Crif High Mark Credit Information Services Data Analyst Interview Questions and Answers

Q1. What are window functions and asked to find out the highest salary from each department.
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Q2. What is Vlookup and formula of it
Ans. 
Vlookup is a function in Excel used to search for a value in a table and return a corresponding value from another column.
• Vlookup stands for 'Vertical Lookup'

• It is used to search for a value in the first column of a table and return a value in the same row from a specified column

• The syntax of Vlookup is =VLOOKUP(lookup_value, table_array, col_index_num, [range_lookup])

• Example: =VLOOKUP(A2, B2:D10, 3, FALSE) will search...read more
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Q1. What do you know about TU CIBIL
Ans. 
TU CIBIL is a credit information company in India that provides credit scores and reports to individuals and businesses.
• TU CIBIL stands for TransUnion CIBIL Limited.

• It is one of the leading credit bureaus in India.

• It collects and maintains credit information of individuals and businesses.

• Lenders use TU CIBIL reports to assess the creditworthiness of borrowers.

• A good credit score from TU CIBIL can help in getting better
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Q2. What is credit score
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Credit score is a numerical representation of a person's creditworthiness, based on their credit history.
• Credit score ranges from 300 to 850, with higher scores indicating better creditworthiness.

• Factors that influence credit score include payment history, credit utilization, length of credit history, types of credit used, and new credit accounts.

• Lenders use credit scores to assess the risk of lending money to individu...read more
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Q3. How many credit bureau's are there
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Improve your skills

Q1. Tell me about yourself
Ans. 
I am a data analyst with a strong background in statistics and programming.
• Experienced in analyzing large datasets and extracting meaningful insights

• Proficient in statistical analysis and data visualization tools such as Python, R, and Tableau

• Skilled in SQL for data querying and manipulation

• Strong problem-solving and critical thinking abilities

• Effective communication skills for presenting findings to stakeholders
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Q2. Projects you have done
Ans. 
Developed a predictive model to forecast customer churn for a telecommunications company.
• Used machine learning algorithms to analyze customer data

• Performed feature engineering to identify key predictors of churn

• Built and trained a model using historical data

• Evaluated model performance and provided actionable insights to reduce churn
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Q1. Intro about ratings
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Q2. Intro with CBO, basic questing regarding the company
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Q1. Was good and putting this as high level
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Q2. Na but still gvnfgnxvbb
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Basic aptitude questions of quant and reasoning and general english

Case study of varies products asked around 15-20 which were easy to attempt

Q1. About yourself, practical knowledge, family, data related,etc.
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Q2. What is sql. Excel formulas
Ans. 
SQL is a programming language used for managing and manipulating relational databases. Excel formulas are used for performing calculations and data analysis in Microsoft Excel.
• SQL is used to retrieve, insert, update, and delete data from databases.

• Excel formulas are written using functions and operators to perform calculations and manipulate data.

• SQL example: SELECT * FROM customers WHERE age > 30;

• Excel formula example...read more
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Normal aptitude questions

Q1. Interview with manager
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There will be MCQ Questions. They will ask you to use internet and answer the questions.
They want to check your research skills.

Q1. If you are a fresher then you can easily clear the interview, Hr will ask normal questions about yourself and about your education background.
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