The Credit Manager is responsible for managing the credit risk, underwriting, and loan approval process for the NBFC.
The role involves evaluating creditworthiness, ensuring compliance with internal policies and regulatory guidelines, and maintaining the quality of the loan portfolio.
Proficiency in financial analysis and credit underwriting.
Excellent understanding of banking/NBFC products and lending practices.
Strong decision-making, analytical, and negotiation skills.
Knowledge of RBI guidelines and credit risk management frameworks.