Ujjivan Small Finance Bank Credit Specialist Salaries by 4 Employees (Updated 2025)

9 - 15 years exp.

₹7.5 Lakhs - ₹10 Lakhs

Low Confidence

Avg. annual salary

Fixed

₹

Lakhs

Variable

₹

Lakh

Monthly In-hand Salary

16% more than the average Credit Specialist Salary in Banking Companies for 9 - 15 years of experience

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Salaries in different departments

BFSI, Investments & Trading Credit Specialist Salary 12 - 15 years exp. (3 salaries)	₹8.1 L/yr - ₹10 L/yr
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Finance & Accounting Credit Specialist Salary 9 years exp. (AmbitionBox Estimate)	₹6.8 L/yr - ₹8.3 L/yr

Last Updated: 31 Mar 2025

Companies similar to Ujjivan Small Finance Bank for Credit Specialist

Company name	Avg Annual Salary	Open Jobs
Axis Bank Credit Specialist Salary 22 - 24 years exp. (4 salaries)	₹48 L/yr - ₹51 L/yr 460% more
American Express Credit Specialist Salary 1 - 6 years exp. (45 salaries)	₹4.5 L/yr - ₹9.8 L/yr 22% less
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HSBC Group Credit Specialist Salary 2 - 8 years exp. (27 salaries)	₹4.7 L/yr - ₹11 L/yr 9% less
Udaan Credit Specialist Salary 3 - 6 years exp. (21 salaries)	₹3.6 L/yr - ₹7 L/yr 50% less
JPMorgan Chase & Co. Credit Specialist Salary 0 - 6 years exp. (13 salaries)	₹3.5 L/yr - ₹8.5 L/yr 37% less

Credit Specialist salary at Ujjivan Small Finance Bank ranges between ₹7.5 Lakhs to ₹10 Lakhs per year for employees with experience between 9 years to 15 years. Salary estimates are based on 4 latest salaries received from various employees of Ujjivan Small Finance Bank.

Experience wise Ujjivan Small Finance Bank Credit Specialist salaries

Last Updated: 31 Mar 2025

Experience	Avg Annual Salary
9 years (AmbitionBox Estimate)	₹6.8 L/yr - ₹8.6 L/yr
12 years (AmbitionBox Estimate)	₹9 L/yr - ₹11.5 L/yr
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14 years (AmbitionBox Estimate)	₹9 L/yr - ₹11.5 L/yr
15+ years (AmbitionBox Estimate)	₹7.3 L/yr - ₹9.3 L/yr

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Salary related reviews for Ujjivan Small Finance Bank

Business Analyst in Bangalore / Bengaluru

Full Time

Data Science & Analytics Department

1.0

• posted on 29 Jun 2022

1.0

for Salary and Benefits

Likes

One and only one good thing is Job security apart from this nothing is thr in Ujjivan

Job security - Good

Dislikes

1. We can't control our vendors and they are not lestening to us 2. Salary is very low as compare to Market 3. There no coordination between department to department 4. There is no proper tracking

Salary - Bad

+5 more

Financial Analyst in Bangalore / Bengaluru

BFSI, Investments & Trading Department

2.0

• posted on 06 Aug 2021

2.0

for Salary and Benefits

Likes

On time salary always

Dislikes

This place is a trap. Kindly dont waste your time here. You may settle in this company forever. but your CV will carry no value when you want to switch. You can never reach a 20lpa salary outside with a CV from this firm.

Salary - Poor

+5 more

Executive Trainee in Bangalore / Bengaluru

Full Time

Customer Success, Service & Operations Department

1.0

• posted on 02 Mar 2025

5.0

for Salary and Benefits

Likes

Salary on time

Salary - Excellent

+1 more

Dislikes

It's a complete sales job where you have to beg for account and FD ,RD,LI,HI everything even Demat.too much pressure from RH/CH they have their targets beyond their expectations. First of all no Brand name,no support from CH/RH they just keep on increasing your targets. I have seen employee crying also.People from other banks join as supervisor and keep their expectations at peek where the ground level employee have to suffer a lot BDE,AM,ET,AAM. Never join as sales in this bank , join as operations or cashier u will have a good work life..

Skill development - Bad

+2 more

Executive Trainee in Hyderabad / Secunderabad

Full Time

Sales & Business Development Department

2.0

• posted on 28 Feb 2025

5.0

for Salary and Benefits

Likes

Nothing except salary there is nothing to like You will get good salary also with extra toxic branch manager who has zero knowledge about sales

Salary - Excellent

+1 more

Dislikes

Job security is not gud They will fire employee whenever they want For freshers and experienced one who are not from sales background ujjivan is not for you my child. Go find better opportunity than this. I felt very happy on my last working day not wondering about future due to I was stuck in toxin work culture

Skill development - Bad

+3 more

Brach Operation Manager in Kolkata

Full Time

BFSI, Investments & Trading Department

1.0

• posted on 12 Dec 2024

1.0

for Salary and Benefits

Likes

Nothing to like. Only salary credit on 25th of every month

Dislikes

If you are knowing person of skip lavel manager then only you r the good staff and in hr team decide and sent me the worning mail with out proper judge if you are not knowing person hr not want to lessen your point. Perciality 100% working on it

Salary - Bad

+6 more

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Experience - 5.9 Tech - React.js CTC- 13LPA Current company - TCS Offer in the process - Nagarro (19LPA) My LWD is 24th May, but I told Nagarro I can be released in 30 days. Now, should I: 1. Be honest and say I can join on 25th May? 2. Commit to 25th April and request a DOJ extension later?(By telling them some emergency) Q1). If I choose option 1, is there a risk they won’t release the offer?(As I am being hired for a particular project, so will they go for some immediate candidates?) Q2). If I choose option 2, could they revoke the offer?(As the HR told changing the DOJ in released offer letter is not possible

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Ujjivan Small Finance Bank Credit Specialist Salary FAQs

What is the salary of Credit Specialist at Ujjivan Small Finance Bank ?

The average salary of a Credit Specialist at Ujjivan Small Finance Bank in India typically ranges from ₹7.5 Lakhs to ₹10.0 Lakhs per year, depending on experience (from 9 years to 15 years).

The top 10% of Credit Specialist at Ujjivan Small Finance Bank earn more than ₹10.0 Lakhs per year, and the top 1% earn over ₹10.0 Lakhs per year. Credit Specialist Salaries at Ujjivan Small Finance Bank can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 Ujjivan Small Finance Bank employees in India.

What is the estimated take home salary of a Credit Specialist at Ujjivan Small Finance Bank in India?

The estimated take-home salary of a Credit Specialist at Ujjivan Small Finance Bank in India typically ranges from ₹64,941 to ₹66,597 per month. This is based on the average salary range of ₹7.5 Lakhs to ₹10.0 Lakhs per year for employees with experience ranging from 9 years to 15 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of Ujjivan Small Finance Bank. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than Ujjivan Small Finance Bank for Credit Specialist in India?

Axis Bank

₹48.0 Lakhs to ₹51.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Ujjivan Small Finance Bank, depending on the role and experience level.

What is the salary of a Credit Specialist in companies similar to Ujjivan Small Finance Bank in India?

The salary of a Credit Specialist at companies similar to Ujjivan Small Finance Bank in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

HSBC Group	₹4.7 Lakhs to ₹11.0 Lakhs per year
American Express	₹4.5 Lakhs to ₹9.8 Lakhs per year
JPMorgan Chase & Co.	₹3.5 Lakhs to ₹8.5 Lakhs per year
Udaan	₹3.6 Lakhs to ₹7.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Specialist at Ujjivan Small Finance Bank in India?

The salary growth for a Credit Specialist at Ujjivan Small Finance Bank depends on factors such as experience, performance, and promotions. On average, a Credit Specialist can expect the following growth trajectory at Ujjivan Small Finance Bank:

Experience	Average Salary Range
9 years	₹6.8 Lakhs to ₹8.6 Lakhs per year
12 years	₹9.0 Lakhs to ₹11.5 Lakhs per year
14 years	₹9.0 Lakhs to ₹11.5 Lakhs per year
15 years	₹7.3 Lakhs to ₹9.3 Lakhs per year

and so on.

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Ujjivan Small Finance Bank Credit Specialist Salaries

Ujjivan Small Finance Bank Credit Specialist salary in India ranges between ₹7.5 Lakhs to ₹10 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 Ujjivan Small Finance Bank latest salaries received from various employees of Ujjivan Small Finance Bank.