HDFC Bank
Air India Interview Questions and Answers
Q1. WHAT ARE THE SERVICES PROVIDED BY THE HDFC TO THE CUSTOMER?
HDFC provides a range of services to its customers including banking, loans, insurance, investments, and credit cards.
Banking services such as savings accounts, current accounts, and fixed deposits
Loan services such as personal loans, home loans, and car loans
Insurance services such as life insurance, health insurance, and motor insurance
Investment services such as mutual funds, stocks, and bonds
Credit card services with various benefits and rewards
Q2. Which product is more profit to bank
The mortgage product is more profitable to the bank.
Mortgage loans typically have higher interest rates, resulting in more profit for the bank.
Banks earn additional income through fees and charges associated with mortgage products.
Mortgage loans have longer repayment terms, allowing the bank to earn interest over a longer period.
The bank can also sell mortgage loans to investors, generating additional profit.
Compared to other products like personal loans or credit cards, mort...read more
Q3. What kinds of loans do you know that bank gives
Banks offer various types of loans depending on the borrower's needs and eligibility.
Personal loans
Home loans
Car loans
Education loans
Business loans
Credit card loans
Gold loans
Loan against property
Overdraft facility
Q4. WHAT IS THE FULL FORM OF HDFC? WHAT IS CASA?
HDFC stands for Housing Development Finance Corporation. CASA stands for Current Account Savings Account.
HDFC is a leading financial institution in India that provides a range of financial products and services.
It was founded in 1977 and is headquartered in Mumbai.
CASA is a type of bank account that combines a current account and a savings account.
It is a low-cost source of funds for banks and helps them to maintain a stable source of deposits.
HDFC has a strong CASA ratio, wh...read more
Q5. what is bank what work bank do
A bank is a financial institution that accepts deposits from customers and creates credit by lending money.
Banks provide financial services such as savings accounts, checking accounts, loans, and credit cards.
They also facilitate transactions such as wire transfers, ATM withdrawals, and online banking.
Banks play a crucial role in the economy by providing capital for businesses and individuals to invest and grow.
Examples of banks include JPMorgan Chase, Bank of America, and We...read more
Q6. What do you know about bank
A bank is a financial institution that accepts deposits from the public and creates credit.
Banks offer various financial services such as loans, credit cards, savings accounts, and investment opportunities.
Banks are regulated by government authorities to ensure safety and stability.
Banks use technology to provide online and mobile banking services for customers.
Examples of banks include JPMorgan Chase, Bank of America, and Wells Fargo.
Q7. IN WHICH YEAR HDFC ESTABLISH.
HDFC was established in 1994.
HDFC stands for Housing Development Finance Corporation.
It was established on August 17, 1994.
It is headquartered in Mumbai, India.
HDFC is one of the largest private sector banks in India.
Q8. Experience n qualificayion
I have 3 years of experience in customer service and a Bachelor's degree in Business Administration.
3 years of experience in customer service
Bachelor's degree in Business Administration
Strong communication and problem-solving skills
Familiarity with CRM systems and customer support tools
More about working at HDFC Bank
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