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Bank of India General Banking Officer Interview Questions and Answers
Bank of India General Banking Officer Interview Experiences
1 interview found
Interview Questionnaire
5 Questions
- Q1. How many siblings do you have?
- Q2. What are they doing?
- Q3. Which state do you belong to?
- Q4. Who is the chief minister of that state?
- Q5. Which product is manufactured on a large scale in the state?
- Ans.
The product manufactured on a large scale in the state is automobiles.
Automobiles are manufactured in large quantities in the state.
The state has several automobile manufacturing plants.
The automobile industry contributes significantly to the state's economy.
Interview Preparation Tips
Experience: The resume was as per the norms of my college’s Placement Office.I felt that the interviewers were not interested in your resume but were more interested in your family background and the type of person you are. The interviewers are also interested in the reason you choose to leave the core sector.
Round: HR Interview
Experience: The next round was the personal interview round. The interview panel had five general managers of the company. They asked some general questions. They were interested in knowing about me and my family background. They asked me about my father’s profession. I told them that my father owned a shop and had a garment business. They asked me some questions related his business like ‘Who purchases your clothes?’, ‘What is the annual turnover of your business?’ and ‘What are the annual earnings?’ They also asked me about my family. They asked me about the job opportunities present in the field of biotechnology. I replied that there were none. They were amazed by the blunt reply. Then I explained the complete scenario to them. I told them that there are certainly a lot of opportunities available in this sector but most of the companies in this sector recruit only students with Masters/Doctoral degrees and even though I have the potential, academically I do not have the necessary qualifications. They seemed to be convinced with my reply.Next, the panel gave me a situation that in case after recruitment I was to be placed in Kerala with a day profile job, where I would have to interact with the local population whose dialect would be completely unknown to me which might cause a lot of trouble, would I still take up the job. This question put me in quite a bit of dilemma. I requested them to give me a few seconds to think about it. They gladly accepted my request. After pondering over the question for few seconds I unwillingly yet confidently said yes.Finally he asked me what I knew about the companies like Facebook, Apple and the likes. He asked me to state the leading biotechnology company and its CEO. They were looking for calm, composed and confident candidates for the job.
College Name: IIT ROORKEE
Motivation: The profile offered was of “General Banking Officer” – a designation just below that of the junior manager. I acquired the knowledge about the company and the profile through the pre-placement talk.
Top trending discussions
Interview questions from similar companies
I was interviewed in Jan 2025.
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Example Question (Numerical Ability):
Question:
If 15% of a number is 45, what is 30% of that number?
Solution:
1. Find the number:
If 15% of a number is 45, then
\text{Number} = \frac{45}{0.15} = 300.
2. Calculate 30% of the number:
Now, 30% of 300 is
0.30 \times 300 = 90.
Answer:
30% of the number is 90.
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Additional Example (Simple Interest):
Question:
A bank offers a simple interest rate of 5% per annum on a deposit of Rs.20,000. What will be the interest earned in 3 years?
Solution:
1. Use the simple interest formula:
\text{Simple Interest} = \frac{P \times R \times T}{100}
= Principal amount = Rs.20,000
= Rate of interest = 5%
= Time = 3 years
2. Calculate the interest:
\text{Interest} = \frac{20000 \times 5 \times 3}{100} = 3000.
Answer:
The interest earned in 3 years is Rs. 3000.
1. Quantitative Aptitude
Q: A sum of ₹10,000 is invested at 10% per annum simple interest. What is the interest after 3 years?
A: Interest = (P × R × T) / 100 = (10,000 × 10 × 3) / 100 = ₹3,000
2. Reasoning Ability
Q: If A is the father of B, but B is not the son of A, what is B’s relation to A?
A: Daughter
3. English Language
Q: Choose the correct sentence:
a) She don’t like coffee.
b) She doesn’t like coffee.
A: b) She doesn’t like coffee.
4. General Awareness (Banking GK)
Q: What does RBI stand for?
A: Reserve Bank of India
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Example Question (Numerical Ability):
Question:
A bank offers a simple interest rate of 6% per annum. If a customer deposits Rs. 25,000 for 4 years, what is the total simple interest earned over that period?
Solution:
1. Identify the formula for Simple Interest (SI):
\text{SI} = \frac{P \times R \times T}{100}
is the principal (Rs. 25,000)
is the rate of interest (6%)
is the time period (4 years)
2. Substitute the values into the formula:
\text{SI} = \frac{25000 \times 6 \times 4}{100}
3. Calculate the interest:
\text{SI} = \frac{25000 \times 24}{100} = \frac{600000}{100} = 6000.
Answer:
The total simple interest earned over 4 years is Rs. 6,000.
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Additional Example (Logical Reasoning):
Question:
In a sequence of numbers representing daily bank transactions, the amounts follow an arithmetic progression: 105, 115, 125, ... What will be the 8th transaction amount?
Solution:
1. Identify the first term and common difference:
First term,
Common difference,
2. Use the formula for the nth term of an arithmetic progression:
a_n = a_1 + (n - 1)d
3. Substitute :
a_8 = 105 + (8 - 1) \times 10 = 105 + 70 = 175.
Answer:
The 8th transaction amount is 175.
Phone Banking Officer Interview Questions & Answers
State Bank of India
Anonymous
posted on 11 Jan 2025
Selected
I applied via Newspaper Ad and was interviewed in Dec 2024. There were 5 interview rounds.
(2 Questions)
- Q1. Do you have experience with bank support?
- Q2. What can you share about your experience?
(2 Questions)
- Q1. What are your current responsibilities at work?
- Q2. What is your experience regarding this topic?
(2 Questions)
- Q1. Are you providing support for banking services?
- Q2. Are you experienced doing this work?
(2 Questions)
- Q1. Do you understand my language?
- Q2. Have you completed this job?
(2 Questions)
- Q1. Do you have any knowledge about the work?
- Q2. What are your thoughts at the moment?
Interview Preparation Tips
Bhawana Sharma
Selected
I applied via Company Website and was interviewed in Nov 2024. There was 1 interview round.
(4 Questions)
- Q1. What is the location
- Q2. How much time salary
- Q3. How to I'll grow up in this company?
- Q4. Which profile I'll join?
Interview Preparation Tips
Selected
I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.
(4 Questions)
- Q1. What are your strength
- Q2. What's your biggest weekends
- Q3. Walk me through your resume
- Q4. What are your salary expectations?
Interview Preparation Tips
- have some strong work experience
Branch Banking Officer Interview Questions & Answers
AU Small Finance Bank
Anonymous
posted on 15 Feb 2025
Selected
I was interviewed in Jan 2025.
(1 Question)
- Q1. Why sales in this field
Interview Preparation Tips
Phone Banking Officer Interview Questions & Answers
Kotak Mahindra Bank
Akki Thakur
posted on 7 Apr 2024
Selected
I applied via Company Website and was interviewed in Mar 2024. There were 2 interview rounds.
(4 Questions)
- Q1. Introduce yourself
- Q2. Why did you leave your previos job
- Q3. Tell me about your strength and weakness
- Q4. Tell me banking product
- Ans.
Banking products are financial instruments offered by banks to customers, such as savings accounts, credit cards, loans, and investment products.
Savings accounts: A type of account where customers can deposit and withdraw money while earning interest.
Credit cards: A payment card issued by a bank that allows the cardholder to borrow funds for purchases.
Loans: Financial products where a bank lends money to a customer wit...
(4 Questions)
- Q1. Tell me something about yourself
- Q2. What is demonitization
- Ans.
Demonetization is the act of stripping a currency unit of its status as legal tender.
Demonetization is usually done to curb corruption, black money, and counterfeit currency.
It can lead to temporary economic disruption and inconvenience to the public.
India implemented demonetization in 2016 by invalidating high-denomination currency notes.
The goal was to move towards a cashless economy and reduce the circulation of bla
- Q3. Tell me banking product
- Ans.
Banking products are financial instruments offered by banks to customers, such as savings accounts, loans, credit cards, and investment products.
Savings accounts: allow customers to deposit money and earn interest
Loans: provide customers with funds that must be repaid with interest
Credit cards: allow customers to make purchases on credit and pay back later
Investment products: such as mutual funds, stocks, and bonds, he
- Q4. Difference between asset and liablity
- Ans.
Assets are resources owned by a company, while liabilities are obligations or debts owed by a company.
Assets are things of value that a company owns, such as cash, inventory, equipment, and property.
Liabilities are obligations that a company owes to others, such as loans, accounts payable, and accrued expenses.
Assets are listed on the left side of the balance sheet, while liabilities are listed on the right side.
The di...
Interview Preparation Tips
Selected
I was interviewed in Mar 2024.
(3 Questions)
- Q1. Lone, card, writing, fixed
- Q2. Lone, card, writing, diposit
- Q3. Investment,APR, Business, savings
Interview Preparation Tips
Phone Banking Officer Interview Questions & Answers
Equitas Small Finance Bank
Anonymous
posted on 21 Dec 2024
Selected
I applied via Naukri.com and was interviewed before Dec 2023. There were 2 interview rounds.
(2 Questions)
- Q1. Tell me about your self.
- Ans.
Experienced phone banking officer with strong communication skills and a passion for customer service.
Over 5 years of experience in phone banking roles
Skilled in handling customer inquiries and resolving issues efficiently
Proficient in using banking software and systems
Strong communication skills both verbal and written
Passionate about providing excellent customer service
- Q2. Previous work experience
- Ans.
I have 3 years of experience in customer service roles, including phone banking.
Worked as a customer service representative for a banking institution
Handled customer inquiries and concerns over the phone
Assisted customers with account management and transactions
Provided information on banking products and services
Resolved customer issues and complaints effectively
(2 Questions)
- Q1. Tell me about your self
- Ans.
Experienced phone banking officer with strong communication skills and a passion for customer service.
Over 5 years of experience in phone banking roles
Skilled in handling customer inquiries and resolving issues
Proficient in using banking software and systems
Excellent communication and interpersonal skills
Focused on providing exceptional customer service
Received multiple awards for top performance in customer satisfacti
- Q2. Previous work experience
- Ans.
I have over 5 years of experience in customer service roles, including phone banking and financial services.
Worked as a Phone Banking Officer at XYZ Bank for 3 years
Handled customer inquiries, resolved issues, and provided account information
Trained new employees on banking procedures and customer service best practices
Interview Preparation Tips
Investment Banking Associate Interview Questions & Answers
Deutsche Bank
Anonymous
posted on 2 Oct 2024
Selected
I was interviewed in Apr 2024.
Ask about carrier and situational based question
Interview Preparation Tips
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Bank of India General Banking Officer Reviews and Ratings
based on 3 reviews
Rating in categories
|
Chief Manager
158
salaries
|  ₹11.3 L/yr - ₹36.9 L/yr |
|
Assistant Manager
139
salaries
| ₹5 L/yr - ₹14.5 L/yr |
|
Senior Manager
131
salaries
| ₹11 L/yr - ₹30 L/yr |
|
Manager
126
salaries
| ₹6.5 L/yr - ₹20 L/yr |
|
Credit Manager
92
salaries
| ₹7 L/yr - ₹21 L/yr |
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