TCS Credit Risk Associate salaries in Mumbai (Updated 2025)

Likes

Best place to experience person, if you not want work in pressure than this company is your type.

Dislikes

Salary growth is very low as compared other bpo company for freshers and experience employees politics they think that we are the only boss

Likes

Work culture at TCS was pretty good for me a lot less stressful with all facilities available inside campus.

Dislikes

Growth is slow in terms of salary and learning. Sometimes you may excellent project opportunities for growth but chances of getting such projects is very low

Likes

Work life balance, job security.

Dislikes

Work culture (not all, but because of some senior managers who don't support our ambition), low salary that doesn't increase according to inflations, no bonuses, promotions that grows only in few percent which doesn't make a big difference.

Likes

...what ever you have learnt. In TCS everything depends on what project you are in. If you are in BPS tag its better to develop skills and salary hike for BPS is very less

Dislikes

Before anyone reading this once again i have to mention everything depends on the project. 1. Work culture 2. Managers are toxic and they treat you badly 3. There is no use of having certain skills and not using it practically 4. They don't respect the skills set you are having 5. There is very less hike for BPS tag. 6. If you ever moved to bench, While attending project interview. Don't trust managers whatever they say and don't give approval to mail easily by trusting manager information. 7. HR works for the company and manager. Don't trust HR. To be specific TCS HRs are joke. 8. Most of the manager and leads are not actually trained just because they stay longer in same company and they get promoted. They don't really manage the team well

Likes

At the time of hr discussiing salary it was like she is giving money from her own pocket, very limited hike

Dislikes

10 hrs shift to be shown only 9 in timesheet, cafeteria smells very bad(powai) pantries are like small call centers are much better