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Digikredit Finance Interview Questions and Answers

Updated 12 Aug 2021

Digikredit Finance Interview Experiences

1 interview found

I applied via Naukri.com and was interviewed before Aug 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. About current job
  • Q2. About education

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared

Credit Manager Interview Questions asked at other Companies

Q1. If a client comes to take a loan & he haven't got any type of documents with him (primary or secondary), how will you deal with him? & Tell me first 5 things comes to your mind.
View answer (21)

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Nov 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Soo easy aptitude exam asked questions

Round 2 - Technical 

(3 Questions)

  • Q1. What is oops in Java,fibo, and sorting
  • Ans. 

    OOPs in Java refers to Object-Oriented Programming concepts, fibo likely refers to Fibonacci sequence, and sorting refers to arranging elements in a specific order.

    • OOPs in Java includes concepts like classes, objects, inheritance, polymorphism, and encapsulation.

    • Fibo likely refers to the Fibonacci sequence, where each number is the sum of the two preceding ones (e.g. 0, 1, 1, 2, 3, 5, ...).

    • Sorting involves arranging el...

  • Answered by AI
  • Q2. Why is garbage collector is used in java etc more of java questions
  • Q3. Can main can be overloaded and overrided
  • Ans. 

    Yes, main can be overloaded but not overridden in C++.

    • Main can be overloaded by defining multiple functions with different parameters.

    • Example: int main() and int main(int argc, char* argv[])

    • Main cannot be overridden as it is a static function of the program.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and get your basics right
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Aug 2024. There were 3 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. A brief Introduction
  • Q2. Past Experience Discussion
Round 2 - Technical 

(2 Questions)

  • Q1. Data Structures and Algorithms questions
  • Q2. SQL and OOPS concept questions
Round 3 - Technical 

(3 Questions)

  • Q1. Project discussion
  • Q2. Data Structure and Algorithms questions
  • Q3. SQL concepts questions

Interview Preparation Tips

Topics to prepare for EquiLend Software Development Engineer interview:
  • DSA
  • SQL
  • OOPS
  • Personal Projects
Interview preparation tips for other job seekers - The recruitment process at Stonewain Systems is well-structured, transparent and quick. My advice would be to focus on Data Structures and Algorithms especially the fundamentals, Object Oriented Programming concepts, and DBMS & SQL. Also do research about EquiLend's products. Lastly, be clear with communication at all times during Interviews.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Dec 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What is Class and object . explain hierarchial inheritence.
  • Q2. Difference bertween deep copy and shallow copy.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Coding Test 

The first round was a coding test, which was outsourced to an external vendor. I was asked 2 basic DSA questions, and there was discussions around the time and space complexity, and scope of optimizing the solutions. Post that there were a few questions around Spring Boot features and basic system design. The interviewer was professional throughout the interview, and the interview process felt more like a discussion, as compared to the standard interview process.

Round 2 - Coding Test 

There was another round of coding - this time conducted by the organization itself. It consisted of a medium level DSA question on stacks. I wrote the code on my personal IDE and executed it there itself. The interviewer discussed about the possible edge cases and how I would deal with them. Post solving the question I was asked about my previous projects.

Round 3 - Technical 

(3 Questions)

  • Q1. Discuss in detail about a scenario where a challenging production issue was handled.
  • Q2. What are your responsibilities as a senior / team lead in the current organization?
  • Q3. How did you handle conflicts with junior engineers and reporting managers?
Round 4 - Group Discussion 

This was the final round where the discussion was largely around system design and HLD. It started off with questions are system design patterns and concepts. Then I was asked to design a booking design, with discussions around concurrency control and transaction management.

Interview Preparation Tips

Interview preparation tips for other job seekers - The coding questions were easy-medium, so strong basics is important. Be prepared to talk about previous projects in detail. A good knowledge on system design concepts is a must.
Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(2 Questions)

  • Q1. Introduction to about your self
  • Q2. Experience and product knowledge

Interview Preparation Tips

Interview preparation tips for other job seekers - Not joining the company low ticket size but High rate of interest Bm to cluster head don't know about the policy
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
2-4 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Jun 2024. There were 5 interview rounds.

Round 1 - Coding Test 

Java coding questions, basic Java questions.

Round 2 - Technical 

(2 Questions)

  • Q1. Java basics questions.
  • Q2. Live coding.
Round 3 - Technical 

(2 Questions)

  • Q1. Discussion on previous experience and projects.
  • Q2. System design question
Round 4 - Technical 

(2 Questions)

  • Q1. Questions on SQL, Java advanced, personal projects, Java frameworks, UI based questions, Agile methodologies.
  • Q2. Interview discussion with the whole team.
Round 5 - HR 

(2 Questions)

  • Q1. Benefits discussion.
  • Q2. Salary discussion.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - Technical 

(7 Questions)

  • Q1. Hadoop architecture
  • Q2. Spark architecture
  • Q3. Difference between stage and task
  • Ans. 

    A stage is a collection of tasks that perform a specific computation, while a task is a unit of work that is executed on a single executor.

    • Stage is a higher-level unit of work that can be broken down into multiple tasks.

    • Tasks are individual units of work that are executed on a single executor.

    • Stages are used to organize and coordinate tasks in a Spark job.

    • Tasks are the actual units of computation that are performed by ...

  • Answered by AI
  • Q4. Sql questions to solve
  • Q5. Scoop
  • Q6. Action and transformation in pysaprk
  • Ans. 

    Actions and transformations are two types of operations in PySpark. Actions return a value to the driver program, while transformations create a new RDD.

    • Actions are operations that trigger the execution of the Spark job, such as collect(), count(), and saveAsTextFile().

    • Transformations are operations that create a new RDD from an existing one, such as map(), filter(), and reduceByKey().

    • Actions are lazy operations, meani...

  • Answered by AI
  • Q7. Difference between rdd and dataframe
  • Ans. 

    RDD is a distributed collection of objects, while DataFrame is a distributed collection of data organized into named columns.

    • RDD is more low-level and requires manual schema definition, while DataFrame provides a higher-level API with schema inference.

    • DataFrames are optimized for processing structured data, while RDDs are more suitable for unstructured data.

    • DataFrames support SQL queries and optimizations through Catal...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview was held at the company.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Jul 2024. There were 3 interview rounds.

Round 1 - Coding Test 

3 dsa questions medium level

Round 2 - Technical 

(2 Questions)

  • Q1. 2 medium level dp questions based on string and stocks
  • Q2. One hard question based on graph
Round 3 - HR 

(1 Question)

  • Q1. Hr questions and java , springboot questions etc
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Company Website and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Coding Test 

Asked to write a bank application - which includes adding,removing,transferring of money

Digikredit Finance Interview FAQs

How to prepare for Digikredit Finance interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Digikredit Finance. The most common topics and skills that interviewers at Digikredit Finance expect are Business Loan, Team Management, Sales Management, Lap and Mortgage Loans.

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Digikredit Finance Interview Process

based on 2 interviews

Interview experience

5
  
Excellent
View more

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Digikredit Finance Reviews and Ratings

based on 76 reviews

4.1/5

Rating in categories

4.0

Skill development

3.8

Work-life balance

3.8

Salary

3.6

Job security

3.7

Company culture

3.4

Promotions

3.8

Work satisfaction

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