Underwriter

Job Role- Underwriter

Job Location- Bangalore

Shift - Night Shift

Work Mode - Work From Office

Position Summary-

• Candidate should have total 4 to 5 years of US mortgage Underwriting experience with minimum of 2+ years in Live Underwriting •
• Should be well versed with FNMA, FHLMC, GNMA and investor guidelines
• Should have strong understanding on Conventional, FHA, VA and USDA loans
• Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer
• Should be able to evaluate complete loan documents and provide approval or denial decision
• Complete review of Collateral including Appraisal review and Property Valuation
• Should be thorough in Income calculation Salaried income, business income, retired, other income and rental income
• Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation