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CIMB Group Interview Questions and Answers
CIMB Group Interview Experiences
1 interview found
Anonymous
Selected
I applied via AmbitionBox and was interviewed before Oct 2021. There were 2 interview rounds.
(5 Questions)
- Q1. How should we behave with customers
- Ans.
We should behave with customers professionally, respectfully, and empathetically.
Listen actively to their concerns and needs
Communicate clearly and effectively
Show empathy and understanding towards their situation
Resolve issues promptly and efficiently
Maintain a positive attitude and remain patient, even in challenging situations
- Q2. How will we be able to withdraw EMI money from the customer?
- Ans.
EMI money can be withdrawn from the customer through various payment methods such as bank transfer, cheque, online payment gateway, etc.
Customers can set up automatic bank transfers for EMI payments
Customers can also make EMI payments through cheque or demand draft
Online payment gateways can be used for convenient EMI payments
Customers can visit the bank branch to make EMI payments in person
- Q3. How will you handle your team?
- Q4. Asked about myself
- Q5. Asked about myfamily
Interview Preparation Tips
- Dress code
Team Lead Interview Questions asked at other Companies
Interview questions from similar companies
Selected
I applied via Campus Placement and was interviewed before Oct 2022. There were 2 interview rounds.
(2 Questions)
- Q1. What is the difference between credit card and debit card?
- Ans.
Credit cards allow users to borrow money from the card issuer, while debit cards deduct funds directly from the user's bank account.
Credit cards allow users to borrow money up to a certain limit set by the issuer, while debit cards only allow spending up to the available balance in the linked bank account.
Credit cards charge interest on the borrowed amount if not paid in full by the due date, while debit cards do not i...
- Q2. Why do you want to work in Finance?
Selected
I was interviewed before Oct 2022.
One have to qualify pre of IBPS po exam
2nd round is mains of IBPS po exam
(1 Question)
- Q1. About graduation subject, and why banking
I applied via Referral and was interviewed before May 2023. There was 1 interview round.
(1 Question)
- Q1. Tell me something about yourself
- Ans. Fresher in finance, what do you want to learn, what do you expect from this internship, how can you contribute to the process, what do you aim to achieve etc.
Interview Preparation Tips
Interview Questionnaire
7 Questions
- Q1. Why DB (2 min)
- Ans.
DB is a crucial component for storing and managing data in various applications.
DB stands for Database and is used to store and manage data in various applications.
It allows for efficient data retrieval and manipulation.
There are various types of databases such as relational, NoSQL, and graph databases.
Examples of popular DBMS include MySQL, Oracle, MongoDB, and Neo4j.
- Q2. Can some work you did at Microsoft be used in DB (I wasn’t at all expecting this but thought and found that an algo I designed could be applied to a problem in the stock market domain)?
- Ans.
Yes, an algorithm I designed at Microsoft can be applied to a problem in the stock market domain.
I designed an algorithm at Microsoft that can be used in the stock market domain
The algorithm can be applied to solve a specific problem in the stock market
The work I did at Microsoft has potential applications in the financial industry
- Q3. Estimate your quant score. If you add your quant score to the avg finance score would that be highest overall score?
- Ans.
Answering a question about estimating quant score and overall score in finance.
I estimate my quant score to be X based on my preparation and practice.
Adding my quant score to the avg finance score may or may not result in the highest overall score, as it depends on the scores of other candidates.
However, I am confident in my abilities and believe that I can perform well in both areas.
I am open to discussing my preparat...
- Q4. Asked me to redo the pie chart question. I got it correct I think though I didn’t attempt it. They asked why I didn’t attempt finance (Reply : I wanted to do on thing well and time was a constraint)
- Q5. Puzzle - express JEE rank as xy + yx (put y=1, x = rank - 1)
- Q6. Didn’t Microsoft give you a PPO (I said no, which was technically true)? Why not Microsoft(note that they asked this though Microsoft was scheduled on Day 2) (2 min)?
- Q7. Why not Tower Research (5 min)?
- Ans.
Tower Research does not align with my career goals and interests.
I am looking for a company that aligns with my values and interests
I have researched Tower Research and do not feel it is the right fit for me
I am seeking a company with a strong focus on innovation and collaboration
Tower Research may be a great fit for others, but it is not the right fit for me
Interview Preparation Tips
Experience: 28 questions, 18 quantative + 10 financial awareness, negative marking. I took one pass through the Quant section, leaving about 5 questions, went on to the financial section, realized I wasn't going to score that well there so went back to Quant eventually attempting all 18, having to guess 1 answer since I ran out of time. I attempted probably 2-3 in financial. The test matters a lot to get shortlisted - some CSE students didn’t get shortlisted apparently because of a low test score. I would suggest that focus should be primarily on the quant section rather than the finance section - a friend in CSE who said he did well in the finance section didn’t get shortlisted.
Quant
1. Find next in sequence : 10,1,.......7,7...11,5 - don't remember the rest of the sequence but it looked random
initially it but if you take the difference between alternate terms an obvious pattern emerges .
2. Probability of two people telling the truth = 0.4,0.6 - what is the chance that they are inconsistent in what they say ?
3. A 3 digit number is a square less than 500, the reverse of the number is also a square. on repeating last digit still a square. What is the difference between the initial square, its reverse.
4. In a 1000m race if x gives y a head start of 40 meter, x wins by 10m. how much will x win by if y gives x a head start of 40m
5. With 16 matches, how many distinct triangles can you make?
6. You row at 7kmph in a calm lake. fisherman drops something 14 km upstream and the river current is 3kmph, how long will it take to reach you (14/7 = 2hrs ).
7. The sum of the multiples of 7 between 200 and 400 is what (trick was instead of calculating, to observe that the answer is odd and of the 5 options, only one was odd)?
8. Sum of consecutive page numbers in a book starting from 1 to n is 1000 - one page was repeated. which page was it? (idea was to subtract each choice from 1000 and see if it was n _ (n + 1)/2)
9. Last digit of 508508
10. 6 men + 4 women. Make a committee of 3 from them - Guy X wont be with Guy Y. Guy Y will be only with Woman Z in committee. How many ways of making the committee?
11. Run in circle of radius r. 1st 30 seconds at r meters/min, then next 1 min at r/2 m per min next 2 min at r/4 and so on. ratio of times taken in round n, previous round
12. |(x ? 11)/2| < 3 what is the range of x?
13. number of integer solutions to 3x + 6y = 13 (take 3 common on LHS and the answer is clear).
14. 5 students give an objective exam (+1 for correct, 0 for wrong) with 5 questions each with 5 choices. Their answers were given in a 5x5 matrix. Given they all got different marks, who got the lowest.
15. A,B,C,D stand in a line in increasing order of height. Given that X was shorter than Y but didnt stand first, and (a few more conditions) , who stood last? (X and Y had been specified as one of A, B, C, D - I don’t remember exactly since I gave the test 10 days back).
Financial
1. Rupee-dollar exchange rate (options were ranges of 1 rupee answer ws 39-40)
2. value of some index (some non-Indian East Asian country’s stock market - I forgot the name)
3. Effect of interest rate cuts on a bond coupon
4. Simple question on call option - which of following is not true about it
5. 1st Indian IT company to be listed on Nasdaq
6. Given a pie chart where it showed that for capital, a company relied 80% on equity and a small fraction on debts, what investment strategy is the company using? Conservative/Aggressive?
Duration: 40 min minutes
Round: HR Interview
Experience: I was the last person DB interviewed that day. Towards the end, the interviewer said “I am sure you are going to join Tower Research and not DB”. They also seemed to have decided before I came in to the interview that I would get an offer with some other company and would not choose DB - kept attacking the answers I gave to ‘Why not Microsoft/Tower’. In hindsight maybe I shouldn't have listed all the 4 tech companies I had interned with.
College Name: IIT KANPUR
Skills evaluated in this interview
I applied via Campus Placement
Interview Questionnaire
4 Questions
- Q1. Explain the background process that takes place during an atm transaction
- Ans.
ATM transaction involves multiple background processes including authentication, authorization, and communication with bank servers.
Customer inserts card and enters PIN
ATM authenticates the card and PIN
ATM requests authorization from bank server
Bank server verifies account balance and approves or denies transaction
ATM dispenses cash or completes other requested transaction
ATM updates account balance and sends transacti
- Q2. Cut cake into 8 pieces .You can use knife 3 times only
- Ans.
Cut cake into 8 pieces using knife 3 times only.
First, cut the cake horizontally into two equal halves.
Then, cut the cake vertically into four equal pieces.
Finally, cut the cake horizontally again into eight equal pieces.
Make sure to use the knife efficiently to minimize the number of cuts.
Practice visualization before making the cuts to avoid mistakes.
- Q3. A shot fired from a gun pointing towards a tree full of birds. All birds left except one. Why ?
- Ans.
The one bird was already dead.
The bird was already dead before the shot was fired.
The bird was injured and unable to fly away with the rest of the birds.
The bird was a decoy bird used for hunting purposes.
The bird was a trained bird used for falconry.
- Q4. Explain projects which you made in college?
- Ans.
Developed a web-based attendance management system and a mobile app for event management.
Created a database schema and implemented CRUD operations using PHP and MySQL.
Designed the user interface using HTML, CSS, and JavaScript.
Integrated Google Maps API for location tracking in the mobile app.
Implemented push notifications using Firebase Cloud Messaging.
Collaborated with a team of four to complete the projects within t
Interview Preparation Tips
Experience: The question paper was a mix of aptitude, programming of c++ java , sql and reasoning.
There was negative marking set for each questions.
Tips: Attempt that portion first in which you are really confident.
Dont try to attempt all questions , as negative marking plays big role.
Duration: 60 minutes
Round: Technical Interview
Experience: As Barclays is a bank , so this kind of question is obvious.
Be prepared for technical process that takes place in a usual banking domain.
Also , any type of question whether reasoning based or technical can be asked.
Tips: Be confident. Try to tell everything in a straight manner.
Round: Case Study Interview
Experience: You can put humour while answering as this shows your positivity.
There can be many reason for this like birds ia dead , bird is deaf , bird is of plastic. You can choose whatever hit into your mind.
Round: Behavioural Interview
Experience: Explaining the thing in which you already have knowledge is a plus point.
But make sure you have complete knowledge of your college project as they can ask as many questions as possible because your project is the main thing which can extend your interview time.
Skills: Common Sense, Presence Of Mind, Positive Thinking, Ability To Deliver On A Project, C Programming
College Name: UPTU
Motivation: As it is a product based company , so chances of growth is good and pay scale is better.
I was interviewed in Apr 2017.
Interview Questionnaire
4 Questions
- Q1. Tell Us About Yourself?
- Ans.
I am a dedicated and detail-oriented analyst with a strong background in data analysis and problem-solving.
I have a Bachelor's degree in Statistics from XYZ University.
I have 3 years of experience working as a data analyst at ABC Company.
I am proficient in using statistical software such as R and Python for data analysis.
I have a proven track record of delivering actionable insights to drive business decisions.
I am a t...
- Q2. What's the end purpose of your life?
- Ans.
The end purpose of my life is to make a positive impact on others and leave a lasting legacy.
To contribute to the betterment of society
To leave a positive impact on the people around me
To achieve personal fulfillment and happiness
To leave a lasting legacy for future generations
- Q3. How can you help RBS grow?
- Ans.
I can help RBS grow by leveraging my analytical skills and expertise to identify opportunities for improvement and develop strategies for expansion.
Conducting thorough market research to identify potential growth areas
Analyzing financial data to identify cost-saving opportunities
Developing and implementing strategies to attract new customers and retain existing ones
Identifying and mitigating risks that may hinder growt...
- Q4. Why should we hire you?
- Ans.
I have the skills, experience, and passion to excel in this role.
I have a strong background in data analysis and have successfully completed numerous projects in the past.
I am proficient in various analytical tools and techniques, allowing me to provide valuable insights and recommendations.
I am a quick learner and adaptable, able to quickly grasp new concepts and technologies.
I am highly motivated and dedicated to del...
Interview Preparation Tips
Experience: It was an online test conducted in the computer lab of my college where questions were asked to test my mental ability, mathematical reasoning, english grammar, etc.
Tips: Do not panic when you have only 30 seconds for one question. Because questions are designed in such a way that they can be solved within 30 seconds. So do not panic about the time. But do keep an eye on your clock. Do not invest much time on one question.
Duration: 10 hours
Total Questions: 20
Round: HR Interview
Experience: I told them about myself by starting with my family details then my schooling and then my graduation details. Then I told them about my Internships that I have done.
I told them about the end purpose of my life i.e. to have a business of my own.
I told them that I am always open to new knowledge and exposure and love to use the past experience for current job to outperform everything. Hence I will use the experience that I have gained during internship in my current job to perform the task timely and will leave no room for error.
Tips: Be fluent. Do not hasitate. Choose the language in which you are fluent and can explain better.
College Name: Shyam Lal College
Ritika Nevatia
Interview Preparation Tips
Experience: Study data interpretation (calculator allowed) and pattern puzzles
Round: Group Discussion
Experience: Two topics (have been same case studies for past 4 years now): - Mobile app improvement - Making a business decision
Round: HR Interview
Experience: Everything depends only on HR interview
Tips: Make a list of your strengths and an example for each!
Round: Technical Interview
Experience: Short, easy and basic questions asked about projects and DS. Pretty chilled
College Name: Sardar Patel Institute of Technology
Shubham Srivastava
Interview Preparation Tips
Experience: General aptitude consisted of quantitative questions .There were 6 questions and suggested time as 10 minutes. Questions were of easy level. Questions based on numbers,distance,time etc..Answers of general aptitude were to be written in textbox. eg ans is 4,write 4. there were no options in quant. Answers were integers an easy.
Technical comprehension involved two paragraphs and questions based on sql.
Logical analysis contained questions of logical deduction mainly.
Program tracing involved finding output of programs(mainly while loop and if else)..
Programming : There was only one question of programming(to be solved in 30 minutes). Code was given and was to be modified.Modification involved like , find out the least salary of employees,... (they used file input output and structures).
Tips: Practice basic aptitude.Concepts should be clear.
Duration: 90 minutes
Total Questions: 18
Skills: Basic C/C++, Logical Thinking, Logical Reasoning, General Aptitude
College Name: NIT Raipur
I was interviewed before Jan 2016.
Interview Questionnaire
2 Questions
- Q1. There will be a rotational shift so do u have any problem with that??
- Ans.
I am comfortable with rotational shifts and have no problem adjusting my schedule accordingly.
I am flexible with my working hours and can easily adapt to different shifts.
I understand the importance of teamwork and am willing to work whenever needed.
I have previous experience working in rotational shifts and have successfully managed my time and workload.
I prioritize my work-life balance and am committed to fulfilling ...
- Q2. Related to salary
Interview Preparation Tips
Experience: They asked me all about myself related to my CV
Tips: You should be active and confident
Round: Group Discussion
Experience: That was all about server related issues and all
Tips: You should be logical
Duration: 1 hour
Round: HR Interview
Experience: Its not that much tough round as compare to previous ones
Tips: Answer point to point to HR
Skills: IT Skills
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