10+ A K Capital Services Interview Questions and Answers

I am currently working as a Relationship Manager. I have experience in demat account opening and UAT.

• I am a Relationship Manager with experience in demat account opening and UAT.

• Demat account is an account that holds securities in electronic form.

• Documents required for demat account opening include PAN card, Aadhaar card, and a cancelled cheque.

• My achievement includes achieving 120% of the sales target in the last quarter.

• I am changing the job to explore new opportunities and...read more

I am a finance professional with a strong understanding of fixed income products. Bonds are debt securities while equity represents ownership in a company.

• Fixed income products are investments that pay a fixed interest or dividend, such as bonds, CDs, and preferred stocks.

• Bonds are debt securities issued by governments or corporations to raise capital, while equity represents ownership in a company.

• Bonds have a fixed maturity date and pay interest to the bondholder, while equ...read more

Interest rates and bond prices have an inverse relationship.

• When interest rates rise, bond prices fall.

• Conversely, when interest rates fall, bond prices rise.

• This is because existing bonds with lower interest rates become less attractive compared to new bonds with higher rates.

• Investors may sell existing bonds at a discount in order to purchase newer bonds with higher rates.

• The duration of a bond also affects how much its price will change in response to interest rate movemen...read more

DCF modeling is essential in fixed income product industry for valuing bonds and other securities based on their future cash flows.

• DCF modeling helps in determining the present value of future cash flows from fixed income securities.

• It takes into account factors like interest rates, bond maturity, and credit risk to calculate the fair value of bonds.

• DCF modeling is crucial for pricing bonds, assessing risk, and making investment decisions in the fixed income market.

• It is wide...read more

The spread between government securities and corporate bonds typically varies based on factors such as credit risk, maturity, and market conditions.

• The spread between government securities and corporate bonds is influenced by the credit risk associated with the corporate bond issuer. Higher credit risk typically leads to a wider spread.

• Maturity also plays a role in determining the spread, with longer-term bonds generally having higher spreads compared to shorter-term bonds.

• Ma...read more

Capital market is a financial market where long-term securities are traded.

• It is a market for buying and selling of long-term securities such as stocks, bonds, and debentures.

• It helps companies to raise capital by issuing securities to investors.

• It provides a platform for investors to invest their money in securities and earn returns.

• It is regulated by the Securities and Exchange Board of India (SEBI) in India.

• Examples of capital markets include the Bombay Stock Exchange (BSE...read more

Bonds are debt securities issued by companies and governments to raise capital. There are various types of bonds.

• Government bonds: Issued by governments to fund public projects.

• Corporate bonds: Issued by companies to raise capital for business operations.

• Municipal bonds: Issued by local governments to fund public projects.

• Treasury bonds: Issued by the US government to fund its operations.

• Zero-coupon bonds: Sold at a discount and do not pay interest until maturity.

• Convertible ...read more

KYC stands for Know Your Customer. It is a process used by businesses to verify the identity of their clients.

• KYC is a regulatory requirement to prevent money laundering and fraud.

• Documents required for KYC typically include government-issued ID (such as passport or driver's license), proof of address (such as utility bill or bank statement), and sometimes proof of income.

• KYC documents may vary depending on the country and industry regulations.

• Examples of KYC documents: passp...read more

Handling difficult situations requires remaining calm, listening actively, finding solutions, and seeking support.

• Remain calm and composed

• Listen actively to understand the root of the problem

• Find solutions by brainstorming and evaluating options

• Seek support from colleagues or supervisors if needed

NCDs refer to non-communicable diseases that are not caused by infectious agents.

• NCDs include chronic diseases such as heart disease, cancer, diabetes, and respiratory diseases.

• They are often caused by lifestyle factors such as smoking, poor diet, and lack of physical activity.

• NCDs are a major global health concern, accounting for 71% of all deaths worldwide.

• Prevention and management of NCDs require a multi-sectoral approach involving healthcare, public health, and policy int...read more