bluCognition Senior Credit Risk Analyst salaries in India

Likes

Compensation is decent

Dislikes

**A Cautionary Tale of a Mismanaged Company** **1. No Work-Life Balance:** The company demands relentless hours with little to no regard for personal time. Expect to work late nights and weekends regularly. **2. Zero Client Retention Rate:** In the past six months alone, they lost four major clients due to poor management and lackluster service. This has created a highly unstable work environment. **3. Project-Based Hiring:** Employees are hired on a project basis, which results in a lack of job security. Once a project is completed, there's no guarantee of continued employment. **4. Incompetent Managers:** The managerial staff lacks both product knowledge and basic managerial skills. They are unable to guide their teams effectively, leading to chaos and frustration. **5. Micromanagement:** Micromanagement is rampant. Managers treat employees like production machines, devoid of empathy and humanity. The constant oversight stifles creativity and autonomy. **6. HR as a Bouncer:** The HR department acts more like a legally appointed bouncer than a support system for employees. Their primary role seems to be enforcing policies & threatening employees of spoiling their career by termination, providing bad reviews in BGC & not giving relieving letter, rather than assisting staff. **7. School-Like Environment:** The work culture resembles that of a strict school. There's a lack of professional freedom, and employees are monitored excessively. **8. Limited Paid Leaves:** The company offers only 21 paid leaves per year. Even to avail of these, employees must go in war with their managers, making it a stressful ordeal. In summary, bluCognition is plagued by poor management, lack of employee support, and an oppressive work culture. I would not recommend this company to anyone seeking a healthy and supportive work environment.

Likes

You will get job security at the cost of low package.

Dislikes

Working culture . More preference give to quantity then quality. Managers (underwriting department) with zero operational knowledge. Flexibility issue in terms of taking leaves. They ask employee to work on their Planned leave day as well and if not then they will start targeting you

Likes

Nothing

Dislikes

... like you, the higher management will have a vindictive approach towards you. 9. You will not be valued as an employee because they can hire other people from the market with a lower salary.

Likes

Decent/ Average- colleagues, work environment and compensation in general.

Dislikes

Nothing very major that could be mentioned in here, but the workload depends on whether the Team or Department is Working from Home or Working from Office and differs Project to Project, due to which everyone could have a different experience.

Dislikes

U want to share my experience regarding the job offer I received for a Senior Analyst for Credit analyst at Pune. I regret to say that was my trust in this company was misplaced. After resigning from my current Job based on their offer, I received a call from HR just 3days before my joining date, informing me that they were withdrawing the offer. This sudden decision left me feeling extremely disappointed. When I reached out to HR Mohit Trikha and Sana khan for clarification, I was met with vague responses and no satisfactory explanation. They mentioned that they could not provide any compensation or support. Where i lost money for advance ticket booking from Hyd to Pune, which further added to my frustration. This experience has led me to believe that there is no job security within the company, even after joining. I strongly advise potential candidates to think twice before accepting an offer from this company, especially for credit analyst position in Pune. The lack of professionalism and reliability raises serious concerns about their operations and the trust worthiness they claim to upload with clients and employees. Overall my experience has been very negative and I hope this feedback help other to make informed decisions.