Adhikosh Financial Advisory Gurgaon / Gurugram Credit Officer Salaries by 6 Employees (Updated 2025)

0 - 5 years exp.

₹2.4 Lakhs - ₹6 Lakhs

Avg. annual salary

Monthly In-hand Salary

20% less than the average Credit Officer Salary for 0 - 5 years of experience

Interested in this particular role? 2 job openings

Salaries in different departments

BFSI, Investments & Trading Credit Officer Salary 0 - 5 years exp. (3 salaries)	₹3.4 L/yr - ₹6 L/yr
Customer Success, Service & Operations Credit Officer Salary 1 - 2 years exp. (AmbitionBox Estimate)	₹2.4 L/yr - ₹4.2 L/yr
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Finance & Accounting Credit Officer Salary Fresher (AmbitionBox Estimate)	₹3.3 L/yr - ₹4.6 L/yr

Last Updated: 8 Mar 2025

Companies similar to Adhikosh Financial Advisory for Credit Officer in Gurgaon / Gurugram

Adhikosh Financial Advisory Credit Officer Salary

0 - 5 years exp. (6 salaries)

₹2.4 L/yr - ₹6 L/yr

Company name	Avg Annual Salary	Open Jobs
Aye Finance Credit Officer Salary 0 - 6 years exp. (31 salaries)	₹2.5 L/yr - ₹4 L/yr 18% less
Indifi Technologies Credit Officer Salary 0 - 5 years exp. (30 salaries)	₹3 L/yr - ₹5 L/yr 7% more
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Shubham Housing Development Finance Credit Officer Salary 1 - 7 years exp. (21 salaries)	₹2 L/yr - ₹4 L/yr 27% less
NatWest Group Credit Officer Salary 1 - 8 years exp. (11 salaries)	₹11.9 L/yr - ₹20 L/yr 315% more
Can Fin Homes Credit Officer Salary 4 - 7 years exp. (6 salaries)	₹4.2 L/yr - ₹7.1 L/yr 41% more

Credit Officer salary at Adhikosh Financial Advisory ranges between ₹2.4 Lakhs to ₹6 Lakhs per year for employees with less than 1 year of experience to 5 years. Salary estimates are based on 6 latest salaries received from various employees of Adhikosh Financial Advisory.

Experience wise Adhikosh Financial Advisory Credit Officer salaries in Gurgaon / Gurugram

Last Updated: 8 Mar 2025

Experience	Avg Annual Salary
Fresher (AmbitionBox Estimate)	₹2.9 L/yr - ₹3.6 L/yr
1 year (AmbitionBox Estimate)	₹3.1 L/yr - ₹4 L/yr
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2 years (AmbitionBox Estimate)	₹3.4 L/yr - ₹4.3 L/yr
3 years (AmbitionBox Estimate)	₹3.6 L/yr - ₹4.6 L/yr
4 years (AmbitionBox Estimate)	₹3.9 L/yr - ₹4.9 L/yr
5 years (AmbitionBox Estimate)	₹4.1 L/yr - ₹5.3 L/yr

View all

Top skills at Adhikosh Financial Advisory for Credit Officer

Credit Underwriting Credit Analysis Credit Risk Analysis Credit Assessment Credit Analysis NBFC Credit Underwriting Credit Rating Risk Analysis Analytical skills Credit Rating NBFC Credit Risk Analysis Credit Assessment Credit Evaluation

Salary related reviews for Adhikosh Financial Advisory

4.0

Rated by 2 employees for salary & benefits

Collection Officer in New Delhi

Full Time

Finance & Accounting Department

3.0

• posted on 10 Jul 2023

3.0

for Salary and Benefits

Likes

Salary come always be on time never hold the salary. excellent finance company... company always sacrifice with employee in emergency leaves. ..Collection management are also good ..I thing company will be going next level in future.

Work satisfaction - Excellent

+2 more

Dislikes

All are good but office setup is not good here and still salary is not increase

Promotions - Bad

Backend Developer in Gurgaon / Gurugram

Full Time

Engineering - Software & QA Department

1.0

• posted on 24 Jun 2022

3.0

for Salary and Benefits

Likes

High Compensation, Good CTC but you will get nothing apart from your salary (No Internet Bill, No Phone Bill etc)

Dislikes

No learning if you are New to something, Poor management, The Managers use abusive language in common conversations, No Work Life Balance, You will need to work for 10-12 hours on a daily basis, Being an startup, running from a Home with Home Chair and Tables, No Health Insurance, No Job Training.

Skill development - Bad

+4 more

Customer Relationship Manager in Gurgaon / Gurugram

Intern

Sales & Business Development Department

1.0

• posted on 28 Jul 2023

1.0

for Salary and Benefits

Likes

Not good company ression..anindeeta staring se aacha bnda chahiye unhe sarvgun sapapn ..inki baat suno toh thik Varna yeh. Nhi. Sunenge apki mazboori chahe insaan mar Jaye unko fark ni

Dislikes

Anindita puts immense pressure on me, cuts salary, doesn't give leave, doesn't understand anyone's compulsion All the anger of the work comes out on the employees. Anindeeta mam is not better person for the company

Salary - Bad

+6 more

Collection Recovery Executive in Agra

Full Time

Finance & Accounting Department

5.0

• posted on 16 Feb 2025

5.0

for Salary and Benefits

Likes

supportive work environment, clear sense of purpose in impacting the lives of the underprivileged through financial inclusion, positive work culture, and opportunities for skill development; many also highlight the company's focus on work-life balance and job security.

Salary - Excellent

+6 more

Dislikes

salary appraisals with minimal increases, lack of career growth opportunities, occasional issues with service processing, concerns about job security,

Area Sales Manager (working remotely)

Full Time

Sales & Business Development Department

4.0

• posted on 19 Mar 2023

5.0

for Salary and Benefits

Likes

Movement in field, Fast disbursal, Good in sales, Disbursal Remotely, working processes and staff behavior and Staff handling, daily communication with all staff and superior and staff management services

Salary - Excellent

+3 more

Dislikes

Sales by all employees due, product sales by customers, Promotions, No branch stability, No job security, Working in DSA

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Salary Discussions, Hike & Promotions

My current CTC is ₹7,80,660, which includes a ₹1,32,000 night shift allowance, and my monthly take-home pay is ₹72,133. I have received a new job offer with a CTC of ₹10,67,231, a monthly take-home pay of ₹83,333, and 192 restricted stock units (each valued at $60, vesting 25% after one year and quarterly thereafter). This new position is closer to my home and does not involve night shifts. The offer letter is attached. I have also requested a ₹95,000 monthly salary increase and am awaiting their response. Could someone advise me on whether I should accept the new offer or remain in my current role?

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Adhikosh Financial Advisory Credit Officer Salary FAQs

What is the salary of Credit Officer at Adhikosh Financial Advisory in Gurgaon / Gurugram?

The average salary of a Credit Officer at Adhikosh Financial Advisory in Gurgaon / Gurugram typically ranges from ₹2.4 Lakhs to ₹6.0 Lakhs per year, depending on experience (from Fresher to 5 years).

The top 10% of Credit Officer in Gurgaon / Gurugram at Adhikosh Financial Advisory earn more than ₹6.0 Lakhs per year, and the top 1% earn over ₹6.0 Lakhs per year. Credit Officer Salaries at Adhikosh Financial Advisory can be higher or lower depending on factors such as the specific team, level of experience, and additional benefits like bonuses and stock options.

These estimates are based on salary data submitted by 6 Adhikosh Financial Advisory employees in India.

What is the estimated take home salary of a Credit Officer at Adhikosh Financial Advisory in Gurgaon / Gurugram?

The estimated take-home salary of a Credit Officer at Adhikosh Financial Advisory in Gurgaon / Gurugram typically ranges from ₹28,511 to ₹29,897 per month. This is based on the average salary range of ₹2.4 Lakhs to ₹6.0 Lakhs per year for employees with experience ranging from Fresher to 5 years.The take-home salary is calculated after accounting for standard deductions such as taxes, provident fund (PF), and insurance. Salary estimates are based on 6 salaries received from various employees of Adhikosh Financial Advisory. Check how we calculate in-hand salary with our in-hand salary calculator.

What are the key skills required to be a Credit Officer at Adhikosh Financial Advisory in Gurgaon / Gurugram?

To be a Credit Officer at Adhikosh Financial Advisory in Gurgaon / Gurugram, the key skills required include:

- Credit Underwriting
- Credit Analysis
- Credit Risk Analysis
- Credit Assessment
- Credit Analysis

These skills are highly valued at Adhikosh Financial Advisory and are crucial for successful performance in a Software Engineering role.

Which companies offer higher salaries than Adhikosh Financial Advisory for Credit Officer in India?

NatWest Group	₹11.9 Lakhs to ₹20.0 Lakhs per year
Can Fin Homes	₹4.2 Lakhs to ₹7.1 Lakhs per year
Indifi Technologies	₹3.0 Lakhs to ₹5.0 Lakhs per year

These companies are known for offering competitive compensation packages that can exceed the salary offered by Adhikosh Financial Advisory, depending on the role and experience level.

What is the salary of a Credit Officer in companies similar to Adhikosh Financial Advisory in Gurgaon / Gurugram?

The salary of a Credit Officer at companies similar to Adhikosh Financial Advisory in Gurgaon / Gurugram varies, depending on the role, experience, and company size. Here are the typical salary ranges:

Aye Finance	₹2.5 Lakhs to ₹4.0 Lakhs per year
Shubham Housing Development Finance	₹2.0 Lakhs to ₹4.0 Lakhs per year

These companies, which operate in similar sectors, offer competitive salaries, although the range can vary based on the company and individual experience levels.

How the salary growth look like for a Credit Officer at Adhikosh Financial Advisory in Gurgaon / Gurugram?

The salary growth for a Credit Officer at Adhikosh Financial Advisory in Gurgaon / Gurugram depends on factors such as experience, performance, and promotions. On average, a Credit Officer in Gurgaon / Gurugram can expect the following growth trajectory at Adhikosh Financial Advisory:

Experience	Average Salary Range
Fresher	₹2.9 Lakhs to ₹3.6 Lakhs per year
1 year	₹3.1 Lakhs to ₹4.0 Lakhs per year
2 years	₹3.4 Lakhs to ₹4.3 Lakhs per year
3 years	₹3.6 Lakhs to ₹4.6 Lakhs per year

and so on.

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Adhikosh Financial Advisory Credit Officer Salaries in Gurgaon / Gurugram

Adhikosh Financial Advisory Credit Officer salary in Gurgaon / Gurugram ranges between ₹2.4 Lakhs to ₹6 Lakhs with an average annual salary of ₹. Salary estimates are based on 6 Adhikosh Financial Advisory latest salaries received from various employees of Adhikosh Financial Advisory.

Adhikosh Financial Advisory Credit Officer salaries in Gurgaon / Gurugram (Updated 2025)

Companies similar to Adhikosh Financial Advisory for Credit Officer in Gurgaon / Gurugram

Latest annual salaries shared by Adhikosh Financial Advisory Credit Officer in Gurgaon / Gurugram

Experience wise Adhikosh Financial Advisory Credit Officer salaries in Gurgaon / Gurugram

Top skills at Adhikosh Financial Advisory for Credit Officer

Salary related reviews for Adhikosh Financial Advisory

Collection Officer in New Delhi

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Collection Recovery Executive in Agra

Area Sales Manager (working remotely)

Adhikosh Financial Advisory Credit Officer Salary FAQs

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