HDFC Sales Financial Service Associate salaries in Kochi

Likes

It offer good incentive if you achieve the target T&C*

Dislikes

It offer a very stressful environment and there is to much work pressure. The salary offered is too low for a fresher the salary offered is 12 - 13 K for fresher and 28 - 20k in hand for experienced. Field work is involved you have to go where ever company want you to go on your own cost. No travelling allowance is given to gain the travelling allowance you have to achieve your Target which is maximum 2k. There is no weekend you also have to work on Sunday to visit clients.

Likes

Nothing, No employee engagement, no job satisfaction HR is not at all active, In sales profile even if you over shoot your targets company will find a way to cut off your incentive to 0

Dislikes

Worst employer, sometimes you have to pay to for over shooting your targets if you miss by just . 001% of 1 product out of 4 products

Likes

PROS- 1. GET THE EXPOSURE OF WORKING IN A HARDCORE GROUND LEVEL SALES. 2. INDIRECT SELLING

Dislikes

CONS- 1.VERY POORLY DESIGNED INCENTIVE STRUCTURE 2.NO WORK LIFE BALANCE 3. BASIC SALARY VERY LOW WHICH LEADS TO AGAIN LOW CTA OFFERED BY NEW ORGANISATION WHEN YOU SWITCH. 4. IF YOU MISS YOUR TARGET EVEN BY A SINGLE SELL YOU LOSE YOUR ENTIRE INCENTIVE. 5.TOO MUCH OF WORK PRESSURE WHICH LEADS TO SELLING IN YOUR OWN FAMILY SOMETIMES. 6. MANY A TIMES YOU MIGHT HAVE TO WORK FOR FULL 7 DAYS IN A WEEK. 7. GETTING A SINGLE DAY LEAVE IS ALSO ALMOST IMPOSSIBLE. 8 GETTING THE RELIEVING LETTER FROM THE HR TOOK MORE THAN TWO MONTHS. 9.ALTHOUGH BEING A ON-FIELD JOB NO TRAVELLING ALLOWANCE PROVIDED.

Likes

Its a great place to work with the perfect balance of work and personal life. Company culture is so different to the others is a positive way. Learning and development programmes are very good to improve your skills and knowledge to grow in this sector.

Dislikes

salary and benefits are so low in this company and the promotions activity also not good.

Likes

About work culture and working freedom

Dislikes

HR is not a discussion maker here. Managers only decision makers. Promotions, appraisal, salary hike everything we need to beg with them. They are helping only there well known people's.