Bread Financial Reviews by 20+ Employees

What employees say about Bread Financial?

Insights from employee reviews on AmbitionBox

Workplace insights

Monday to Friday

67% employees reported

Flexible timing

56% employees reported

No travel

67% employees reported

View more detailed insights

Gender based rating

4.2

Rated by Women

12 reviews

4.2

Rated by Men

9 reviews

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Top Mentions in Bread Financial Process Associate Bangalore / Bengaluru Reviews

22 reviews found

Sort by: Popular

Process Associate in Bangalore / Bengaluru

Full Time

Operations Department

3.0

Overall Rating

3.0

Category Ratings

2.0

Salary

4.0

Skill development

4.0

Job security

1.0

Promotions

4.0

Work satisfaction

3.0

Company culture

4.0

Work-life balance

posted on 24 Feb 2025

Likes

Hybrid, yearly bonus, referral bonus, good leave policies, good cafeteria, 2 way cabs

Skill development - Good
Job security - Good
Work satisfaction - Good
Work-life balance - Good

Dislikes

1) No promotions, even if you are doing your best from past 4 years only favourite who are less tenure very close are getting promotions we aren’t even getting entry level promotions for applying IJP. Politics & discrimination in terms of promotion, recognitions. Manipulation of data is been easily done. Co. should do atleast dry promotions for entry level role. Employees are helpless Since survey aren’t anonymous in co. 2) If we apply IJP we might be targeted that create toxic environment and IJP requirement criteria should be little easier & private till we clear rounds. 3) Salary structure includes more special allowance it need to be revised fixed should be increased as pf contribution is less. Me being from (non voice), I worked very hard even my excess leaves were expired thinking we will get promotion🙂. I hope company work on above issues & encash if leaves are about to expire....Read More

Salary - Poor
Promotions - Bad

Work Details

Work policy: 2 weeks per month

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Process Associate in Bangalore / Bengaluru

Full Time

Quality Assurance and Testing Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

4.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 25 Feb 2025

Likes

Good for starting career

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Good
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing

Process Associate in Bangalore / Bengaluru

Full Time

Corporate Communication Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

3.0

Skill development

3.0

Job security

3.0

Promotions

3.0

Work satisfaction

3.0

Company culture

3.0

Work-life balance

posted on 21 Feb 2025

Likes

Job security is good and they do have gym facilities and providing fund for medical and health related concerns

Dislikes

The work is more and unable to manage life

Process Associate in Bangalore / Bengaluru

Full Time

Customer Success Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 16 Jul 2024

Likes

I've enjoyed my time, and I look forward to what the future holds for me.

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

The only downside is the occasional long hours during peak seasons, but the team always bands together to get the job done.

Work Details

Work days: Monday to Friday (Flexible Timings)

Employer’s Response

Thank you for taking a moment to leave a review. The future looks bright!

Process Associate in Bangalore / Bengaluru

Full Time

Back Office Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 30 Sep 2023

Likes

Amazing

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing to declare everything is nice

Work Details

Work policy: 3 days/week from office

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Employer’s Response

Short and sweet - thank you for taking the time to share what you like about working at Bread Financial and thanks for being a part of the team!

Process Associate in Bangalore / Bengaluru

Full Time

Voice / Blended Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 10 Oct 2023

Likes

Employment benefits

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Monthly rotational shift

Work Details

Work policy: Depending on the shifts

Work days: Rotational Shift (Flexible Timings)

Work related travel: This is a desk job.

Employer’s Response

It's great to hear from you and thanks for sharing! We're so glad things are going well and encourage you to engage with your leader about your schedule to discuss it further. Thanks for being part of Bread Financial!

Process Associate in Bangalore / Bengaluru

Full Time

Audit & Control Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

4.0

Skill development

3.0

Job security

3.0

Promotions

4.0

Work satisfaction

4.0

Company culture

3.0

Work-life balance

posted on 05 Jun 2023

Likes

Learning about new things

Skill development - Good
Work satisfaction - Good
Company culture - Good

Dislikes

Employees over there

Work Details

Work policy: Depends on work

Work days: Monday to Friday (Strict Timings)

Employer’s Response

We value the feedback of all associates, and appreciate you taking the time to share your voice. We definitely agree that Bread Financial offers opportunities for our associates to learn new things.

You are reading trusted reviews. Keep reading to find out more about Bread Financial.

Process Associate in Bangalore / Bengaluru

Full Time

Operations Department

3.0

Overall Rating

3.0

Category Ratings

3.0

Salary

3.0

Skill development

3.0

Job security

3.0

Promotions

3.0

Work satisfaction

4.0

Company culture

3.0

Work-life balance

posted on 23 Dec 2022

Likes

Additional benifits

Company culture - Good

Dislikes

Shift rotation

Work Details

Work policy: 2 weeks office and 2 weeks home

Work days: Rotational Shift (Flexible Timings)

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Process Associate in Bangalore / Bengaluru

Full Time

Non Voice Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 15 Feb 2023

Likes

Super and nice

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing to dislike

Work Details

Work policy: 3 days/week from office

Work days: Monday to Friday (Flexible Timings)

Work related travel: This job involves Travel Within City.

Process Associate in Bangalore / Bengaluru

Full Time

Process associate Department

4.0

Overall Rating

4.0

Category Ratings

3.0

Salary

3.0

Skill development

3.0

Job security

3.0

Promotions

3.0

Work satisfaction

3.0

Company culture

3.0

Work-life balance

posted on 27 Jun 2022

Likes

Over all was good experience working in all data

Dislikes

Nothing

Work Details

Work timings: Flexible Timings

Process Associate in Bangalore / Bengaluru

Contractual

Non Voice Department

4.0

Overall Rating

4.0

Category Ratings

3.0

Salary

5.0

Skill development

5.0

Job security

3.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 03 Mar 2025

Likes

Skill development - Excellent
Job security - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Process Associate in Bangalore / Bengaluru

Full Time

Finance Department

4.0

Overall Rating

4.0

Category Ratings

4.0

Salary

3.0

Skill development

5.0

Job security

5.0

Promotions

4.0

Work satisfaction

4.0

Company culture

4.0

Work-life balance

posted on 05 Oct 2021

Likes

Job security, work culture company policy

Salary - Good
Job security - Excellent
Promotions - Excellent
Work satisfaction - Good
Company culture - Good
Work-life balance - Good

Dislikes

Micro management

Work Details

Work days: Rotational Shift (Flexible Timings)

Process Associate in Bangalore / Bengaluru

Operations Department

3.0

Overall Rating

3.0

Category Ratings

2.0

Salary

2.0

Skill development

3.0

Job security

3.0

Promotions

2.0

Work satisfaction

2.0

Company culture

2.0

Work-life balance

posted on 20 Sep 2022

Likes

Night Shift allowance is good If you fall under the right team and manager you will definitely enjoy working there

Dislikes

I was part of the collections team, There is a lot of micro management from the supervisors and manager which will irritate you Pay was definitely not upto the mark and there is no transparency in appraisals Even if there’s no pressure from onshore they still tend to pressure the employees The manager and supervisor lacks the people management skill There’s no much room for growth

Salary - Poor
Skill development - Poor
Work satisfaction - Poor
Company culture - Poor
Work-life balance - Poor

Work Details

Work policy: Every alternate two weeks work from home and from office

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Process Associate in Bangalore / Bengaluru

Process associate Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

5.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 26 May 2022

Likes

One of the best company good work culture no pressure at all ....the best pay for employees best salary best bonus and best awards every month ....no negative marks at all

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Promotions - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

No negative points at all to this company i have never a company like this best place to work

Work Details

Peace

Work days: Monday to Friday (Flexible Timings)

Work related travel: This job involves Travel Within City.

Process Associate in Bangalore / Bengaluru

Contractual

Collection Department

5.0

Overall Rating

5.0

Category Ratings

4.0

Salary

4.0

Skill development

4.0

Job security

4.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 15 Dec 2022

Likes

It was a wonderful experience working here

Salary - Good
Skill development - Good
Job security - Good
Promotions - Good
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Nothing

Work Details

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Process Associate in Bangalore / Bengaluru

Operations Department

5.0

Overall Rating

5.0

Category Ratings

5.0

Salary

5.0

Skill development

5.0

Job security

3.0

Promotions

5.0

Work satisfaction

5.0

Company culture

5.0

Work-life balance

posted on 26 Aug 2022

Likes

It's great company to work but growth opportunity is less

Salary - Excellent
Skill development - Excellent
Job security - Excellent
Work satisfaction - Excellent
Company culture - Excellent
Work-life balance - Excellent

Dislikes

Growth opportunity is less

Work Details

Work policy: 2 weeks wfh and vis versa

Work days: Rotational Shift (Flexible Timings)

Work related travel: This job involves Travel Within City.

Process Associate in Bangalore / Bengaluru

Collection Department

4.0

Overall Rating

4.0

Category Ratings

5.0

Salary

3.0

Skill development

4.0

Job security

3.0

Promotions

4.0

Work satisfaction

4.0

Company culture

3.0

Work-life balance

posted on 27 Apr 2022

Likes

good company

Salary - Excellent
Job security - Good
Work satisfaction - Good
Company culture - Good

Dislikes

micro management, lot of politics , manager wont support career growth

Work Details

Work days: Monday to Friday (Strict Timings)

Work related travel: This is a desk job.

Process Associate in Bangalore / Bengaluru

Operations Department

4.0

Overall Rating

4.0

Category Ratings

3.0

Salary

4.0

Skill development

4.0

Job security

4.0

Promotions

3.0

Work satisfaction

4.0

Company culture

5.0

Work-life balance

posted on 21 May 2022

Likes

Great leaders who support and guide us if we are willing to learn more.

Skill development - Good
Job security - Good
Promotions - Good
Company culture - Good
Work-life balance - Excellent

Dislikes

Nothing negative! Great work place!

Work Details

Work days: Monday to Friday (Flexible Timings)

Work related travel: This is a desk job.

Process Associate in Bangalore / Bengaluru

Contractual

Non Voice Department

5.0

Overall Rating

5.0

Category Ratings

3.0

Salary

2.0

Skill development

5.0

Job security

3.0

Promotions

2.0

Work satisfaction

5.0

Company culture

3.0

Work-life balance

posted on 18 Jan 2023

Likes

Good company to work with.

Job security - Excellent
Company culture - Excellent

Dislikes

No skill growth

Skill development - Poor
Work satisfaction - Poor

Work Details

Work related travel: This job involves Travel Within City.

Process Associate in Bangalore / Bengaluru

Acdv Department

1.0

Overall Rating

1.0

Category Ratings

3.0

Salary

1.0

Skill development

2.0

Job security

1.0

Promotions

1.0

Work satisfaction

1.0

Company culture

1.0

Work-life balance

posted on 22 May 2022

Likes

The kinda perks that they gave...

Dislikes

Horrible management

Skill development - Bad
Job security - Poor
Promotions - Bad
Work satisfaction - Bad
Company culture - Bad
Work-life balance - Bad

Work Details

Bad

Work days: Rotational Shift (Strict Timings)

Work related travel: This is a desk job.

Top trending discussions

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Career Advice

a procurement specialist

Am I on right path?

Right after my BCom, I took a service advisor role at Honda for ₹7K due to urgency. Later, I moved to a gas station for ₹10K, handling all kinds of work beyond office tasks. My breakthrough came when I joined as an order management specialist in Bangalore for ₹22K. To advance, I self-learned Excel, Power BI, coding, and automation, earning a specialist role. I also completed my MBA in Logistics & Supply Chain online. After four years, my salary reached ₹35K. With management’s support, I transitioned to a procurement specialist role at ₹45K + ₹11K (night shift), later growing to ₹58K + ₹11K by optimizing processes. Now, I’m preparing for an HR round and planning to ask for a 55% hike. Am I on the right track? How can I accelerate my career growth?

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Bread Financial Bangalore / Bengaluru Reviews by Designations

By reading the reviews on this page, you agree that they are (often anonymous) personal opinions and views of reviewers/users of AmbitionBox, which may be biased, and for this, AmbitionBox has no liability. If you believe that a review is inappropriate, please click on "Report" (shown as a flag) present below each review and our moderation team will look into it as soon as possible.

AmbitionBox has 22 Bread Financial reviews submitted by Bread Financial employees. Read reviews on salaries, working hours, work culture, office environment, and more to know if Bread Financial is the right company for you. 67% of empl...Read more

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