Bajaj Allianz General Insurance Service Engineer Interview Questions and Answers

The body panels in a car that can be seen from outside include the hood, doors, fenders, roof, trunk, and bumpers.

• Hood: Covers the engine compartment

• Doors: Provide access to the interior

• Fenders: Located above the wheels

• Roof: Covers the passenger compartment

• Trunk: Provides storage space

• Bumpers: Protect the front and rear of the car

The type of paints used in four wheelers vary depending on the purpose and desired finish.

• Automotive paints are typically classified into three types: solid, metallic, and pearl.

• Solid paints are single-color paints that provide a glossy finish.

• Metallic paints contain small metallic flakes that create a sparkling effect.

• Pearl paints have a translucent appearance and contain ceramic crystals for a shimmering effect.

• Other...read more

1k, 2k, and 3k paints are used in cars.

• 1k paint is a single-component paint that dries quickly and is easy to apply.

• 2k paint is a two-component paint that requires a hardener to be added before application.

• 3k paint is a three-component paint that requires a hardener and a clear coat to be added before application.

• The type of paint used depends on the desired finish and level of durability.

• For example, 1k paint may be u...read more

Compulsory policy excess is the amount that the policyholder has to pay in case of a claim in a two-wheeler insurance policy.

• It is a fixed amount that is pre-decided by the insurance company.

• It is applicable for every claim made by the policyholder.

• The policyholder has to pay this amount before the insurance company starts paying for the claim.

• It is a way for the insurance company to reduce the number of small claims m...read more