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ICICI Prudential Life Insurance

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based on 6k Reviews
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Interview Questions and Answers

Updated 5 Apr 2024
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Q1. What is insurance and types of insurance?

Ans.

Insurance is a financial product that provides protection against specific risks in exchange for payment of a premium.

  • Types of insurance include life insurance, health insurance, auto insurance, home insurance, and travel insurance.

  • Insurance helps individuals and businesses manage risk by transferring it to an insurance company.

  • Premiums are paid regularly to the insurance company in exchange for coverage in case of a specified event.

  • Insurance policies outline the terms and co...read more

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Q2. Will you be able to manage pressure and targets?

Ans.

Yes, I have a proven track record of successfully managing pressure and meeting targets.

  • I have experience in handling high-pressure situations and tight deadlines.

  • I am skilled at prioritizing tasks and managing my time effectively to meet targets.

  • I have consistently exceeded sales targets in my previous roles.

  • I am resilient and able to stay focused and motivated even under pressure.

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Q3. why sales and insurance?

Ans.

Sales and insurance allow me to help clients protect their assets and plan for their financial future.

  • I enjoy building relationships with clients and helping them make informed decisions about their insurance needs.

  • Sales skills are essential in effectively communicating the value of insurance products to clients.

  • Insurance provides a sense of security and peace of mind for individuals and families.

  • I have a passion for finance and helping others achieve their financial goals th...read more

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Q4. what is insurance

Ans.

Insurance is a financial product that provides protection against financial losses resulting from unexpected events.

  • Insurance is a contract between an individual or organization and an insurance company.

  • The individual or organization pays a premium in exchange for coverage against specific risks.

  • Types of insurance include health, life, auto, home, and business insurance.

  • Insurance helps mitigate financial risks and provides peace of mind in case of emergencies.

  • Insurance compan...read more

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Q5. Describe about life insurance?

Ans.

Life insurance is a financial product that provides a lump sum payment to beneficiaries upon the insured's death.

  • Life insurance provides financial protection for loved ones in the event of the insured's death.

  • Premiums are paid regularly to maintain coverage.

  • There are different types of life insurance policies such as term life, whole life, and universal life.

  • The payout from a life insurance policy can be used to cover funeral expenses, pay off debts, or provide income for dep...read more

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Q6. Sale a product role play

Ans.

In this role play, you will be selling a product.

  • Identify the customer's needs and pain points

  • Highlight the features and benefits of the product

  • Address any objections or concerns the customer may have

  • Close the sale by asking for the customer's commitment

  • Provide excellent customer service throughout the process

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Interview Process at null

based on 5 interviews in the last 1 year
1 Interview rounds
HR Round
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