HDFC Sales Chennai Credit Officer Salaries by 5 Employees

2 - 3 years exp.

₹2.1 Lakhs - ₹3.6 Lakhs

Avg. annual salary

Monthly In-hand Salary

19% less than the average Credit Officer Salary in Financial Services Companies for 2 - 3 years of experience

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Salaries in different departments

Finance & Accounting Credit Officer Salary 2 - 3 years exp. (3 salaries)	₹2.5 L/yr - ₹3.7 L/yr
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Customer Success, Service & Operations Credit Officer Salary 2 - 3 years exp. (AmbitionBox Estimate)	₹2.1 L/yr - ₹3.6 L/yr

Last Updated: 8 Oct 2024

Companies similar to HDFC Sales for Credit Officer in Chennai

HDFC Sales Credit Officer Salary

2 - 3 years exp. (5 salaries)

₹2.1 L/yr - ₹3.6 L/yr

Company name	Avg Annual Salary	Open Jobs
Cholamandalam Investment & Finance Credit Officer Salary 0 - 6 years exp. (12 salaries)	₹1.7 L/yr - ₹3 L/yr 9% less
Bajaj Finserv Credit Officer Salary 1 - 5 years exp. (6 salaries)	₹2.4 L/yr - ₹4 L/yr 9% more
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Citicorp Credit Officer Salary 3 - 9 years exp. (6 salaries)	₹5.1 L/yr - ₹10.5 L/yr 126% more
Muthoot Pappachan Group Credit Officer Salary 1 - 6 years exp. (4 salaries)	₹2.1 L/yr - ₹2.5 L/yr 28% less
Equitas Small Finance Bank Credit Officer Salary 0 - 9 years exp. (111 salaries)	₹1.6 L/yr - ₹4.4 L/yr 7% less	19 job openings

Credit Officer salary at HDFC Sales ranges between ₹2.1 Lakhs to ₹3.6 Lakhs per year for employees with experience between 2 years to 3 years. Salary estimates are based on 5 latest salaries received from various employees of HDFC Sales.

Experience wise HDFC Sales Credit Officer salaries in Chennai

Last Updated: 8 Oct 2024

Experience	Avg Annual Salary
2 years (3 salaries)	₹2.3 L/yr - ₹3 L/yr
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3 years (AmbitionBox Estimate)	₹2.6 L/yr - ₹3.3 L/yr

Similar Designation salaries in HDFC Sales

Deputy Manager Salary

(39 salaries)

₹3 L/yr - ₹7.5 L/yr

Sales Officer Salary

(31 salaries)

₹1.25 L/yr - ₹4.04 L/yr

Credit Manager Salary

(4 salaries)

₹3.5 L/yr - ₹6.6 L/yr

Top skills at HDFC Sales for Credit Officer

Home Loans mortgage Credit Assessment Disbursement Credit Appraisal Credit Underwriting Sales ICWA Inter Ratio Analysis Personal Loans Credit Credit Risk Analysis Sanction auto Credit Analysis

Salary related reviews for HDFC Sales

3.0

Rated by 2 employees for salary & benefits

Relationship Manager in Agra

Full Time

BFSI, Investments & Trading Department

4.0

• posted on 25 Jul 2024

3.0

for Salary and Benefits

Likes

Its a great place to work with the perfect balance of work and personal life. Company culture is so different to the others is a positive way. Learning and development programmes are very good to improve your skills and knowledge to grow in this sector.

Skill development - Excellent

+4 more

Dislikes

salary and benefits are so low in this company and the promotions activity also not good.

Sales Officer in Eluru

Full Time

Sales & Business Development Department

3.0

• posted on 13 May 2024

1.0

for Salary and Benefits

Likes

Low work pressure comparing to other NBFCs, Salary on time

Company culture - Good

+1 more

Dislikes

BSA payouts very late, very low perks and benifits, company having only one computer to the entire branch. This company works for HDFC bank and bank employees don't respect the employees of hdfc sales company.

Salary - Bad

+2 more

Deputy Manager in Mumbai

Full Time

Sales & Business Development Department

4.0

• posted on 21 Jan 2025

3.0

for Salary and Benefits

Likes

- Timely salary - Incentives are very good

Skill development - Good

Dislikes

- They offer low salary - Unnecessary cross sell products - Management doesn't allow to work in your own style..they just force you to do how they want specially in kandivali branch

Job security - Bad

+3 more

Sales Officer in Kolkata

Full Time

Sales & Business Development Department

4.0

• posted on 29 Sep 2023

5.0

for Salary and Benefits

Likes

You'll get a great learning, great team to work with. Salary on time.

Salary - Excellent

+2 more

Dislikes

Daily stretching, extraordinary pressure, you won't have any rights to take break, you suppose to be with like a machine, can't even talk to your colleagues.

Promotions - Poor

+1 more

Sales Officer in Mumbai

Full Time

Other Department

5.0

• posted on 23 Jun 2023

5.0

for Salary and Benefits

Likes

Work culture is good. Salary is good. Got appraisal every year

Salary - Excellent

+5 more

Dislikes

People are not good. But that is everywhere. You need to work hard and fast if you want to get appreciated here so no in-between breaks here.

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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HDFC Sales Credit Officer Salary FAQs

What is the salary of Credit Officer at HDFC Sales in Chennai?

The average salary of a Credit Officer at HDFC Sales in Chennai typically ranges from ₹2.1 Lakhs to ₹3.6 Lakhs per year, depending on experience (from 2 years to 3 years).

The top 10% of Credit Officer in Chennai at HDFC Sales earn more than ₹3.0 Lakhs per year, and the top 1% earn over ₹3.0 Lakhs per year. Credit Officer Salaries at HDFC Sales can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 5 HDFC Sales employees in India.

What is the estimated take home salary of a Credit Officer at HDFC Sales in Chennai?

The estimated take-home salary of a Credit Officer at HDFC Sales in Chennai typically ranges from ₹22,323 to ₹23,801 per month. This is based on the average salary range of ₹2.1 Lakhs to ₹3.6 Lakhs per year for employees with experience ranging from 2 years to 3 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 5 salaries received from various employees of HDFC Sales. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at HDFC Sales in Chennai?

To be a Credit Officer at HDFC Sales in Chennai, the key skills required include:

- Home Loans
- mortgage
- Credit Assessment
- Disbursement
- Credit Appraisal

These skills are highly valued at HDFC Sales and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than HDFC Sales for Credit Officer in India?

Citicorp	₹5.1 Lakhs to ₹10.5 Lakhs per year
Bajaj Finserv	₹2.4 Lakhs to ₹4.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by HDFC Sales, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to HDFC Sales in Chennai?

The salary of a Credit Officer at companies similar to HDFC Sales in Chennai varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Equitas Small Finance Bank	₹1.6 Lakhs to ₹4.4 Lakhs per year
Cholamandalam Investment & Finance	₹1.7 Lakhs to ₹3.0 Lakhs per year
Muthoot Pappachan Group	₹2.1 Lakhs to ₹2.5 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at HDFC Sales in Chennai?

The salary growth for a Credit Officer at HDFC Sales in Chennai depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Chennai can expect the following growth trajectory at HDFC Sales:

Experience	Average Salary Range
2 years	₹2.3 Lakhs to ₹3.0 Lakhs per year
3 years	₹2.6 Lakhs to ₹3.3 Lakhs per year

and so on.

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HDFC Sales Credit Officer Salaries in Chennai

HDFC Sales Credit Officer salary in Chennai ranges between ₹2.1 Lakhs to ₹3.6 Lakhs with an average annual salary of ₹. Salary estimates are based on 5 HDFC Sales latest salaries received from various employees of HDFC Sales.