Cent Bank Home Finance Interview Questions and Answers

Its very easy and some questions are very logical to do.

In GD, there are 5 given topics you have to chose there own topic to discuss or explain individually for 4 to 5 minutes.

Q1. Working principal basic joins
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Q2. Normalization and their types
Ans. 
Normalization is the process of organizing data in a database to reduce redundancy and improve data integrity.
• Normalization is divided into different normal forms such as 1NF, 2NF, 3NF, BCNF, and 4NF.

• Each normal form has specific rules to eliminate redundancy and dependency issues.

• For example, 1NF ensures that each column contains atomic values, 2NF eliminates partial dependencies, and 3NF removes transitive dependenci
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Online aptitude consists of general aptitude and technical aptitude

Q1. More about java and project review and coding
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Q1. Normal HR questions
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Quants and logical questions

Q1. Experience and basic questions like roles and responsibilities in last role
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Q2. What is agile and waterfall ?
Ans. 
Agile and waterfall are two different project management methodologies used in software development.
• Agile is a flexible, iterative approach where requirements and solutions evolve through collaboration between self-organizing cross-functional teams.

• Waterfall is a linear, sequential approach where each phase must be completed before the next one begins.

• Agile focuses on delivering working software in short iterations, wh...read more
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Q3. Explain the Gap analysis?
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Gap analysis is a strategic planning tool used to compare the current state of a business or project with its desired future state.
• Identify the current state of the business or project

• Determine the desired future state

• Analyze the gaps between the current and future states

• Develop strategies to bridge the gaps

• Monitor and evaluate progress towards closing the gaps
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Q4. Explain the use case and user stories
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Use cases describe interactions between a system and its users, while user stories are specific, actionable requirements from a user's perspective.
• Use cases provide a high-level view of system functionality and interactions.

• User stories are detailed, specific requirements written from the user's perspective.

• Use cases are typically written in a more formal, structured format.

• User stories are often written on index cards...read more
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Q5. Banking domain knowledge
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Create BRD, FSD on any banking related software ware like LOS

Q1. Features of es6 and your favorite one out of all of them
Ans. 
ES6 introduced many new features like arrow functions, let and const, classes, and more. My favorite feature is template literals.
• Template literals allow for easier string interpolation and multiline strings.

• They use backticks (`) instead of quotes and allow for embedded expressions.

• Example: `Hello ${name}, today is ${date}`

• This feature improves code readability and reduces the need for concatenation.
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Q2. Difference between sql and nosql databases and when to prefer one over the other
Ans. 
SQL is a relational database while NoSQL is non-relational. SQL is good for structured data while NoSQL is good for unstructured data.
• SQL databases use tables with predefined schema while NoSQL databases use documents, key-value pairs, or graphs

• SQL databases are good for complex queries and transactions while NoSQL databases are good for scalability and flexibility

• SQL databases are ACID compliant while NoSQL databases ...read more
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Q3. Favorite programming language and all of the languages you have worked on so far
Ans. 
My favorite programming language is Python. I have also worked with Java, C++, and JavaScript.
• Python is my favorite language due to its simplicity and versatility

• I have used Java for developing enterprise applications

• C++ was my go-to language for performance-critical applications

• JavaScript was used for developing web applications and front-end development
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