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Aadhar Housing Finance
4.1
based on 1.5k Reviews
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Company Overview
Company Locations
Working at Aadhar Housing Finance
Company Summary
Aadhar Housing Finance Ltd is one of the largest affordable housing finance company in India servicing the home financing needs for purchase/ construction of residential and commercial property, etc.
Overall Rating
4.1/5
based on 1.5k reviews
8% above
industry average
Highly rated for
Salary, Skill development, Company culture
Work Policy
Work from office
81% employees reported
Monday to Saturday
69% employees reported
Flexible timing
54% employees reported
Within city
56% employees reported
View detailed work policy
Top Employees Benefits
Health insurance
66 employees reported
Job/Soft skill training
55 employees reported
Professional degree assistance
24 employees reported
Office cab/shuttle
21 employees reported
View all benefits
About Aadhar Housing Finance
Founded in2010 (15 yrs old)
India Employee Count1k-5k
Global Employee Count1k-5k
India HeadquartersMumbai,Maharashtra, India
Office Locations
Websiteaadharhousing.com
Primary Industry
Other Industries
View in video summary
Aadhar housing finance ltd (Aadhar), formerly known as DHFL Vysya Housing Finance Ltd, is one of the largest affordable housing finance companies in India servicing the home financing needs of the low income sections of the society. Aadhar endeavours to empower underserved millions to own their first homes. The erstwhile Aadhar Housing Finance Limited (EAHFL) was incorporated in 2010 and later amalgamated with DHFL Vysya w.e.f 20th November, 2017 and subsequently name changed to Aadhar Housing Finance Limited. Formed With the merger of DHFL Vysya and Aadhar Housing Finance, Aadhar is one of the few players in the industry with a pan-India presence. Today, we provide financing solutions to all segments of customers whose monthly income is between INR 5000 (USD 76) to INR 50000 (USD 765) and above.
Mission: To make Housing Finance easily accessible to the lower and middle income (LMI) groups, with income levels between Rs. 60,000 to Rs. 6,00,000 per annum. To mobilize resources and attention to this segment which would mean faster and greater growth for the segment thus impacting the nation as a whole. To promote responsible financial inclusion and to make the segment aware and prepared to take informed financial decisions. To bring continuous innovations in our Products, Processes and Credit policies to make sure that maximum number of people can be eligible for loans.
Vision: To provide security in the form of a roof over every Indian's head.
Aadhar Housing Finance Ratings
based on 1.5k reviews
Overall Rating
4.1/5
How AmbitionBox ratings work?
5
803
4
315
3
171
2
56
1
112
Category Ratings
4.0
Salary
4.0
Skill development
3.9
Company culture
3.9
Job security
3.8
Work-life balance
3.8
Promotions
3.8
Work satisfaction
Aadhar Housing Finance is rated 4.1 out of 5 stars on AmbitionBox, based on 1.5k company reviews. This rating reflects a generally positive employee experience, indicating satisfaction with the company’s work culture, benefits, and career growth opportunities. AmbitionBox gathers authentic employee reviews and ratings, making it a trusted platform for job seekers and employees in India.
Read more
Gender Based Ratings at Aadhar Housing Finance
based on 1.4k reviews
3.9
Rated by 88 Women
Rated 4.0 for Company culture and 3.9 for Salary
4.2
Rated by 1.3k Men
Rated 4.0 for Salary and 4.0 for Skill development
Work Policy at Aadhar Housing Finance
based on 210 reviews in last 6 months
Work from office
81%
Hybrid
12%
Permanent work from home
7%
Aadhar Housing Finance Reviews
Top mentions in Aadhar Housing Finance Reviews
+ 5 more
Compare Aadhar Housing Finance with Similar Companies
Change Company | Change Company | Change Company | ||
|---|---|---|---|---|
Overall Rating | 4.1/5 based on 1.5k reviews | 3.7/5 based on 4.2k reviews | 3.6/5 based on 1.6k reviews | 3.8/5 based on 2.2k reviews |
Highly Rated for | Skill development Salary Job security | No highly rated category | No highly rated category | No highly rated category |
Critically Rated for | No critically rated category | Promotions Work satisfaction | Promotions Skill development Salary | Promotions |
Primary Work Policy | Work from office 81% employees reported | Work from office 84% employees reported | Work from office 86% employees reported | Work from office 86% employees reported |
Rating by Women Employees | 3.9 Good rated by 88 women | 3.7 Good rated by 1.1k women | 3.6 Good rated by 371 women | 3.6 Good rated by 404 women |
Rating by Men Employees | 4.2 Good rated by 1.3k men | 3.7 Good rated by 2.8k men | 3.6 Good rated by 1.2k men | 3.9 Good rated by 1.6k men |
Job security | 3.9 Good | 3.4 Average | 3.6 Good | 3.6 Good |
View more
Aadhar Housing Finance Salaries
Aadhar Housing Finance salaries have received with an average score of 4.0 out of 5 by 1.5k employees.
Branch Credit Manager
(281 salaries)
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₹3.1 L/yr - ₹7 L/yr
Brach Operation Manager
(226 salaries)
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₹2.6 L/yr - ₹7.5 L/yr
Relationship Officer
(179 salaries)
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₹1.2 L/yr - ₹3.2 L/yr
Sales Manager
(165 salaries)
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₹2.2 L/yr - ₹5.2 L/yr
Relationship Manager
(159 salaries)
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₹1.9 L/yr - ₹4 L/yr
Branch Manager
(147 salaries)
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₹4 L/yr - ₹11.2 L/yr
Credit Manager
(115 salaries)
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₹3 L/yr - ₹6.7 L/yr
Branch Sales Manager
(112 salaries)
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₹2.8 L/yr - ₹7.3 L/yr
Branch Technical Manager
(101 salaries)
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₹3 L/yr - ₹6.1 L/yr
Branch Collection Manager
(96 salaries)
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₹2.4 L/yr - ₹6.7 L/yr
Aadhar Housing Finance Interview Questions
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Aadhar Housing Finance Jobs
Popular Designations Aadhar Housing Finance Hires for
Branch Credit Manager
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Litigation Manager
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Branch Manager
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Chartered Accountant
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Area Sales Manager
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Popular Skills Aadhar Housing Finance Hires for
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Aadhar Housing Finance News
Stock Recommendations Today: Trent, Ashok Leyland, HDFC Bank, DMart On Brokerages' Radar
- Brokerages have Trent Ltd., Ashok Leyland Ltd., HDFC Bank Ltd., Avenue Supermarts Ltd., and steel companies in focus today with various recommendations.
- Analysts are optimistic about Trent Ltd., with Macquarie initiating an 'outperform' rating and a target price of Rs 7,000, citing its leading fashion retail position.
- Citi maintains a 'buy' on HDFC Bank with a target price of Rs 2,200, expecting improved advances growth and lower NIM pressure through the cycle.
- Emkay initiates coverage on steel stocks, favoring Tata Steel and JSW Steel, expecting growth in steel consumption over the next five years.
- HSBC maintains a 'buy' on Adani Ports with a target price of Rs 1,600, highlighting its Ebitda guidance and role as a long-term proxy for India's trade growth.
- Analysts have mixed views on Ashok Leyland, with Nomura maintaining a 'buy' stance, Morgan Stanley staying 'overweight,' Macquarie neutral, and BofA reiterating 'buy'.
- DAM Capital downgrades Aavas Financiers to 'neutral' and initiates 'buy' on Aadhar Housing Finance, expecting growth and better return on equity.
- UBS notes improving demand in the paints sector, with competitive dynamics remaining intense and premiumisation as a long-term theme.
- Axis Cap initiates 'add' on JK Lakshmi Cement, anticipating volume growth and cost-saving efforts driving Ebitda rise over FY25-27.
- CLSA maintains 'outperform' on Samvardhana Motherson International, foreseeing steady execution and growth potential in the coming years.
- Morgan Stanley expects positive growth data in India, a dovish RBI stance, and potential earnings beats in the upcoming season, while highlighting global cues' impact on market trajectory.
Bloomberg Quint | 27 Mar, 2025
Aadhar Housing Finance Targets 75 New Branches Every Year To Continue Expansion Drive
- Aadhar Housing Finance plans to add up to 75 branches to its network annually to continue penetration in the existing markets.
- The company aims to sustain this expansion rate for the next two to three years.
- Aadhar Housing is already present in 21 states.
- The focus is on building a robust network at the block level.
Bloomberg Quint | 18 Feb, 2025
Broker’s call: Aadhar Housing (Buy)
- Aadhar Housing Finance has a strong execution track record and has delivered consistent growth.
- It has achieved an 18% AUM CAGR between FY18-24, reaching an AUM of ₹22,800 crore as of September 2024.
- The company's focus on under-penetrated markets and diversification has contributed to its success.
- Maintain a Buy rating with a target price of ₹550, valuing the stock at ~3x FY26E BVPS.
HinduBusinessLine | 29 Nov, 2024
Broker’s call: Aadhar Housing (Buy)
- Aadhar Housing Finance (Aadhar) reported a strong quarter with a PAT beat of 9% at ₹230 crore.
- AUM growth of +5% q-o-q and +20.8% y-o-y was driven by healthy disbursements.
- Asset quality remained stable with gross stage 3 at 1.35% and net stage 3 at 0.73%.
- Management maintains annual growth guidance of 18-20% for FY25 and expects a marginal decline in spreads.
HinduBusinessLine | 9 Nov, 2024
Aadhar Housing Finance Targets 23% AUM Growth In Next 18 Months
- Aadhar Housing Finance targets 23% AUM growth in the next 18 months.
- CEO Rishi Anand states that the company would not be impacted by fluctuations in the real estate space.
- In the quarter ended Sept. 30, AUM stood at Rs 22,817.50 crore, indicating a growth of 21% compared to the year-ago period.
- Anand mentions that Aadhar Housing Finance caters to consumers who are not affected by large developers.
Bloomberg Quint | 8 Nov, 2024
Q2 Results Live: Dhanuka Agritech's Profit Up 15%; Tata Steel, Power Grid Corp. Earnings Awaited
- Dhanuka Agritech's Q2 profit increased by 15%.
- Tata Steel and Power Grid Corp. are expected to announce their earnings.
- Other notable companies announcing earnings include Aadhar Housing Finance, Gujarat Gas, and Rites.
- Tata Steel is projected to report a net profit of Rs 452 crore, with revenue estimated at Rs 53,104 crore.
Bloomberg Quint | 6 Nov, 2024
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Aadhar Housing Finance FAQs
When was Aadhar Housing Finance founded?
Aadhar Housing Finance was founded in 2010. The company has been operating for 15 years primarily in the Financial Services sector.
Where is the Aadhar Housing Finance headquarters located?
Aadhar Housing Finance is headquartered in Mumbai,Maharashtra and has an office in Mumbai
How many employees does Aadhar Housing Finance have in India?
Aadhar Housing Finance currently has more than 3,900+ employees in India. Finance & Accounting department appears to have the highest employee count in Aadhar Housing Finance based on the number of reviews submitted on AmbitionBox.
Does Aadhar Housing Finance have good work-life balance?
Aadhar Housing Finance has a Work-Life Balance Rating of 3.8 out of 5 based on 1,400+ employee reviews on AmbitionBox. 77% employees rated Aadhar Housing Finance 4 or above, while 23% employees rated it 3 or below on work-life balance. This indicates that the majority of employees feel a generally balanced work-life experience, with some opportunities for improvement based on the feedback. We encourage you to read Aadhar Housing Finance work-life balance reviews for more details
Is Aadhar Housing Finance good for career growth?
Career growth at Aadhar Housing Finance is rated fairly well, with a promotions and appraisal rating of 3.8. 77% employees rated Aadhar Housing Finance 4 or above, while 23% employees rated it 3 or below on promotions/appraisal. Though the sentiment is mixed for career growth, majority employees have rated it positively. We recommend reading Aadhar Housing Finance promotions/appraisals reviews for more detailed insights.
What are the pros of working in Aadhar Housing Finance?
Working at Aadhar Housing Finance offers several advantages that make it an appealing place for employees. The company is highly rated for salary & benefits, skill development and company culture, based on 1,400+ employee reviews on AmbitionBox.
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