HDFC Sales Kozhikode Credit Officer Salaries by 4 Employees

4 - 6 years exp.

₹2.8 Lakhs - ₹4 Lakhs

Avg. annual salary

Monthly In-hand Salary

19% more than the average Credit Officer Salary in Financial Services Companies for 4 - 6 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 4 - 5 years exp. (AmbitionBox Estimate)	₹3.3 L/yr - ₹4 L/yr
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BFSI, Investments & Trading Credit Officer Salary 6 years exp. (AmbitionBox Estimate)	₹2.8 L/yr - ₹4.1 L/yr

Last Updated: 16 Mar 2023

Companies similar to HDFC Sales for Credit Officer in Kozhikode

HDFC Sales Credit Officer Salary

4 - 6 years exp. (4 salaries)

₹2.8 L/yr - ₹4 L/yr

Company name	Avg Annual Salary	Open Jobs
Bajaj Finserv Credit Officer Salary 0 - 6 years exp. (3 salaries)	₹2.5 L/yr - ₹5 L/yr 7% less
ESAF Small Finance Bank Credit Officer Salary 2 - 7 years exp. (6 salaries)	₹1.8 L/yr - ₹4.3 L/yr 2% less	2 job openings
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The Central Financial Credit and Investment Cooperative Credit Officer Salary 3 - 6 years exp. (4 salaries)	₹2.2 L/yr - ₹2.5 L/yr 38% less

Credit Officer salary at HDFC Sales ranges between ₹2.8 Lakhs to ₹4 Lakhs per year for employees with experience between 4 years to 6 years. Salary estimates are based on 4 latest salaries received from various employees of HDFC Sales.

Experience wise HDFC Sales Credit Officer salaries in Kozhikode

Last Updated: 16 Mar 2023

Experience	Avg Annual Salary
4 years (AmbitionBox Estimate)	₹3.2 L/yr - ₹4.1 L/yr
5 years (AmbitionBox Estimate)	₹3.3 L/yr - ₹4.2 L/yr
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6 years (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.4 L/yr

Top skills at HDFC Sales for Credit Officer

Home Loans mortgage Credit Assessment Disbursement Credit Appraisal Credit Underwriting Sales ICWA Inter Ratio Analysis Personal Loans Credit Credit Risk Analysis Sanction auto Credit Analysis

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People are not good. But that is everywhere. You need to work hard and fast if you want to get appreciated here so no in-between breaks here.

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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HDFC Sales Credit Officer Salary FAQs

What is the salary of Credit Officer at HDFC Sales in Kozhikode?

The average salary of a Credit Officer at HDFC Sales in Kozhikode typically ranges from ₹2.8 Lakhs to ₹4.0 Lakhs per year, depending on experience (from 4 years to 6 years).

The top 10% of Credit Officer in Kozhikode at HDFC Sales earn more than ₹4.0 Lakhs per year, and the top 1% earn over ₹4.0 Lakhs per year. Credit Officer Salaries at HDFC Sales can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 HDFC Sales employees in India.

What is the estimated take home salary of a Credit Officer at HDFC Sales in Kozhikode?

The estimated take-home salary of a Credit Officer at HDFC Sales in Kozhikode typically ranges from ₹27,016 to ₹28,424 per month. This is based on the average salary range of ₹2.8 Lakhs to ₹4.0 Lakhs per year for employees with experience ranging from 4 years to 6 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of HDFC Sales. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at HDFC Sales in Kozhikode?

To be a Credit Officer at HDFC Sales in Kozhikode, the key skills required include:

- Home Loans
- mortgage
- Credit Assessment
- Disbursement
- Credit Appraisal

These skills are highly valued at HDFC Sales and are crucial for successful performance in a Software Engineering role.

What is the salary of a Credit Officer in companies similar to HDFC Sales in Kozhikode?

The salary of a Credit Officer at companies similar to HDFC Sales in Kozhikode varies, depending on the role, experience, and company size. Here are the typical salary ranges:

ESAF Small Finance Bank	₹1.8 Lakhs to ₹4.3 Lakhs per year
Bajaj Finserv	₹2.5 Lakhs to ₹5.0 Lakhs per year
The Central Financial Credit and Investment Cooperative	₹2.2 Lakhs to ₹2.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at HDFC Sales in Kozhikode?

The salary growth for a Credit Officer at HDFC Sales in Kozhikode depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Kozhikode can expect the following growth trajectory at HDFC Sales:

Experience	Average Salary Range
4 years	₹3.2 Lakhs to ₹4.1 Lakhs per year
5 years	₹3.3 Lakhs to ₹4.2 Lakhs per year
6 years	₹3.4 Lakhs to ₹4.4 Lakhs per year

and so on.

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HDFC Sales Credit Officer Salaries in Kozhikode

HDFC Sales Credit Officer salary in Kozhikode ranges between ₹2.8 Lakhs to ₹4 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 HDFC Sales latest salaries received from various employees of HDFC Sales.