Atyati Technologies Branch Manager Interview Questions and Answers

OD stands for Overdue Amount in banking terms.

• OD refers to the amount that is past its due date for payment.

• It is the amount that a borrower has failed to repay on time.

• OD can lead to additional fees and penalties for the borrower.

• Example: If a borrower has an OD of $500 on their credit card, it means they have not paid that amount by the due date.

PAR stands for Portfolio Anti Risk, a strategy used to manage risk in investment portfolios.

• PAR is a risk management strategy that involves diversifying investments across different asset classes to reduce overall risk.

• By spreading investments across various sectors, industries, and geographic regions, investors can minimize the impact of any one investment underperforming.

• PAR aims to strike a balance between risk and ...read more