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SBI Cards & Payment Services Credit Officer salaries in India

Annual salary range
0 - 6 years exp.
₹2.2 Lakhs - ₹3 Lakhs
Low Confidence
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Low confidence means that this average salary is based on data that was reported by very few people.
Salary of majority employees
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27% less than the average Credit Officer Salary in Financial Services Companies for 0 - 6 years of experience

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Salaries in different departments

Sales & Business Development
Credit Officer Salary
1 - 2 years exp. (AmbitionBox Estimate)
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₹2.2 L/yr - ₹3 L/yr

BFSI, Investments & Trading
Credit Officer Salary
Fresher (AmbitionBox Estimate)
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₹2.7 L/yr - ₹3.3 L/yr

Customer Success, Service & Operations
Credit Officer Salary
Fresher (AmbitionBox Estimate)
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₹2.7 L/yr - ₹3.3 L/yr

Risk Management & Compliance
Credit Officer Salary
6 years exp. (AmbitionBox Estimate)
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₹2.2 L/yr - ₹2.7 L/yr

Last Updated: 3 Aug 2024

Companies similar to SBI Cards & Payment Services for Credit Officer

Company name Avg Annual Salary Open Jobs
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Vastu Housing Finance Credit Officer Salary

0 - 4 years exp. (25 salaries)

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₹2.1 L/yr - ₹4.2 L/yr

arrow icon 15% more
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ICICI Home Finance Credit Officer Salary

2 - 7 years exp. (16 salaries)

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₹2.1 L/yr - ₹3.8 L/yr

arrow icon 2% less
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Aadhar Housing Finance Credit Officer Salary

0 - 4 years exp. (8 salaries)

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₹1.5 L/yr - ₹2.9 L/yr

arrow icon 19% less
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Axis Direct Credit Officer Salary

1 - 4 years exp. (6 salaries)

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₹1.4 L/yr - ₹2.2 L/yr

arrow icon 32% less
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Shriram Chits Credit Officer Salary

12 - 17 years exp. (4 salaries)

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₹2.2 L/yr - ₹2.8 L/yr

arrow icon 10% less
Credit Officer salary at SBI Cards & Payment Services ranges between ₹2.2 Lakhs to ₹3 Lakhs per year for employees with less than 1 year of experience to 6 years. Salary estimates are based on 5 latest salaries received from various employees of SBI Cards & Payment Services.

Latest annual salaries shared by SBI Cards & Payment Services Credit Officer

5mo ago
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2 years exp.
1y ago
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6 years exp.
1y ago
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1 year exp.

Experience wise SBI Cards & Payment Services Credit Officer salaries

Last Updated: 3 Aug 2024

Experience Avg Annual Salary
Fresher (AmbitionBox Estimate)

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₹1.1 L/yr - ₹3 L/yr
1 year (AmbitionBox Estimate)

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₹2.2 L/yr - ₹5 L/yr
2 years (AmbitionBox Estimate)

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₹1.1 L/yr - ₹3 L/yr
3 years (AmbitionBox Estimate)

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₹2.4 L/yr - ₹3.1 L/yr
4 years (AmbitionBox Estimate)

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₹2.3 L/yr - ₹3 L/yr
View all

Similar Designation salaries in SBI Cards & Payment Services

Credit Manager Salary
(7 salaries)
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₹3 L/yr - ₹10 L/yr
Sales Officer Salary
(89 salaries)
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₹1.2 L/yr - ₹4 L/yr
Credit Analyst Salary
(3 salaries)
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₹3.9 L/yr - ₹19.96 L/yr
Senior Credit Officer Salary
(AmbitionBox Estimate)
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₹4.1 L/yr - ₹5.3 L/yr
Officer Salary
(AmbitionBox Estimate)
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₹2.3 L/yr - ₹3 L/yr
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₹2.75 L/yr - ₹4.5 L/yr
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₹0.45 L/yr - ₹3.5 L/yr
Area Credit Manager Salary
(AmbitionBox Estimate)
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₹0.9 L/yr - ₹1.2 L/yr
Branch Manager Salary
(5 salaries)
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₹3 L/yr - ₹4 L/yr
Deputy Manager Salary
(21 salaries)
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₹2.75 L/yr - ₹10.5 L/yr

Salary related reviews for SBI Cards & Payment Services

2.9

Rated by 3 employees for salary & benefits

Full Time

 · 

Credit Card Sales Department

1.0
  •  posted on 08 Dec 2022

1.0
 for  Salary and Benefits

Likes

No rules Asm ka jo man krta hai wahi yaha hota plz koi job mt krna

Dislikes

...b mt krna 3rd party payroll pe ye log join krwa lete hai 14-15 work krwate hai Koi bhi government holiday nhi dete hai asm aiyasi krta hai salary time pe nhi milta mailta hai jo cut kr k deta hai asm absent mark kr deta hai

read more
  • Salary - Bad
  • +6 more

Other Department

3.0
  •  posted on 25 Mar 2022

4.0
 for  Salary and Benefits

Likes

Gives good compensation, job security and the management is good.

  • Salary - Good
  • +1 more

Dislikes

The sales department at SBI Card is pathetic. Long working hours (12-14 hrs) with no leaves across the calendar. You need to work even on Sunday’s and govt holidays. Work life balance at this particular department is pathetic.

read more
  • Work satisfaction - Poor
  • +1 more

Strategic & Top Management Department

3.0
  •  posted on 02 Nov 2020

4.0
 for  Salary and Benefits

Likes

Salary structure, bonus.

  • Salary - Good

Dislikes

Poor and bureaucratic Work Culture. No work life balance. Non existent processes and work ethics. No induction trainings. Work deliverables and timelines gets changed on the whims of leadership. Entire critical workload is outsourced to third parties for each business function including HR.

read more
  • Skill development - Poor
  • +4 more

Full Time

 · 

Customer Success, Service & Operations Department

4.0
  •  posted on 16 Mar 2025

2.0
 for  Salary and Benefits

Likes

Working with sbi card is helpful to developing skills and knowledge about marketing ,sales and nature of custmors.

  • Skill development - Excellent
  • +1 more

Dislikes

Less salary as comparing ti work timing and targets. And have no opporturenities of pramotins.

read more
  • Salary - Poor
  • +1 more

Full Time

 · 

Other Department

1.0
  •  posted on 16 Dec 2024

1.0
 for  Salary and Benefits

Likes

I DONT LIKE ANYTHING

Dislikes

Very very bad experience too pressure ATM DOESN'T have brain If ask leave will scold vulger language They do not have manners and emotions They will increase salary but not increment amount will not credit in bank if ask no one will give response . ATM is A fool ,not have minimum Excel knowledge ,not have good communication skills Hello recruited 2 Trainer both are not have skills but hit awards I dint know how they are given judgment Just simply foolish management

read more
  • Salary - Bad
  • +6 more
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SBI Cards & Payment Services Credit Officer Salary FAQs

What is the salary of Credit Officer at SBI Cards & Payment Services ?
The average salary of a Credit Officer at SBI Cards & Payment Services in India typically ranges from ₹2.2 Lakhs to ₹3.0 Lakhs per year, depending on experience (from Fresher to 6 years).

The top 10% of Credit Officer at SBI Cards & Payment Services earn more than ₹3.0 Lakhs per year, and the top 1% earn over ₹3.0 Lakhs per year. Credit Officer Salaries at SBI Cards & Payment Services can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 SBI Cards & Payment Services employees in India.
What is the estimated take home salary of a Credit Officer at SBI Cards & Payment Services in India?
The estimated take-home salary of a Credit Officer at SBI Cards & Payment Services in India typically ranges from ₹18,777 to ₹20,458 per month. This is based on the average salary range of ₹2.2 Lakhs to ₹3.0 Lakhs per year for employees with experience ranging from Fresher to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of SBI Cards & Payment Services. Check how we calculate in-hand salary with our in-hand salary calculator.
Which companies offer higher salaries than SBI Cards & Payment Services for Credit Officer in India?
Vastu Housing Finance ₹2.1 Lakhs to ₹4.2 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by SBI Cards & Payment Services, depending on the role and experience level.
What is the salary of a Credit Officer in companies similar to SBI Cards & Payment Services in India?
The salary of a Credit Officer at companies similar to SBI Cards & Payment Services in India varies, depending on the role, experience, and company size. Here are the typical salary ranges:

ICICI Home Finance ₹2.1 Lakhs to ₹3.8 Lakhs per year
Shriram Chits ₹2.2 Lakhs to ₹2.8 Lakhs per year
Aadhar Housing Finance ₹1.5 Lakhs to ₹2.9 Lakhs per year
Axis Direct ₹1.4 Lakhs to ₹2.2 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.
How the salary growth look like for a Credit Officer at SBI Cards & Payment Services in India?
The salary growth for a Credit Officer at SBI Cards & Payment Services depends on factors such as experience, performance, and promotions. On average, a Credit Officer can expect the following growth trajectory at SBI Cards & Payment Services:

Experience Average Salary Range
Fresher ₹1.1 Lakhs to ₹3.0 Lakhs per year
1 year ₹2.2 Lakhs to ₹5.0 Lakhs per year
2 years ₹1.1 Lakhs to ₹3.0 Lakhs per year
3 years ₹2.4 Lakhs to ₹3.1 Lakhs per year
and so on.

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SBI Cards & Payment Services Credit Officer salary in India ranges between ₹2.2 Lakhs to ₹3 Lakhs with an average annual salary of ₹unlock blur. Salary estimates are based on 5 SBI Cards & Payment Services latest salaries received from various employees of SBI Cards & Payment Services.