Prices in financial markets are determined by supply and demand.
Participants in financial markets include individual investors, institutional investors, and financial institutions.
Regulatory bodi...read more
Q13. Sell me a pen when I already have one
This pen is not just any pen, it's a tool that can enhance your writing experience and make you stand out.
This pen has a unique ink formula that is smudge-proof and long-lasting.
It has a comfortable grip that reduces hand fatigue and allows for better control.
The pen's sleek design and professional look will make you stand out in any meeting or presentation.
This pen is also refillable, making it a more sustainable and cost-effective option in the long run.
Q14. What is the current Assets Under Management (AUM)?
The current Assets Under Management (AUM) refers to the total market value of assets that a financial institution manages on behalf of clients.
AUM is a key metric used in the financial industry to measure the size and success of a firm.
It includes assets such as stocks, bonds, real estate, and other investments.
AUM can fluctuate based on market performance and client activity.
For example, a wealth management firm may have an AUM of $1 billion.
Tracking AUM is important for ass...read more
Q15. Explain to me the implementation of Push Notification.
Push notifications are messages that pop up on a user's mobile device, providing valuable information or updates from an app or website.
Push notifications are sent from a server to a user's device even when the app is not open.
They can be used to notify users of new messages, updates, promotions, or other important information.
Implementing push notifications typically involves integrating a push notification service like Firebase Cloud Messaging (FCM) or Apple Push Notificati...read more
Q16. Explain in brief what is KYC?
KYC stands for Know Your Customer. It is a process of verifying the identity of customers to prevent fraud and money laundering.
KYC is mandatory for opening bank accounts, applying for loans, and investing in mutual funds.
It involves collecting personal information and documents such as PAN card, Aadhaar card, passport, and driving license.
The information is verified against government databases to ensure authenticity.
KYC helps financial institutions to assess the risk associ...read more
Q17. Have you heard the term KYC?
Yes, KYC stands for Know Your Customer.
KYC is a process of verifying the identity of customers.
It is commonly used in the banking and financial industry.
KYC helps prevent fraud, money laundering, and terrorist financing.
Examples of KYC documents include passport, driver's license, and utility bills.
Q18. What segments you usually trade in?
I primarily trade in the technology, healthcare, and consumer goods segments.
Technology sector - stocks like Apple, Microsoft, and Amazon
Healthcare sector - companies like Johnson & Johnson, Pfizer, and Merck
Consumer goods sector - companies like Procter & Gamble, Coca-Cola, and Walmart
Q19. What do you know about J.M. Financial?
J.M. Financial is a leading financial services firm in India offering a wide range of services including investment banking, wealth management, and asset management.
Founded in 1973 by Mr. Nimesh Kampani
Headquartered in Mumbai, India
Offers services such as investment banking, wealth management, and asset management
Has a strong presence in the Indian financial market
Q20. Knowledge of Bfsi sector ? How to work effectively
Knowledge of BFSI sector is crucial for a Relationship Manager to work effectively.
Stay updated on industry trends, regulations, and market conditions
Understand different financial products and services offered by banks, financial institutions, and insurance companies
Build strong relationships with clients by providing personalized financial solutions
Analyzing financial statements and assessing risk factors for clients
Collaborate with internal teams to ensure seamless deliver...read more
Q21. what are KRAs of brand manager?
Key Result Areas (KRAs) of a brand manager include brand strategy development, market research, product development, and marketing campaigns.
Developing and implementing brand strategies to increase brand awareness and market share
Conducting market research to identify consumer trends and preferences
Collaborating with product development teams to create new products or improve existing ones
Planning and executing marketing campaigns to promote the brand and drive sales
Monitorin...read more
Q22. How can deliver business for company growth
By implementing strategic sales tactics, building strong relationships with clients, and continuously seeking new opportunities for growth.
Develop and execute a comprehensive sales strategy to target new markets and customers
Build and maintain strong relationships with existing clients to ensure repeat business
Identify and pursue new business opportunities through networking, cold calling, and attending industry events
Analyze market trends and competitor activity to stay ahea...read more
Q23. What is the real estate
Real estate refers to property consisting of land and the buildings on it, along with its natural resources such as crops, minerals, or water.
Real estate includes residential, commercial, and industrial properties.
Investing in real estate can provide rental income and potential appreciation in value.
Real estate agents help buyers and sellers navigate the buying and selling process.
Real estate development involves constructing new buildings or renovating existing ones.
Real est...read more
Q24. How to do bulk entry from excel to SQL.
Use SQL Server Integration Services (SSIS) to import data from Excel to SQL Server.
Create a new SSIS package in SQL Server Data Tools.
Use the Excel Source component to read data from the Excel file.
Map the columns from Excel to the destination SQL Server table using the OLE DB Destination component.
Run the SSIS package to import the data in bulk.
Q25. What is an equity market?
An equity market is a platform where shares of publicly traded companies are bought and sold.
Equity markets provide a way for companies to raise capital by selling shares to investors.
Investors can buy and sell shares of companies on the stock exchange.
Prices of shares in the equity market are determined by supply and demand.
Examples of equity markets include the New York Stock Exchange (NYSE) and NASDAQ.
Q26. What is built-up area
Built-up area refers to the total area covered by a building including walls and other structural elements.
Includes all areas within the walls of a building
Includes common areas such as staircases and corridors
Excludes open spaces like balconies and terraces
Measured in square feet or square meters
Important for determining property value and utility
Q27. What is ipo tell me about it
IPO stands for Initial Public Offering, where a company offers its shares to the public for the first time.
IPO is a way for companies to raise capital by selling shares to the public.
Investors can buy these shares through stock exchanges.
IPOs can be a risky investment as the price of the shares can fluctuate.
Popular IPO examples include Facebook, Alibaba, and Uber.
Q28. What is carpet area
Carpet area is the actual area within the walls of a property where one can lay a carpet.
Carpet area does not include the thickness of the inner walls.
It is the area where one can actually place a carpet and does not include common areas like lobby, staircase, etc.
Carpet area is used to calculate the actual usable space in a property for pricing purposes.
Q29. Elaborate your working
I have over 15 years of experience in various industries, including finance, technology, and healthcare. I have led teams and managed projects from start to finish.
Managed cross-functional teams to deliver projects on time and within budget
Developed and implemented strategic plans to achieve business objectives
Identified and mitigated risks to ensure project success
Built strong relationships with stakeholders to drive collaboration and alignment
Led process improvement initiat...read more
Q30. What is Interfaces
Interfaces in programming define a contract for classes to implement certain methods or properties.
Interfaces contain method signatures but no implementation.
Classes can implement multiple interfaces.
Interfaces allow for polymorphism and loose coupling.
Example: interface ILogger { void Log(string message); }
Q31. Describe Color black
Black is a color that is often associated with darkness, mystery, and sophistication.
Black is the absence of all colors in the visible spectrum.
It is often used in fashion to create a sleek and sophisticated look.
In art, black is used to create contrast and depth.
Black is also associated with mourning and is often worn at funerals.
In nature, black can be found in the feathers of crows and ravens, as well as in the fur of some animals like panthers and black bears.
Q32. Whats stock market
Stock market is a platform where buying, selling, and issuing of shares of publicly-held companies take place.
Stock market is a place where investors can buy and sell shares of publicly traded companies.
It provides a platform for companies to raise capital by issuing shares to the public.
Prices of shares are determined by supply and demand in the market.
Investors can make profits by buying low and selling high, or through dividends paid by the company.
Examples of stock market...read more
Q33. Dp operation process
The DP operation process involves managing and optimizing data processing activities.
Developing and implementing data processing strategies
Ensuring efficient and accurate data entry and validation
Monitoring and improving data quality and integrity
Collaborating with cross-functional teams to identify and address data-related issues
Implementing data security measures to protect sensitive information
Q34. Top devloper name
Some of the top developers in the real estate industry include Emaar Properties, DLF Limited, and Lennar Corporation.
Emaar Properties is a Dubai-based real estate development company known for iconic projects like the Burj Khalifa.
DLF Limited is one of the largest real estate developers in India with a focus on residential, commercial, and retail properties.
Lennar Corporation is a leading home construction and real estate company in the United States.
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