Deloitte Sourcing Specialist Interview Questions and Answers

Digitising NBFC loan disbursement involves implementing a digital platform for loan application, approval, and disbursement.

• Develop a user-friendly digital platform for loan application and approval

• Integrate the platform with credit bureaus for credit checks and risk assessment

• Implement e-signature and e-KYC for paperless verification

• Use APIs to connect with banks for fund transfer

• Ensure data security and compliance wi...read more

Breakeven point is the level of sales at which total costs equal total revenue.

• It is the point where a company neither makes a profit nor incurs a loss.

• It is calculated by dividing fixed costs by the contribution margin per unit.

• It helps in determining the minimum sales required to cover all costs.

• It is an important tool for businesses to make informed decisions about pricing and production.

• For example, if a company ha...read more

To calculate growth rate, divide the difference between final and initial value by initial value and multiply by 100.

• Subtract the initial value from the final value

• Divide the result by the initial value

• Multiply the quotient by 100 to get the percentage growth rate

Tangible assets are physical assets that have a measurable value and are used in business operations.

• Tangible assets are recorded on the balance sheet at their original cost minus any accumulated depreciation.

• Examples of tangible assets include buildings, equipment, vehicles, and land.

• The value of tangible assets can be affected by factors such as market demand, technological advancements, and wear and tear.

• Tangible as...read more

Preparing a balance sheet involves listing assets, liabilities, and equity of a company at a specific point in time.

• List all assets, including current and fixed assets

• List all liabilities, including current and long-term liabilities

• Calculate equity by subtracting liabilities from assets

• Ensure the balance sheet balances by ensuring assets equal liabilities plus equity