Snapmint - Credit Analyst (2-3 yrs)

About Snapmint

Snapmint is on a mission of democratizing installment purchases for next 250 Mn Indians. Of the 300 million credit eligible consumers in India, less than 30 Million actively use credit cards. Snapmint is reinventing credit for the next 200M consumers by providing them freedom to buy what they want and pay for them in installments without a credit card. In a short period of time Snapmint has reached over a million consumers in 2200 cities and has powered over 200 crores worth of purchases.

Snapmint was started by a closely-knit team of passionate bankers and technocrats from IIT Bombay. We are looking for people to grow our core team.

Responsibilities:

- Helping senior management in credit strategy and planning - creating long and short-term growth chart for all businesses for top and bottom line.

- Leverage advanced data analytics to derive insights and optimize credit strategies

- Assist in new product formation and new market exploration

- Analyze large volumes of customer data across a variety of digital tools like SQL, google analytics to gain insight and identify opportunities for improvement.

- Help to build credit risk decision strategies for retail lending with a unique value proposition

- Monitor portfolio as well as macroeconomic trends impacting loan performance. Drive adjustments to our underwriting and marketing strategies to mitigate risk

- Manage junior Analytics resources

Experience required:

- 2-3 years of relevant experience in lending start-ups/Fintech/ Neo bank with Strong analytical, numerical, research and problem solving skills

- Excellent with advance excel

- Hands on experience in using SQL / Google analytics

- B. Tech /B.E from a premier institute