Credit Underwriting Unit - Enabling Function

FULFILLMENT PROCESS :

• Key role in customer need fulfillment process
• Should possess good communication skills as s/he will act as first point of contact with the customer
• Should be competent to resolve queries of customers and key stakeholders with respect to loan applications

PORTFOLIO MANAGEMENT :

• Deliver value to internal and external stakeholders through effective portfolio management.
• Examining and underwriting of mortgage applications by carrying out financial credit analysis while ensuring adherence to compliance and policy guidelines
• Conducting personal discussions with the customers to gain better understanding of their profile and the transaction.
• Should have basic understanding of legal technical reports of the applications received
• Active engagement with cross functional teams Sales, RCU, Operations and Collections and Third party vendors

Candidate will have to examine and underwrite mortgage applications on a digital platform by carrying out financial & credit analysis, while ensuring adherence to compliance and policy guidelines.S/he should possess minimum 2-3 years of underwriting e