Credit Manager

Role & responsibilities .

Preferred banking experience.

1. Business/ Financials (Only Relevant roles)

• Underwriting target customer by self and supervising the team to support for building of a performing portfolio.
• Evaluate various collateral types for their value and title documentation requirements
• Participate in collection of dues from customers to maintain low delinquency.
• Ensure Credit policy and process adherence by monitoring and timely review of processes and execution.
• Suggest Policy revisions in line with changing market conditions.

2. Customer (Both Internal & External)

• Appraise various Customer segments in various for markets defined by the bank as area of operation for lending.
• Co-ordinate with Legal & Technical Agencies for quality and timely delivery of credit reports.
• Meet appropriate customers for understanding of their needs and Conduct underwriting and renewals for cases under purview
• Co-ordinate with functions like operations, FCU, risk, business and technology for effective delivery to end customers.
• Ensure various reports are being sent to stakeholders on monthly basis & at regular frequencies.

3. Internal Process

• Time to time Intervention to manage ground level risk effectively.
• Full adherence to RBI regulations on documentation and KYC compliance.
• LUC and periodic loan monitoring framework
• Provide Audit Compliance.
• Timely hiring of Credit Officer for the location as per the budget

4. Innovation & Learning

• Timely training to branches in the location.
• Maintain up to date knowledge of MSE and other related products.
• Upgrade self and team about changes happening in the market.
• Networking with other NBFCs/Banks to have a deeper understanding of the Industry and its perspectives

Perform on time appraisal and suggest suitable career paths for staff

Interested can call or share your resume - mahesh.dolare@ujjivan.com / 8855042842