Citicorp Credit Risk Analyst salaries in India (Updated 2025)

Likes

Pay/Comp is great. You realize this especially when you apply for new jobs & most of the companies fail to match it. Job security is top-notch & work-life balance is comfortably manageable. Lots of leaves too.

Dislikes

Work becomes stagnant/monotonous after a while which is when you start looking elsewhere. However other companies might not be able to provide good w/L balance so its trade-off that you settle for.

Likes

Decent place to start your career in IB... You get to see the harsh nature of the profile first hand... In your first job itself!

Dislikes

Long hours coupled with an atmosphere of distrust especially with seniors. Also compensation is low for the demands placed on the employees especially the analysts and senior analysts. The company culture is terrible with a lot of non transparent discussion. What is said and what is done is hugely different...

Likes

...ed with. A deeply rooted cultural organisation with strong foundational pillars.Compensation is average but definitely we can expect work life balance . Upskilling of the skills is possible.Overall we will like working with the people around us.

Likes

work life balance and Job Security are the only good things in CSIPL Mumbai.

Dislikes

I'm part of FRSS-System Operations in CSIPL. All other departments in CSIPL gets good bonus and hikes compared to FRSS, when we raise this to my manager and Sys Ops lead, they said since FRSS is part of non revenue generating segment, we don't have any bonus and get less hikes based on the budget allocation. I would suggest you not to join to FRSS until your situation is worse. Though you join FRSS, don't come to System Operations because people from other segments look at Sys Ops as event managers. Managers here doesn't bother about your BAU activities rather they give priority to Bol bacchans(who speaks a lot but doing nothing). If you say that you have done a great job in your BAU, they say you don't have any visibility and if you need visibility don't work with your manager, rather just go and talk to sys ops lead continuously for an year and you will surely get a promotion. Coming to parties, company won't fund you a single penny, it's completely TTMM.

Likes

Citi has multiple initiatives to help employee skill themselves, also it provides good compensation to right candidate who is at right place at right time.

Dislikes

It's advantage of having options for employees to skill themselves remains a distant fruit to most of starting or mid level workforce as most of those spend maximum of their time and overtime working/supporting daily application. Have got the same feedback from most of people. So after spending some 3-5 years with organization there is high probability that you would feel lagging behind your other friends working in similar organization and would feel difficult to switch.