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Engaged Employer
Muthoot Microfin
4.2
based on 870 Reviews
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Company Overview
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Working at Muthoot Microfin
Company Summary
MUTHOOT MICROFIN LIMITED - Microfinance Arm of Muthoot Pappachan Group.
Overall Rating
4.2/5
based on 870 reviews

5% above
industry average

Highly rated for
Company culture, Skill development, Job security
Work Policy

Work from office
85% employees reported

Monday to Saturday
80% employees reported

Strict timing
60% employees reported

Within city
52% employees reported
View detailed work policy
Top Employees Benefits
Job/Soft skill training
47 employees reported
Health insurance
31 employees reported
Office cab/shuttle
12 employees reported
Professional degree assistance
9 employees reported
View all benefits
About Muthoot Microfin

View in video summary
Muthoot Microfin Limited (MML), the microfinance arm of Muthoot Pappachan Group is one of the leading and fast-growing microfinance institutions (NBFC-MFI) in India. The company is focused on providing micro-loans to women entrepreneurs with a focus on rural regions of India.
Our microfinance operations are designed to promote entrepreneurship among women and inclusive growth. We provide financial assistance through micro loans such as income generating loans to women engaged in small businesses. Delivering financial services to masses including underprivileged and disadvantaged people, living in the rural sectors of the Indian society at affordable terms, in quick turnaround time and with hassle-free processing is the aim of our financial inclusion drive.
We have adopted joint liability group model of microfinance, which caters exclusively to women in lower income households and is premised on the fact that if such individuals are given access to credit, they will be able to identify new opportunities and supplement and grow their existing income.
We believe that the history of the Muthoot Pappachan Group in working with customers in the bottom of the economic pyramid, helps us better address the needs of our customers in rural households and design lending products to cater to their requirements. Our brand identity possesses an unwavering commitment to provide our clients with the support they need to improve their standard of living.
Our microfinance operations are designed to promote entrepreneurship among women and inclusive growth. We provide financial assistance through micro loans such as income generating loans to women engaged in small businesses. Delivering financial services to masses including underprivileged and disadvantaged people, living in the rural sectors of the Indian society at affordable terms, in quick turnaround time and with hassle-free processing is the aim of our financial inclusion drive.
We have adopted joint liability group model of microfinance, which caters exclusively to women in lower income households and is premised on the fact that if such individuals are given access to credit, they will be able to identify new opportunities and supplement and grow their existing income.
We believe that the history of the Muthoot Pappachan Group in working with customers in the bottom of the economic pyramid, helps us better address the needs of our customers in rural households and design lending products to cater to their requirements. Our brand identity possesses an unwavering commitment to provide our clients with the support they need to improve their standard of living.
Mission: To be the number one microfinance company by 2025, managing best portfolio quality, highest level of customer satisfaction and highest wallet share among our customers.
Vision: To be the most innovative and successful financial institution serving life cycle needs of the underserved.
Muthoot Microfin Ratings
based on 870 reviews
Overall Rating
4.2/5
How AmbitionBox ratings work?
5
522
4
169
3
85
2
17
1
77
Category Ratings
4.1
Company culture
4.1
Skill development
4.0
Job security
4.0
Salary
4.0
Work-life balance
4.0
Work satisfaction
3.9
Promotions
Muthoot Microfin is rated 4.2 out of 5 stars on AmbitionBox, based on 870 company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
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Gender Based Ratings at Muthoot Microfin
based on 802 reviews
4.4
Rated by 51 Women
Rated 4.3 for Work-life balance and 4.3 for Company culture
4.2
Rated by 751 Men
Rated 4.1 for Skill development and 4.0 for Work-life balance
Work Policy at Muthoot Microfin
based on 146 reviews in last 6 months
Work from office
85%
Hybrid
9%
Permanent work from home
6%
Muthoot Microfin Reviews
Top mentions in Muthoot Microfin Reviews
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Compare Muthoot Microfin with Similar Companies
Change Company | Change Company | Change Company | ||
---|---|---|---|---|
Overall Rating | 4.2/5 based on 870 reviews | 4.0/5 based on 1.2k reviews | 3.9/5 based on 1.9k reviews | 4.3/5 based on 304 reviews |
Highly Rated for | Skill development Company culture Work-life balance | Work-life balance Salary Company culture | Salary Job security | Job security Skill development Company culture |
Critically Rated for | No critically rated category | No critically rated category | No critically rated category | No critically rated category |
Primary Work Policy | Work from office 85% employees reported | Work from office 80% employees reported | Work from office 85% employees reported | - |
Rating by Women Employees | 4.4 Good rated by 51 women | 3.5 Good rated by 58 women | 4.0 Good rated by 89 women | 3.8 Good rated by 10 women |
Rating by Men Employees | 4.2 Good rated by 751 men | 4.0 Good rated by 991 men | 3.9 Good rated by 1.6k men | 4.4 Good rated by 72 men |
Job security | 4.0 Good | 3.7 Good | 3.9 Good | 4.2 Good |
View more
Muthoot Microfin Salaries
Muthoot Microfin salaries have received with an average score of 4.0 out of 5 by 870 employees.
Relationship Officer
(278 salaries)
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₹1.3 L/yr - ₹3.5 L/yr
Branch Credit Manager
(157 salaries)
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₹1.8 L/yr - ₹3.5 L/yr
Internal Auditor
(117 salaries)
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₹1.8 L/yr - ₹4 L/yr
Branch Manager
(116 salaries)
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₹2 L/yr - ₹4.6 L/yr
Credit Officer
(69 salaries)
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₹1.4 L/yr - ₹2.7 L/yr
Branch Relationship Manager
(61 salaries)
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₹2 L/yr - ₹4.2 L/yr
Area Manager
(57 salaries)
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₹2.2 L/yr - ₹5.5 L/yr
Divisional Manager
(37 salaries)
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₹3.5 L/yr - ₹7 L/yr
Deputy Manager
(32 salaries)
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₹3 L/yr - ₹7.9 L/yr
Area Credit Manager
(28 salaries)
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₹2 L/yr - ₹5.5 L/yr
Muthoot Microfin Interview Questions
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Muthoot Microfin News
Muthoot Microfin's Thomas Muthoot Steps Down As Managing Director
- Thomas John Muthoot has stepped down as the Managing Director of Muthoot Microfin
- He will continue with the board as a non-executive director
- Thomas Muthoot John has been appointed as the whole-time director
- Muthoot Microfin is focused on providing micro-loans to women entrepreneurs in rural India
Bloomberg Quint | 19 Dec, 2024

Muthoot Microfin Cuts Lending Rates By Up To 125 Basis Points
- Muthoot Microfin has reduced lending rates by 25 basis points for income-generating loans and by 125 bps for third-party product loans.
- The new interest rates for income-generating loans and third-party product loans are 23.05% and 22.7% respectively.
- This is Muthoot Microfin's third interest-rate reduction in 2024, demonstrating their commitment to making financial services more accessible and affordable.
- The rate cuts aim to foster long-term economic growth and make formal credit accessible, according to the CEO.
Bloomberg Quint | 4 Dec, 2024

Muthoot Microfin starts co-lending loan disbursals with SBI
- Muthoot Microfin has started co-lending loan disbursals with SBI.
- SBI has sanctioned a ₹500 crore limit to be disbursed in tranches of ₹100 crore.
- Loans ranging from ₹50,000 to ₹3 lakh will be extended to eligible customers, primarily members of Joint Liability Groups (JLGs).
- This collaboration promotes financial inclusion, fosters self-sufficiency in underserved communities, and helps women entrepreneurs grow their businesses.
HinduBusinessLine | 25 Nov, 2024

Muthoot Microfin CEO Sadaf Sayeed Optimistic About Second Half, Says Worst Is Over
- Muthoot Microfin CEO Sadaf Sayeed is optimistic about the second half of the current financial year, stating that the worst is over.
- The microfinance arm of Muthoot Pappachan Group reported a slight increase in gross non-performing assets (NPAs) in Q2.
- Sayeed believes that Q3 and Q4 will be much better for the company, as these quarters are traditionally productive for the microfinance industry.
- Muthoot Microfin's collection in October remained stable despite the Diwali holidays, and the CEO expects all the months to perform better going forward.
Bloomberg Quint | 7 Nov, 2024

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Muthoot Microfin FAQs
When was Muthoot Microfin founded?
Muthoot Microfin was founded in 2015. The company has been operating for 10 years primarily in the NBFC sector.
Where is the Muthoot Microfin headquarters located?
Muthoot Microfin is headquartered in Ernakulam,Kerala. It operates in 2 cities such as Ernakulam, New Delhi. To explore all the office locations, visit Muthoot Microfin locations.
How many employees does Muthoot Microfin have in India?
Muthoot Microfin currently has more than 13,000+ employees in India. Finance & Accounting department appears to have the highest employee count in Muthoot Microfin based on the number of reviews submitted on AmbitionBox.
Does Muthoot Microfin have good work-life balance?
Muthoot Microfin has a work-life balance rating of 4.0 out of 5 based on 800+ employee reviews on AmbitionBox. 79% employees rated Muthoot Microfin 4 or above on work-life balance. This rating reflects the company's efforts to help employees maintain a healthy balance between their personal and professional lives. We encourage you to read Muthoot Microfin work-life balance reviews for more details
Is Muthoot Microfin good for career growth?
Career growth at Muthoot Microfin is rated fairly well, with a promotions and appraisal rating of 3.9. 79% employees rated Muthoot Microfin 4 or above, while 21% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Muthoot Microfin promotions/appraisals reviews for more detailed insights.
What are the pros of working in Muthoot Microfin?
Working at Muthoot Microfin offers several advantages that make it an appealing place for employees. The company is highly rated for company culture, skill development and job security, based on 800+ employee reviews on AmbitionBox.
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