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10+ HCLTech Process Associate Interview Questions and Answers

Updated 4 Feb 2025

Q1. What is the process for obtaining a loan?

Ans.

The process for obtaining a loan involves application, verification, approval, and disbursement of funds.

  • 1. Fill out a loan application form with personal and financial details.

  • 2. Submit necessary documents such as income proof, identity proof, and address proof.

  • 3. The lender will verify the information provided and assess your creditworthiness.

  • 4. If approved, the terms and conditions of the loan will be communicated to you.

  • 5. Upon acceptance, the funds will be disbursed to y...read more

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Q2. What is the golden rule of accounting?

Ans.

The golden rule of accounting states that debit what comes in and credit what goes out.

  • Debit what comes in and credit what goes out

  • Assets = Liabilities + Equity

  • Helps maintain the balance in accounting records

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HCLTech Process Associate Interview Questions and Answers for Freshers
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Q3. What is kyc and what purpose of KYC

Ans.

KYC stands for Know Your Customer. It is a process used by financial institutions to verify the identity of their clients.

  • KYC is a regulatory requirement to prevent financial crimes such as money laundering and terrorism financing.

  • It involves collecting personal information and verifying the identity of customers.

  • Examples of KYC documents include government-issued IDs, proof of address, and financial statements.

  • KYC helps financial institutions build trust with their customers...read more

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Q4. 1 . What are Mutual funds 2. Accounting concepts

Ans.

Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of securities.

  • Mutual funds are managed by professional fund managers who make investment decisions on behalf of the investors.

  • Investors can buy units of mutual funds, which represent their share of the holdings in the fund.

  • Mutual funds offer diversification, liquidity, and professional management to investors.

  • There are different types of mutual funds such as equit...read more

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Q5. What do you know about hcl

Ans.

HCL Technologies is a multinational IT services company headquartered in India.

  • HCL Technologies is one of the largest IT services companies in India.

  • It was founded in 1976 and is headquartered in Noida, India.

  • HCL offers services in areas such as software development, business process outsourcing, and infrastructure services.

  • The company has a global presence with offices in over 40 countries.

  • HCL has partnerships with major technology companies like Microsoft, IBM, and Oracle.

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Q6. What do you know about scm

Ans.

SCM stands for Supply Chain Management, which involves the planning and management of all activities involved in sourcing, procurement, production, and logistics.

  • SCM involves the coordination and integration of all activities in the supply chain, from raw materials to the final product delivery.

  • It includes processes such as demand planning, inventory management, supplier relationship management, and distribution.

  • Effective SCM helps in reducing costs, improving efficiency, and...read more

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Q7. What is funds risk

Ans.

Funds risk refers to the potential for financial loss in an investment due to market fluctuations or other factors.

  • Funds risk is the possibility of losing money on an investment.

  • It can be caused by market volatility, economic factors, or specific risks related to the investment.

  • Investors often assess funds risk before making investment decisions to determine their risk tolerance.

  • Examples of funds risk include market risk, credit risk, and liquidity risk.

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Q8. Golden rule of accounting?

Ans.

The golden rule of accounting states that debit what comes in and credit what goes out.

  • Debit the receiver, credit the giver

  • Debit what comes in, credit what goes out

  • Debit expenses and losses, credit income and gains

  • Debit assets, credit liabilities and equity

  • Maintains the accounting equation: Assets = Liabilities + Equity

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Q9. Describe about a topic

Ans.

The topic is about artificial intelligence in healthcare.

  • Artificial intelligence (AI) is revolutionizing the healthcare industry by improving diagnosis accuracy and treatment outcomes.

  • AI algorithms can analyze large amounts of medical data to identify patterns and predict patient outcomes.

  • Examples include IBM Watson Health using AI to assist doctors in diagnosing and treating cancer patients.

  • AI-powered chatbots are also being used to provide personalized healthcare recommenda...read more

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Q10. Treatment of pfbd

Ans.

Treatment of pfbd involves a combination of medication, therapy, and lifestyle changes.

  • Medication may include antidepressants or anti-anxiety medications prescribed by a doctor.

  • Therapy such as cognitive behavioral therapy (CBT) can help individuals learn coping mechanisms and address underlying issues.

  • Lifestyle changes like regular exercise, healthy diet, and stress management techniques can also be beneficial.

  • Support groups or counseling can provide additional support and gu...read more

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Interview Process at HCLTech Process Associate

based on 45 interviews
3 Interview rounds
Resume Shortlist Round
HR Round - 1
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