Rating Analyst

Job Title 

Rating Analyst

Division 

Ratings MCG

Department

MCG- Analytical

Hiring Level 

10 A

About CRISIL Ratings 

CRISIL Ratings is India's leading rating agency. We pioneered the concept of credit rating in India in 1987. With a tradition of independence, analytical rigour and innovation, we have a leadership position. 

Team- Mid Corporate Group – Analytical

Department: RATINGS –Bank Loan Rating (Analytical) 

About BLR Ratings. 

Bank loan rating indicates the degree of risk regarding timely payment of the bank facility being rated; the facility includes principal and interest, if any, on the principal. CRISIL rates the maximum number of companies for their bank loans in India. It has, so far, assigned ratings to the bank facilities of more than 12,614 entities as on March 31, 2013, representing over 50 per cent of all the companies which have their bank loans rated in India; CRISIL has rated bank facilities of all types: term loans, project loans, corporate loans, general purpose loans, working capital demand loans, cash credit facilities, and non-fund-based facilities, such as letters of credit and bank guarantees. For more information, please visit www.crisil.com 

Short Summary:

• Analyze the Company’s financial performance which includes.
• Past financial and business performance & Benchmark these against peers’ performance.
• Project for future performance of the company
• Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates.
• Assign Ratings and prepare reports that cogently capture the rationale behind the rating.
• Make credit rating recommendations to the Rating Committee.
• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Client Management / Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated to understand their strategy and business model.
• Communicate the final Rating to the client
• Make presentations to the Rating Committee and respond to the questions/provide clarifications in support of the rating recommendation.  

Candidate Profile

➢ Credit Analysis and Rating experience preferably for Mid Corporates. ➢ Pay Package-Fixed Pay + Variables.  

Essential Qualifications

➢ MBA from Top Tier Institutes or CA

Preferred Qualifications

➢ MBA