Area Sme Credit Manager Interview Questions and Answers

Understanding and analyzing various financial ratios to assess the creditworthiness of SMEs.

• Different ratios like liquidity, profitability, efficiency, and solvency ratios are used to evaluate the financial health of SMEs.

• Examples include current ratio, debt to equity ratio, return on assets, and inventory turnover ratio.

• These ratios help in determining the ability of SMEs to meet their financial obligations and manage their resources effectively.

• Analyzing trends in these rat...read more