GAIN Credit Chennai Software Engineer Salaries by 10+ Employees (Updated 2025)

0 - 4 years exp.

₹5 Lakhs - ₹17 Lakhs

Avg. annual salary

Monthly In-hand Salary

28% more than the average Software Engineer Salary in FinTech Companies for 0 - 4 years of experience

Interested in this particular role?

Last Updated: 19 Mar 2025

Companies similar to GAIN Credit for Software Engineer in Chennai

GAIN Credit Software Engineer Salary

0 - 4 years exp. (16 salaries)

₹5 L/yr - ₹17 L/yr

Company name	Avg Annual Salary	Open Jobs
i-exceed technology solutions Software Engineer Salary 2 - 4 years exp. (8 salaries)	₹4 L/yr - ₹9 L/yr 42% less
Experian Software Engineer Salary 3 - 6 years exp. (3 salaries)	₹16 L/yr - ₹17.3 L/yr 65% more
Login to view exact salary
HCLTech Software Engineer Salary 0 - 5 years exp. (5.9k salaries)	₹2 L/yr - ₹7.8 L/yr 54% less	2 job openings
Tech Mahindra Software Engineer Salary 0 - 8 years exp. (2.6k salaries)	₹2 L/yr - ₹9.5 L/yr 42% less	18 job openings
Cognizant Software Engineer Salary 0 - 8 years exp. (2.4k salaries)	₹2 L/yr - ₹14.5 L/yr 24% less

Software Engineer salary at GAIN Credit ranges between ₹5 Lakhs to ₹17 Lakhs per year for employees with less than 1 year of experience to 4 years. Salary estimates are based on 16 latest salaries received from various employees of GAIN Credit.

Experience wise GAIN Credit Software Engineer salaries in Chennai

Last Updated: 19 Mar 2025

Experience	Avg Annual Salary
Fresher (4 salaries)	₹9.3 L/yr - ₹10.7 L/yr
1 year (AmbitionBox Estimate)	₹9.2 L/yr - ₹11.7 L/yr
Login to view exact salary
2 years (AmbitionBox Estimate)	₹9.2 L/yr - ₹11.8 L/yr
3 years (5 salaries)	₹5.8 L/yr - ₹11 L/yr
4 years (3 salaries)	₹5.8 L/yr - ₹17 L/yr

From

Software Engineer

₹

Lakhs/yr

0 - 4 years exp.

Product Manager

₹

Lakhs/yr

7 - 11 years exp.

Software Engineer 0 - 4 years exp.

User Experience Analyst

Salary

unavailable

Product Manager 7 - 11 years exp.

From

Software Engineer

0 - 4 years exp.

Senior Software Engineer

3 - 9 years exp.

Disclaimer: Our data limits the visualization of this career path at this point. However, other roles and opportunities might be available within the organization beyond what is shown here.

Similar Designation salaries in GAIN Credit

Senior Software Engineer Salary

(33 salaries)

₹9.52 L/yr - ₹23.6 L/yr

Software Developer Salary

(7 salaries)

₹3.8 L/yr - ₹15 L/yr

Senior Software Developer Salary

(3 salaries)

₹14 L/yr - ₹19.4 L/yr

Top skills at GAIN Credit for Software Engineer

Javascript Python MySQL Project Management C++ Linux PHP Android Agile Data Structures UNIX Middleware SDLC JMS

Salary related reviews for GAIN Credit

4.9

Rated by 5 employees for salary & benefits

Senior Software Developer in Chennai

Engineering - Software & QA Department

3.0

• posted on 17 Sep 2018

3.0

for Salary and Benefits

Likes

Worklife balance. facilities. Salary depends on ur managers. But whole organisation they care more abt analytics profiles. they dont value software ppl as much as analytics guys.

Job security - Good

+2 more

Dislikes

Salary depends on relationship with manager. They value analytics guys, they dont care much abt software guys. even salaries are biased.

Skill development - Poor

+2 more

Quality Supervisor in Chennai

Full Time

Complaints Department

5.0

• posted on 16 Jun 2022

5.0

for Salary and Benefits

Likes

...ion progress and plans with everyone in the organization on regular intervals. Monitory benefits and perks - GC gives better pays and hike which will be as per market or a level above the market which keeps us motivated.

Salary - Excellent

+6 more

Dislikes

...r utilization or resource and helps in achieving upcoming business challenges. Leave policy - Other than national holidays (26th Jan / 15th Aug) we don't get mandatory leave or double pay however for other Indian holidays (Festival holidays / state holidays). Also in other MNC's employees get benefits of UK holidays (Bank holidays / Boxing day) but we get only Christmas and new year.

Senior Software Engineer 2 (working remotely)

Full Time

Engineering - Software & QA Department

3.0

• posted on 27 Sep 2023

2.0

for Salary and Benefits

Likes

Employee Friendly culture. Pre-covid it was even better. Micromanagement is very minimal. A lot of managers are really good and caring and have genuine concerns for your growth.

Company culture - Excellent

+1 more

Dislikes

... is not doing very okay and it has impacted other benefits provided by the org. Salary is not as competitive as per the current market. Sometimes, you may face biaseness and related consequences like coming 2nd in promotions.

Salary - Poor

+1 more

Senior Test Lead (working remotely)

Full Time

Engineering - Software & QA Department

3.0

• posted on 05 Oct 2023

2.0

for Salary and Benefits

Likes

Work from home Flexible working hours Lot of learning in tech Managers support to imporve the skills

Skill development - Good

+2 more

Dislikes

Hike and bonus sometimes good and sometimes you wont get any Promotion not sure when will get for the good performance

Salary - Poor

+2 more

Senior Specialist in Chennai

Complaints Department

4.0

• posted on 16 Jun 2022

4.0

for Salary and Benefits

Likes

The work culture and the people are the best part. The work-life balance is great and people here make sure that an employee is well rested and that helps in productivity. The work timings are flexible which also help is time management for other aspects of life.

Salary - Good

+6 more

Dislikes

The salary/compensation part is good but the appraisal not as much as compared to the work load. Growth is a bit slow, however, the work I do here is recognized and appreciated.

see more salary related reviews

Discover interview dos and don'ts from real experiences

Top trending discussions

View All

Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

Got a question about GAIN Credit?

Ask anonymously on communities.

GAIN Credit Software Engineer Salary FAQs

What is the salary of Software Engineer at GAIN Credit in Chennai?

The average salary of a Software Engineer at GAIN Credit in Chennai typically ranges from ₹5.0 Lakhs to ₹17.0 Lakhs per year, depending on experience (from Fresher to 4 years).

The top 10% of Software Engineer in Chennai at GAIN Credit earn more than ₹12.2 Lakhs per year, and the top 1% earn over ₹17.0 Lakhs per year. Software Engineer Salaries at GAIN Credit can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 10+ GAIN Credit employees in India.

What is the estimated take home salary of a Software Engineer at GAIN Credit in Chennai?

The estimated take-home salary of a Software Engineer at GAIN Credit in Chennai typically ranges from ₹73,613 to ₹75,515 per month. This is based on the average salary range of ₹5.0 Lakhs to ₹17.0 Lakhs per year for employees with experience ranging from Fresher to 4 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 10+ salaries received from various employees of GAIN Credit. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Software Engineer at GAIN Credit in Chennai?

To be a Software Engineer at GAIN Credit in Chennai, the key skills required include:

- Javascript
- Python
- MySQL
- Project Management
- C++

These skills are highly valued at GAIN Credit and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than GAIN Credit for Software Engineer in India?

Experian

₹16.0 Lakhs to ₹17.3 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by GAIN Credit, depending on the role and experience level.

What is the salary of a Software Engineer in companies similar to GAIN Credit in Chennai?

The salary of a Software Engineer at companies similar to GAIN Credit in Chennai varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Cognizant	₹2.0 Lakhs to ₹14.5 Lakhs per year
i-exceed technology solutions	₹4.0 Lakhs to ₹9.0 Lakhs per year
Tech Mahindra	₹2.0 Lakhs to ₹9.5 Lakhs per year
HCLTech	₹2.0 Lakhs to ₹7.8 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Software Engineer at GAIN Credit in Chennai?

The salary growth for a Software Engineer at GAIN Credit in Chennai depends on factors such as experience, performance, and promotions. On average, a Software Engineer in Chennai can expect the following growth trajectory at GAIN Credit:

Experience	Average Salary Range
Fresher	₹9.3 Lakhs to ₹10.7 Lakhs per year
1 year	₹9.2 Lakhs to ₹11.7 Lakhs per year
2 years	₹9.2 Lakhs to ₹11.8 Lakhs per year
3 years	₹5.8 Lakhs to ₹11.0 Lakhs per year

and so on.

Tell us how to improve this page.

Home >
Salaries >
GAIN Credit Salaries >
GAIN Credit Software Engineer Salaries >
GAIN Credit Software Engineer Salaries in Chennai

GAIN Credit Software Engineer salary in Chennai ranges between ₹5 Lakhs to ₹17 Lakhs with an average annual salary of ₹. Salary estimates are based on 16 GAIN Credit latest salaries received from various employees of GAIN Credit.