Senior Credit Analyst - Corporate Banking Risk

CreditAnalyst for Wholesale Banking Credit Team : Candidate will be part of Large Corporate Credit Riskteam based at Max Towers, Noida.

Roleinvolves

• Carry out due diligence for large/medium size corporate customers

• In-depth financial analysis, business model review, management risk analysis, deal structuring

• Working on cashflow based detailed excel models
• Analyzing cashflows and WC/debt servicing analysis
• Review of annual reports, borrower/promoter background

• Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet.
• Interaction with various stakeholders (internal and external) for review of such customers
• Carry out internal rating of customers and assign/review rating
• Monitoring of performance of customers on an ongoing basis
• Review Early warning triggers

• Carry out site visits to review work progress
• Prepare recommendation notes and recommend proposals to top management
• Maintain/monitor Credit Hygiene

Candidaterequires

• 7-10 years of work experience (VP/SVP grade)
• Working knowledge of Microsoft excel, MS Word
• Communication skills both written and verbal
• Knowledge of financial analysis and awareness of lending/regulatory guidelines