Banking Advisory Senior Analyst

Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing



Designation: Banking Advisory Senior Analyst



Qualifications:BCom/MCom



Years of Experience:5 to 8 years



What would you do?
We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The role requires a good understanding of credit analysis, creditworthiness, underwriting,3rd party report validation of property, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. Obtain and compile loan applicants credit histories, corporate financial statements, and other financial information, analyses applicant s financial status, credit, and property valuation. In which various layer of task involved to determine the eligibility guidelines and the valuation of loans from application to closing by supporting underwriters. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repaymentA process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal and escrow payments from a borrower. This includes sending monthly payment statements and collecting monthly payments, maintaining records of payments and balances, collecting and paying taxes and insurance (and managing escrow and impound funds), remitting funds to the note holder, and following up on delinquencies.



What are we looking for?

Banking, Financial Services

Ability to perform under pressure

Adaptable and flexible

Written and verbal communication

Process-orientation

You will be given detailed instructions on all tasks that need to be carried out, and the decisions that you make will impact your work

You will need to be well versed with basic statistics and terms involved in the day-to-day business and use it while Submission to onshore Underwriter.

You will be working closely with project members to effectively deliver on the requirements

You will be an individual contributor as a part of a team with a predetermined focused scope of work.

Please note this role require you to work in rotational shifts, ability to perform under stringent timeline

In this role you are required to solve routine problems, largely through precedent and referral to general guidelines

Your expected interactions are within your own team and direct supervisor

You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments

The decisions that you make would impact your own work

You will be an individual contributor as a part of a team, with a predetermined, focused scope of work


Roles and Responsibilities:

In this role you are required to do analysis and solving of increasingly complex problems

Your day to day interactions are with peers within Accenture

You are likely to have some interaction with clients and/or Accenture management

You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments

Decisions that are made by you impact your own work and may impact the work of others

In this role you would be an individual contributor and/or oversee a small work effort and/or team

Please note that this role may require you to work in rotational shifts



Qualifications

BCom,MCom