GIC Housing Finance Pune Credit Analyst Salaries by 4 Employees

3 - 5 years exp.

₹6.7 Lakhs - ₹8.9 Lakhs

Avg. annual salary

Monthly In-hand Salary

14% less than the average Credit Analyst Salary in NBFC Companies for 3 - 5 years of experience

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Salaries in different departments

Consulting Credit Analyst Salary 3 - 5 years exp. (3 salaries)	₹6.7 L/yr - ₹7.4 L/yr
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Finance & Accounting Credit Analyst Salary 4 years exp. (AmbitionBox Estimate)	₹8 L/yr - ₹9.8 L/yr

Last Updated: 16 Mar 2023

Companies similar to GIC Housing Finance for Credit Analyst in Pune

GIC Housing Finance Credit Analyst Salary

3 - 5 years exp. (4 salaries)

₹6.7 L/yr - ₹8.9 L/yr

Company name	Avg Annual Salary	Open Jobs
Poonawalla Fincorp Credit Analyst Salary 2 - 8 years exp. (7 salaries)	₹2.4 L/yr - ₹9.7 L/yr 35% less
Electronica Finance Credit Analyst Salary 1 - 10 years exp. (3 salaries)	₹2.5 L/yr - ₹7.1 L/yr 34% less
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Crisil Credit Analyst Salary 1 - 6 years exp. (213 salaries)	₹5.5 L/yr - ₹17 L/yr 40% more	6 job openings
HDFC Bank Credit Analyst Salary 0 - 7 years exp. (21 salaries)	₹5.2 L/yr - ₹17.5 L/yr 24% more
IndusInd Bank Credit Analyst Salary 0 - 6 years exp. (19 salaries)	₹2.8 L/yr - ₹11.3 L/yr 15% less	13 job openings

Credit Analyst salary at GIC Housing Finance ranges between ₹6.7 Lakhs to ₹8.9 Lakhs per year for employees with experience between 3 years to 5 years. Salary estimates are based on 4 latest salaries received from various employees of GIC Housing Finance.

Experience wise GIC Housing Finance Credit Analyst salaries in Pune

Last Updated: 16 Mar 2023

Experience	Avg Annual Salary
3 years (AmbitionBox Estimate)	₹8.9 L/yr - ₹11.4 L/yr
4 years (AmbitionBox Estimate)	₹7.6 L/yr - ₹9.7 L/yr
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5 years (AmbitionBox Estimate)	₹6.2 L/yr - ₹8 L/yr

Salary related reviews for GIC Housing Finance

Senior Associate in Mumbai

Full Time

Customer Success, Service & Operations Department

5.0

• posted on 06 Jun 2023

2.0

for Salary and Benefits

Likes

This company is good only salary paid to us time to time.

Skill development - Good

+4 more

Dislikes

This company paid salary time to time but salary not increase to all associates employees time to time also not give us bonus to all associates employee ,they have only increase salary and give bonus of permanent staff time to time.i have spent my 11yrs in this company with hard working but no body solve our salary and financial problem.

Salary - Poor

+1 more

Senior Executive in Mumbai

BFSI, Investments & Trading Department

1.0

• posted on 16 Jan 2019

3.0

for Salary and Benefits

Likes

Hopeless organisation. Only pay is decent. The company doesnot take care of its employees at all.

Dislikes

The company doesnot take care of the needs of the employees. The management is extremely faulty and judgmental.

Skill development - Bad

+4 more

Credit Underwriter in Faridabad

Full Time

Other Department

4.0

• posted on 21 Dec 2024

3.0

for Salary and Benefits

Likes

Culture of the company, job security, work life balance and minimum work pressure.

Job security - Excellent

+2 more

Dislikes

As there is limited work pressure, Thus, the chances of promotion is bare minimum, All the work is related to credit therefore, very limited salary appraisal lesser than the market standards. Outdated technology.

Senior Associate in Mumbai

Full Time

Finance & Accounting Department

5.0

• posted on 27 Sep 2024

5.0

for Salary and Benefits

Likes

GIC housing finance ltd.comapny is govt.undertaking and this company give opportunity of office role person for growth of his/her work experience and this company give us salary time to time.

Salary - Excellent

+6 more

Dislikes

No any comments.

Executive in Kochi

Full Time

BFSI, Investments & Trading Department

5.0

• posted on 26 Oct 2023

5.0

for Salary and Benefits

Likes

It provides me a great learning opportunitie as i was able to learn about various aspects of credit processing and underwriting it also provides me with financial knowledge and skills required to know each consumer in there credit worthiness

Salary - Excellent

+5 more

Dislikes

The company should more involve in digital marketing and also should have more public involvement as it will lead to the growth of the business

see more salary related reviews

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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GIC Housing Finance Credit Analyst Salary FAQs

What is the salary of Credit Analyst at GIC Housing Finance in Pune?

The average salary of a Credit Analyst at GIC Housing Finance in Pune typically ranges from ₹6.7 Lakhs to ₹8.9 Lakhs per year, depending on experience (from 3 years to 5 years).

The top 10% of Credit Analyst in Pune at GIC Housing Finance earn more than ₹8.9 Lakhs per year, and the top 1% earn over ₹8.9 Lakhs per year. Credit Analyst Salaries at GIC Housing Finance can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 4 GIC Housing Finance employees in India.

What is the estimated take home salary of a Credit Analyst at GIC Housing Finance in Pune?

The estimated take-home salary of a Credit Analyst at GIC Housing Finance in Pune typically ranges from ₹61,677 to ₹63,241 per month. This is based on the average salary range of ₹6.7 Lakhs to ₹8.9 Lakhs per year for employees with experience ranging from 3 years to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 4 salaries received from various employees of GIC Housing Finance. Check how we calculate in-hand salary with our in-hand salary calculator.

Which companies offer higher salaries than GIC Housing Finance for Credit Analyst in India?

Crisil	₹5.5 Lakhs to ₹17.0 Lakhs per year
HDFC Bank	₹5.2 Lakhs to ₹17.5 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by GIC Housing Finance, depending on the role and experience level.

What is the salary of a Credit Analyst in companies similar to GIC Housing Finance in Pune?

The salary of a Credit Analyst at companies similar to GIC Housing Finance in Pune varies, depending on the role, experience, and company size. Here are the typical salary ranges:

IndusInd Bank	₹2.8 Lakhs to ₹11.3 Lakhs per year
Electronica Finance	₹2.5 Lakhs to ₹7.1 Lakhs per year
Poonawalla Fincorp	₹2.4 Lakhs to ₹9.7 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Analyst at GIC Housing Finance in Pune?

The salary growth for a Credit Analyst at GIC Housing Finance in Pune depends on factors such as experience, performance, and promotions. On average, a Credit Analyst in Pune can expect the following growth trajectory at GIC Housing Finance:

Experience	Average Salary Range
3 years	₹8.9 Lakhs to ₹11.4 Lakhs per year
4 years	₹7.6 Lakhs to ₹9.7 Lakhs per year
5 years	₹6.2 Lakhs to ₹8.0 Lakhs per year

and so on.

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GIC Housing Finance Credit Analyst Salaries in Pune

GIC Housing Finance Credit Analyst salary in Pune ranges between ₹6.7 Lakhs to ₹8.9 Lakhs with an average annual salary of ₹. Salary estimates are based on 4 GIC Housing Finance latest salaries received from various employees of GIC Housing Finance.