Senior Associate/Associate - Credit Analysis - NBFC (5-7 yrs)

Reporting to: VP NBFC

Department: NBFC

Responsibilities:

1. Work closely with senior team and manage the entire deal cycle from sourcing, due diligence, market analysis, deal structuring, and closure.

2. Underwrite proposals with in-depth review of Borrower's financial statements and business model.

3. Detailed overview of industry, risk analysis and mitigation.

4. Preparation of financial models, appraisal notes and presentation to the Credit Committee.

5. Wherever required, co-ordinate with consultants for timely completion of due diligence pertaining to financial, legal, and other matters.

6. Coordinate and oversee the transaction documents, reviewing and finalizing the same prior to execution.

7. Ensuring that transactions executed and disbursed are performing as per transaction documents and representations and in line with credit policies.

8. Working with operations team to take meaningful and corrective action in case of divergence.

Secondary Responsibilities:

1. Monitoring of the existing debt portfolio.

2. Ability and freedom to grow into an origination role with take on added responsibility to source transactions.

Core Competencies & Qualifications:

1. Minimum 5 years of overall experience and 2 years of experience in credit underwriting, financial analysis, investment banking.

2. Experience working with Banks, NBFCs, Investment Banking, Financial Advisory domain preferred.

3. Well versed with MS Office.

4. Well versed with financial analysis and underwriting methods for evaluation of credit proposals.

5. Experience of working in sector agnostic environment.

6. Positive attitude, assertive, result oriented, self-motivated.