Analyst-Risk Management

You Lead the Way. We ve Got Your Back.

At American Express, you ll be recognized for your contributions, leadership, and impact every colleague has the opportunity to share in the company s success. Together, we ll win as a team, striving to uphold our company values and powerful backing promise to provide the world s best customer experience every day. And we ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Functional Description

GRC organization has setup Center of Excellence (CoE) dedicated to Financial Crimes Decision Science and Analytics. The team is responsible for the enterprise-wide financial crime risk management related transaction monitoring programs across all our products and services globally. The team develops, implements, monitors, and optimizes the automated transaction monitoring rules, reports, and other processes like CRR designed to identify activity potentially indicative of financial crime behavior that is important from regulator perspective. The successful candidate will be part of the team responsible for Rule Inventory Management, reporting and forecasting for TM and CRR globally. This role will require working closely with GFCC, FIU, CFR capabilities teams. A good understanding of AML Investigations, Credit and Fraud risk, and/or the payments analytics will be a plus in this role

Responsibilities

• Reporting & portfolio analytics to identify opportunities and create strategies to enhance/measure the performance of TM program.
• Reporting & Analytics of Customer Risk Rating (CRR) Program, identify opportunities to streamline/automate CRR Reporting.
• Establish rule/logic performance metrics/Internal Controls in partnership with stake holders. Monitor performance in close collaboration with the Rule Strategy and Design teams.

Qualifications:

Academic Background: Bachelor s or Master s from a top tier college (either IIT/MBA/M tech/MS/Masters in quantitative subjects such as Economics, Statistics or Mathematics)

Experience: Minimum 1 year of relevant work experience in Analytics risk is a good to have.

Technical and Function Skills/Capabilities:

- A strong balance of technical knowledge and business acumen , along with zeal of driving innovation with analytical bent of mind.

- Exceptional drive and commitment; ability to work and thrive in in fast changing, results driven environment; and proven ability in handling competing priorities

- Experience using Excel, Hive, Python, Pyspark & exposure to Bigdata, Tableau & GCP cloud would be an added advantage.

- Excellent critical thinking and attention to detail with relevant statistical analysis/econometric experience required.

- Excellent planning and organizations skills including ability to manage inter-dependencies and execute under stringent timelines

- Strong team building and leadership characteristics will be expected.

- Good communication and persuasion skills with an ability to translate technical analysis into business insights and recommendations, work with diverse teams and individuals, and influence others without direct authority.

Benefits include:

• Competitive base salaries
• Bonus incentives
• Support for financial-well-being and retirement
• Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• Generous paid parental leave policies (depending on your location)
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities