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Avanse Financial Services Branch Credit Manager- Credit & Operations Interview Questions, Process, and Tips

Updated 1 Aug 2021

Avanse Financial Services Branch Credit Manager- Credit & Operations Interview Experiences

1 interview found

Interview Questionnaire 

4 Questions

  • Q1. What is Deferred Tax Assets and Liabilities
  • Ans. 

    Deferred Tax Assets and Liabilities are temporary differences between the book value and tax value of assets and liabilities.

    • Deferred Tax Assets arise when the tax value of an asset is higher than its book value.

    • Deferred Tax Liabilities arise when the tax value of a liability is lower than its book value.

    • They are recorded on the balance sheet and can be used to offset future tax liabilities or assets.

    • Examples include d...

  • Answered by AI
  • Q2. How Many Files you handle in a Month
  • Ans. 

    On average, I handle around 150-200 files per month.

    • I prioritize files based on their urgency and importance.

    • I ensure that all necessary documents are present and accurate.

    • I maintain a record of all files and their status for easy tracking.

    • I communicate with clients and team members to resolve any issues or delays.

    • Examples: loan applications, credit reports, financial statements.

  • Answered by AI
  • Q3. What is Current Ratio
  • Ans. 

    Current Ratio is a financial ratio that measures a company's ability to pay its short-term obligations.

    • Current Ratio is calculated by dividing a company's current assets by its current liabilities.

    • It is used to evaluate a company's liquidity and short-term financial health.

    • A ratio of 2:1 is considered healthy, indicating that a company has twice as many current assets as current liabilities.

    • A ratio below 1:1 indicates ...

  • Answered by AI
  • Q4. What are the Major things you consider in Credit Appraisal
  • Ans. 

    Major factors considered in credit appraisal

    • Creditworthiness of the borrower

    • Financial stability of the borrower

    • Purpose of the loan

    • Repayment capacity of the borrower

    • Collateral or security offered

    • Credit history of the borrower

    • Industry and market conditions

    • Regulatory compliance

    • Risk assessment

  • Answered by AI

Interview questions from similar companies

I applied via Campus Placement and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Do the credit analysis of Milk related business
  • Ans. 

    Yes

    • Credit analysis of milk-related business involves assessing the financial health and creditworthiness of businesses involved in the production, processing, and distribution of milk and dairy products.

    • Key factors to consider in credit analysis include the company's financial statements, cash flow, profitability, market demand for milk products, competition, and industry trends.

    • Analyzing the company's ability to repay...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I applied via Referral and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. What do you know about the company?
Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. How you came to know about this job
  • Q2. One on one video call
  • Q3. No peace restless life with leap

Interview Preparation Tips

Interview preparation tips for other job seekers - Please don't job no logout time they will make yo b online to 9:30 and 10:00 also
We need to give all our day no time to family or friends after joining leap
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
No response

I applied via Approached by Company and was interviewed in Jan 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. About your job role in previous company?
Round 2 - One-on-one 

(1 Question)

  • Q1. I think this round was more about understanding my psychology and finding if I am fit to adapt the company culture and job role.

Interview Preparation Tips

Interview preparation tips for other job seekers - Feedback - The second round was ok and average, In this round the interviewer asked me to open the camera (before we started interacting) which is fine but the interviewer never open their camera which I found bit odd. May be it was some of kind strategy (no idea) but this round was not interactive neither was I was able to establish the connection maybe because we weren't visually connected but this was wasn't the case in first round.

I appeared for an interview in Sep 2021.

Round 1 - HR 

(3 Questions)

  • Q1. Tell me about yourself.
  • Q2. Will u work if we relocate you
  • Q3. Are u able to travel daily

Interview Preparation Tips

Interview preparation tips for other job seekers - They won't ask u much about technical they ask u about the company which you should be prepared to
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

Be confident

Round 3 - One-on-one 

(2 Questions)

  • Q1. Be confident and knowledge about companies work
  • Q2. What do you know about company?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and take first knowledge about home loan and company
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Group Discussion 

WHO WILL BE THE BETTER FOR POLITICS THE ACTORS OR POLITICANS

Round 3 - HR 

(1 Question)

  • Q1. BASIC QUESTION AROUND YOUR CV
Round 4 - Technical 

(1 Question)

  • Q1. CASE BASED QUESTIONS RELATED TO SALES AND LOAN

Interview Preparation Tips

Interview preparation tips for other job seekers - QUITE AN EASY INTERVIEW, THEY JUST PRESSURISE THE STUDENTS, TO GET THE REAL IMAGE OUT OF IT
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Group Discussion 

In my pannel there was only 4 members. They given a random topic. They only check how do you approach the topic. Surprisingly all 4 are selected.

Round 2 - Technical 

(2 Questions)

  • Q1. If you are applied for Relationship manager. They ask about your summer internship and then they ask about sales and they tell about challenges duing sales.
  • Q2. They ask about the project done in the College. And also about summer internship.

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are want to make career in sales then HFFC is the company you should go for. Good work culture.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Aug 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. What's your approach towards work
Round 3 - HR 

(1 Question)

  • Q1. What is your expected salary??

Avanse Financial Services Interview FAQs

What are the top questions asked in Avanse Financial Services Branch Credit Manager- Credit & Operations interview?

Some of the top questions asked at the Avanse Financial Services Branch Credit Manager- Credit & Operations interview -

  1. What are the Major things you consider in Credit Apprai...read more
  2. How Many Files you handle in a Mon...read more
  3. What is Deferred Tax Assets and Liabilit...read more

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