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Best
I applied via Approached by Company and was interviewed before Jan 2022. There were 3 interview rounds.
As psychometric test.. For join
E commerce Business scope in India
I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.
The process of lending involves evaluating the creditworthiness of borrowers and determining the terms and conditions of the loan.
Assessing the creditworthiness of borrowers by reviewing their credit history, income, and financial statements
Analyzing the borrower's ability to repay the loan by considering their debt-to-income ratio and cash flow
Determining the loan amount, interest rate, and repayment period based on t...
Risks involved in lending include credit risk, interest rate risk, and operational risk.
Credit risk: the risk of borrowers defaulting on their loans
Interest rate risk: the risk of interest rates changing and affecting loan repayments
Operational risk: the risk of errors or fraud in the lending process
Other risks: such as liquidity risk, market risk, and regulatory risk
Handling of risks involves identifying, assessing, and mitigating potential risks to minimize financial losses.
Identify potential risks by analyzing credit reports, financial statements, and market trends.
Assess the likelihood and impact of each risk to prioritize mitigation efforts.
Implement risk mitigation strategies such as setting credit limits, requiring collateral, or adjusting payment terms.
Regularly monitor and...
Best
I applied via Approached by Company and was interviewed before Jan 2022. There were 3 interview rounds.
As psychometric test.. For join
E commerce Business scope in India
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