Review documents received against conditions and accordingly action the conditions.
Analyzing credit, income, and assets documents to properly assess conditions requirement and promptly provide decisions.
Review property documentation including title commitments, sales contracts, insurance, and flood determinations
Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud
Review and analyze appraisals for value and compliance with industry requirements
Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience
Provide exceptional customer care in a manner that satisfies the individual needs of each customer and builds loyalty to the client
Maintain confidentiality of all customer and employee informatio
Preferred candidate profile
Experienced mortgage professional with mortgage conditions review process.
Has a complete understanding of Conventional, FHA and VA underwriting guidelines.
Has working knowledge of real estate lending criteria and federal, state, and agency compliance