Relationship Manager - Stressed Accounts - Monitoring Group (5-8 yrs)

Key Skills Required:

- Strong Credit Analytics/Experience in handling stressed accounts (Preferred).

- Experience in preparing Credit Appraisal and Financial Analysis.

- Through Knowledge of RBI Guidelines/IBC related guidelines/Restructuring.

- Strong interpersonal skills.

Job Description:

- Resolution of stressed and special situation assets which involve business analysis study of company potential, industry and management risk, business and financial restructuring.

- Monitoring of early warning signals, cashflows, operational and financial performance of allocated portfolio.

- Review of credit files/security documentation taking corrective actions in case of any discrepancies.

- Interacting with all stakeholders including company officials, other lenders, internal stake holders to ensure timely and appropriate implementation of banks strategy wrt to allocated portfolio.

- Close coordination with Legal team for cases which may involve litigation. Interaction with advocates for filing suits initiating legal action under SARFAESI, NCLT, DRT etc.

- Emphasize on value realization from portfolio through cross sell , advising, developing sustainable business plans.